Explore the differences! FHA VS Conventional loan programs in Milton, Sussex County, Delaware

In 2025, Convetional loan limit in Milton, county of Sussex, DE is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in DE is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Milton, county of Sussex, DE

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 19968

Conventional and FHA loan options in Milton, DE

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Preferred Lenders - Prelenders.com
  • 1814 Rte 70 W, Suite 350, Audubon, NJ, 08106
  • "America’s Preferred Mortgage Lenders has over 50 years of combined experience in all aspects of residential mortgage lending. We are a licensed mortgage banker in New Jersey, Pennsylvania, Delaware, Maryland, California, and Florida. Our independence as a mortgage banker means we can offer rates, terms, and flexibility other lenders can’t."
  • TAM Lending Center, Inc
  • 251 S. White Horse Pike, Audubon, NJ, 08106
  • "TAM Lending Center, Inc., (TAM) has over 50 years of combined experience in all aspects of residential mortgage lending. TAM is a licensed mortgage banker in New Jersey, Pennsylvania, Delaware and Florida. Our independence as a mortgage banker means we have the ability to offer rates, terms and flexibility other lenders can't."
  • Destinations Credit Union
  • 8767 Satyr Hill Road, Parkville, MD, 21234
  • Destinations Credit Union is a not-for-profit full service financial institution serving Parkville/Carney and employees/members of more than 150 businesses and community groups in the Baltimore Metro area. Because we return our profits to our members, we can generally offer low or no fees for services
  • Chesapeake Bank
  • 2001 East Joppa Road, Baltimore, MD, 21234
  • Chesapeake Bank of Maryland was founded in 1913 as New Eastern Avenue Permanent Savings and Loan Association. The name was changed to Chesapeake Federal Savings and Loan Association in 1960. In 1998 the Bank, became Chesapeake Bank of Maryland. The Bank operates from its main office in Parkville
  • Navigator Mortgage Brokers
  • 16701 Melford Blvd, Suite 459, Bowie, MD, 20715
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • DELAWARE VALLEY FINANCIAL MORTGAGE, LLC
  • 402 Bayard Road, Suite 100, Kennett Square, PA, 19348
  • Delaware Valley Financial Mortgage serves clients in Pennsylvania who wish to secure dependable, timely mortgages from a trusted local source. Over the years, the need for personal customer support has increased as online national mortgage companies offer little one-on-one help. Founded in 2004
  • Brandywine Lending, Inc.
  • 415 Anvil Drive, Kennett Square, PA, 19348
  • Brandywine Lending, Inc, a full-service mortgage broker specializing in residential and refinance loans. A mortgage broker means we shop from our extensive list of lenders for the best product and pricing for your specific situation. What it does NOT mean… extra cost! Brandywine Lending offers a wide range of mortgage
  • MECU Credit Union
  • 1 South Street, Baltimore, MD, 21202
  • Our local Baltimore roots go back to 1936. From our humble beginnings to today, we have always put working families and their financial well-being at the center of everything we do. With better rates, free financial education and personal service, we are committed to improving the lives of our members and the communities we serve.
  • M&T Realty Capital Corporation
  • One Light Street, 12th Floor, Baltimore, MD, 21202
  • M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.
  • Redwood Mortgage Company
  • 40 Tanner Street, Suite 2, Haddonfield, NJ, 08033
  • Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.