FHA VS Conventional loan programs in Lewes, Sussex County, Delaware
As of 2026, the loan limit for Conventional mortgages in Lewes, within the county of Sussex, DE, amounts to $726,200. Meanwhile, the FHA loan limit for single-family homes is at $472,030.
Take advantage of the Lendersa® Conventional loan calculator to explore and compare current rates for Conventional, FHA, and USDA loans. Discover what income level, credit standing, reserves, and documentation are necessary to qualify. Our sophisticated mortgage calculator allows you to view side by side the Conforming Conventional loans, USDA, FHA, and VA programs, equipping you to choose the best option suited for your financial needs in DE.
2026 Loan Limits and Downpayment Requirements in Lewes, County of Sussex, DE
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison chart is applicable to the zip codes: 19958
Available Conventional and FHA Loan Options in Lewes, DE
The mission of Lendersa® is to help you swiftly and easily obtain the most suitable Conventional, USDA, or FHA loan. You can choose from three options to connect with matching lenders and suitable loan programs.
"Established in 2006, The Mortgage Market of Delaware, LLC is a locally owned and operated family business specializing in residential and commercial real estate lending. We work with 20 national mortgage lenders and financial institutions so we
can assist almost any borrower. If we can't do the loan, it probably can't be done!"
19405 Plantation Road, Suite 1A, Rehoboth Beach, DE, 19971
Lends in Delaware
Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry.
Evolve Bank team in 2017 after spending five years in client services. I find my true passion in helping families and individuals succeed in making the most informed decision regarding loan options; tailored towards their specific financial needs. As an experienced loan professional, I can ensure full transparency.
19269 Coastal Highway, Suite 1, Rehoboth Beach, DE, 19971
Lends in Delaware
We are a small business located in Annapolis, MD. Our founders, David Jones and Wes Tower, are Annapolis residents and active in the local community. We had a desire to help the community that we love so much, so we started a mortgage company aimed at providing great service and rates to our customers.
16394 Samuel Paynter Blvd, Suite 102, Milton, DE, 19968
Lends in Delaware
Motto Mortgage Prosperity have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer.
All American Mortgage, Ltd. do the work for you. Our specialty is comparing rates among the largest lenders in the United States and finding the best possible solution to meet your mortgage needs. We represent many lending institutions and are able to assist clients with both great credit and not so great credit.
At Stratton Mortgage, we desire to build our community through home ownership and generosity. Our goal is to provide a seamless mortgage process that allows you to enjoy buying or re-financing your home. Stratton Mortgage is an innovative company that takes the stress out of the mortgage experience.
Whitecap Mortgage was founded from a desire to offer a better option to our customers. We believe that you shouldn’t have to choose between getting a competitive interest rate or getting an excellent mortgage experience, and from that belief our company was born. We take pride in treating our clients with honesty and integrity.
The Delaware State Police Federal Credit Union was founded in 1960. The idea was to create a financial institution, whose purpose was and is to protect and help Delaware’s most precious resource, our troopers, lead financially successful lives. In the years since, we have grown and developed into an organization that honors all of those that serve.