FHA VS Conventional loan programs in Wilmington, New Castle County, Delaware
In the year 2026, within Wilmington, in the county of New Castle, DE, the loan limit for Conventional loans stands at $726,200. In contrast, the limit for FHA loans is set at $529,000 for properties designed for single-family use.
Make use of the Lendersa® Conventional loan calculator for a comprehensive comparison of today’s best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents required for eligibility. Our state-of-the-art mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most suitable program in DE tailored to your specific financial circumstances.
2026 Loan Limits and Down Payment Requirements for Wilmington, New Castle, DE
Loan Category
Maximum Loan
Down Payment
Conventional Conforming
$726,200
3%
USDA
$381,800
0%
FHA
$529,000
3.5%
This comparison table is valid for these zip codes: 19809
Explore Conventional and FHA Loan Opportunities in Wilmington, DE
The objective of Lendersa® is to facilitate quick and hassle-free acquisition of the ideal Conventional, USDA, or FHA loan for you. Choose among these three pathways to get started, each leading to a selection of lenders and tailored loan programs.
At 1 Core Financial where we aim to serve your mortgage, and real estate service needs in one place with a smile. Let us find, fund, and insure your real estate ventures. 1 Core Financial has helped numerous investors and new home owners realize their financial dreams. 1 Core Financial has developed unique banking relationships
Eagle One Federal Credit Union ( FCU) is a not-for-profit financial cooperative, democratically owned and run by its members. We are a full service Credit Union and are continually growing within the northern Delaware and Philadelphia markets. Although we have grown and evolved over the years.
2803 Philadelphia Pike, Suite B-190, Claymont, DE, 19703
Lends in Delaware
At Veterans Mortgage Services, we take great pride in Serving Those Who Have Served Our Country. We have professionals with expertise in VA Loans who are committed to streamline the process, making it smooth and easy for you. Millions of military families have taken advantage of Veterans Mortgage Services to purchase or refinance a home.
At Mortgage Network Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
WSFS Bank is the largest and longest-standing community bank in the Greater Delaware Valley. We serve Customers from 89 banking offices in Delaware, the City of Philadelphia and southeastern Pennsylvania, southern New Jersey, Virginia and Nevada. WSFS Bank provides comprehensive financial services.
1521 Concord Pike, Suite 100, Wilmington, DE, 19803
Lends in Delaware
Newrez LLC (Newrez) is a leading nationwide mortgage lender and servicer. As a lender, NewRez focuses on offering a breadth of industry-leading products, supported by a loan process that blends both human interaction and the benefits of technology into an unparalleled customer experience.
