FHA VS Conventional loan programs in 2026 for Edgemoor, New Castle County, Delaware

In 2026, the Conventional loan limit for Edgemoor, in the county of New Castle, DE, is set at $726,200, whereas the FHA cap for a single-family residence stands at $529,000.

With Lendersa®'s Conventional loan calculator at your disposal, you can assess the top rates today for Conventional versus FHA versus USDA loans. It also determines the required income, credit, reserves, and documentation for qualifying. Our detailed mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the most appropriate program for your financial circumstances in DE.

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2026 Loan Limits and Down Payment Requirements in Edgemoor, County of New Castle, DE

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This comparison applies to the zip codes: 19809

Variety of Conventional and FHA Loan Choices in Edgemoor, DE

The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan with speed and ease. Opt for one of three initial methods that guide you to matching lenders and loan arrangements.

USDA loan request and results from Lendersa


Edgemoor Lenders

  • 1 Core Financial
  • 3710 N Market St, Wilmington, DE, 19802
  • Lends in Delaware
  • At 1 Core Financial where we aim to serve your mortgage, and real estate service needs in one place with a smile. Let us find, fund, and insure your real estate ventures. 1 Core Financial has helped numerous investors and new home owners realize their financial dreams. 1 Core Financial has developed unique banking relationships

  • Eagle One Federal Credit Union
  • 3301 Philadelphia Pike, Claymont, DE, 19703
  • Lends in Delaware
  • Eagle One Federal Credit Union ( FCU) is a not-for-profit financial cooperative, democratically owned and run by its members. We are a full service Credit Union and are continually growing within the northern Delaware and Philadelphia markets. Although we have grown and evolved over the years.

  • Veterans Mortgage Services
  • 2803 Philadelphia Pike, Suite B-190, Claymont, DE, 19703
  • Lends in Delaware
  • At Veterans Mortgage Services, we take great pride in Serving Those Who Have Served Our Country. We have professionals with expertise in VA Loans who are committed to streamline the process, making it smooth and easy for you. Millions of military families have taken advantage of Veterans Mortgage Services to purchase or refinance a home.

  • Mortgage Network Solutions, LLC
  • 2036 Foulk Rd, Suite 102, Wilmington, DE, 19810
  • Lends in Delaware
  • At Mortgage Network Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • WSFS Bank
  • 500 Delaware Avenue, Wilmington, DE, 19801
  • Lends in Delaware
  • WSFS Bank is the largest and longest-standing community bank in the Greater Delaware Valley. We serve Customers from 89 banking offices in Delaware, the City of Philadelphia and southeastern Pennsylvania, southern New Jersey, Virginia and Nevada. WSFS Bank provides comprehensive financial services.

  • Newrez LLC
  • 1521 Concord Pike, Suite 100, Wilmington, DE, 19803
  • Lends in Delaware
  • Newrez LLC (Newrez) is a leading nationwide mortgage lender and servicer. As a lender, NewRez focuses on offering a breadth of industry-leading products, supported by a loan process that blends both human interaction and the benefits of technology into an unparalleled customer experience.