Explore the differences! FHA VS Conventional loan programs in Biscayne-Park, Miami-Dade County, Florida

In 2024, Convetional loan limit in Biscayne-Park, county of Miami-Dade, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Biscayne-Park, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33161

Conventional and FHA loan options in Biscayne-Park, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • My Preferred Lender
  • 6120 Paseo Del Norte, Suite A-2, Carlsbad, CA, 92011
  • My Preferred Lender The goal of My Preferred Lender (MPL) is to establish a valued relationship between ourselves and our clients. The MPL Team consists of only the most qualified and experienced loan advisors strictly licensed by the California Bureau of Real Estate (CalBRE) and the Nationwide Mortgage.
  • America's Loan Advisors Inc.
  • 701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
  • We directly fund between $9-$10 billion a year in home loans. This means we process, underwrite & wire the funds. If we do not have a loan option for our client “in-house, ” we will process the loan and submit it to an investor for underwriting and funding. Having both these funding sources allow us to provide the best loan options for our clients.
  • Integrity Financial
  • 701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
  • We are a full service mortgage lending company with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to home improvement to debt consolidation to construction lending. With access to over 100 full range mortgage sources, our lending specialists are dedicated to finding you the right loan.
  • Bluefire Mortgage Group
  • 2121 Palomar Airport Road, Suite 204, Carlsbad, CA, 92011
  • At Bluefire Mortgage Group, we understand the apprehension you may feel when buying a home and looking for financing. We do our very best to help you overcome your apprehension and understand all aspects of your mortgage and how it works. We are committed to responsible lending and pride ourselves on delivering exactly what we promise.
  • La Costa Loans
  • 703 PALOMAR AIRPORT ROAD SUITE 225, Carlsbad, CA, 92011
  • La Costa Loans’ private money provides short term financings ranging from $50,000 to $1,500,000 when traditional capital sources are unavailable, too slow or too costly. These private money loan transactions are often less costly than equity partnerships, more flexible in underwriting the collateral and borrower than institutional debt.
  • Puente de Oro Home Loans
  • 14920 Perris Blvd, Suite 143, Moreno Valley, CA, 92553
  • We love our customers, so feel free to visit during normal business hours. There's much to see in Puente De Oro Home Loans, So, take your time, look around, and learn all there is to know about us. They giving SERVICES FOR SELLERS, BUYERS AND REFINANCES. We will help you in the process of your dream home purchase!
  • Nationwide Funding Group Corporation.
  • 13800 Heacock St, Suite D135A, Moreno Valley, CA, 92553
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MANFRED MORTGAGE
  • 120 South Main Avenue, Fallbrook, CA, 92028
  • Manfred Mortgage is a San Diego based, family operated company, specializing in home mortgages and everything Real Estate for over 40 years. We pride ourselves on exceptional knowledge and experience in the industry. If you are buying your first home or you are a seasoned pro, we can help you achieve your real estate dreams.
  • Cushner Capital Group
  • 1143 SEA LARKE DRIVE, Fallbrook, CA, 92028
  • Cushner Capital Group is a direct Private Mortgage Lender and Brokerage based in Fallbrook, CA, thirty miles north of San Diego. We have been providing hard money non-standard and conventional mortgages throughout the state of California for the past 20 years. Our goal is to provide a viable non-standard mortgage solution for borrowers
  • America One Mortgage Group
  • 1902 Wright Place, Suite 200, Carlsbad, CA, 92008
  • America One Mortgage Group, where we specialize in residential mortgages. At America One Mortgage Group, we will find a loan that fits each borrower. Unlike big Banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.