FHA VS Conventional loan in North-Miami, Miami-Dade County, Florida

In 2025, Convetional loan limit in North-Miami, county of Miami-Dade, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in North-Miami, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33168, 33167, 33160, 33161, 33181, 33261

Conventional and FHA loan options in North-Miami, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mortgage Maestro Group
  • 387 North Corona Street, Suite 646, Denver, CO, 80218
  • At the Mortgage Maestro Group, we are here to help you navigate through the complicated seas of house-hunting to the promised land of home ownership. Whether you are refinancing, a first-time buyer, buying a rental property, or you’re finally ready for your dream home, we have you covered. Let our experts guide you through the maze.
  • Cardinal Financial Inc
  • 1299 Gilpin Street, Denver, CO, 80218
  • Cardinal Financial makes many kinds of short term real estate loans secured by property in Colorado. Loans include purchases of income property, fix and flip loans loans to LLCs, corporations, trusts and other entities as well as loans to settle estates and auction bidding loans. We can commit to a loan.
  • Intelligent Investments Inc
  • 302 Elati Street, Denver, CO, 80223
  • Intelligent Investments, Inc. was established in 1999. We only hire highly experienced industry professionals. Our professional team is critical to the long-term success of our company. Experience and professionalism offer our clients the tools needed to help them understand the loan process.
  • Residential Lending LLC
  • 6901 South Pierce Street, Suite 290, Littleton, CO, 80128
  • Residential Lending LLC are a top-rated Colorado mortgage company with great emphasis on integrity, helping people better their financial situations, and on nurturing client relationships. We’re family friendly, we work hard, and when we celebrate anything, you’ll usually find us at a local Thai restaurant.
  • Expect LLC
  • 232 North Broadway, Unit 9, Denver, CO, 80203
  • Expect Mortgage Co are home loan and refinance specialists serving clients in the beautiful state of Colorado. We provide honest, transparent, and trustworthy home loan origination and refinance services. We have established a unique value prop that we feel resonates well with first-time home buyers.
  • High Class Mortgage LLC
  • 1115 Broadway, Suite 206, Denver, CO, 80203
  • High Class Mortgage is a Mortgage Company for honest loan officers who prefer to be treated fairly without being "nickel and dimed." High Class Mortgage is a mortgage company that was 10 years in the making. A concept conceived by Christopher and Jennifer Williams, who have always been committed to honesty and integrity in the home loan business.
  • North Point Financial Inc
  • 1203 24th St, Denver, CO, 80205
  • North Point Financial Inc are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • RP Mortgage LTD
  • 2301 Blake, Suite 100, Denver, CO, 80205
  • RP Mortgage, Ltd. offers Jumbo, Super Jumbo, Conventional, Home Equity Loans, Home Equity Lines of Credit, FHA, and VA financing. Our rates are some of the most competitive in Colorado. Whether you are looking to refinance or purchase your new home entrust RP Mortgage, Ltd. to handle this important financial decision