Explore the differences! FHA VS Conventional loan programs in North-Miami, Miami-Dade County, Florida

In 2025, Convetional loan limit in North-Miami, county of Miami-Dade, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in North-Miami, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33168, 33167, 33160, 33161, 33181, 33261

Conventional and FHA loan options in North-Miami, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • My Home Loans LLC
  • 1473 Lee Trevino Drive, Suite B, El Paso, TX, 79936
  • At My Home Loans LLC, No Matter the Type of Loan You Need, We'll Be There With You Every Step of the Way We are a reliable home loan lender in El Paso, TX who continuously provides residents with the ability to purchase the home of their dreams using one of our trusted and certified loans.
  • Miners National Bank of Eveleth
  • 401 Grant Ave, Eveleth, MN, 55734
  • The Miners National Bank of Eveleth is an independent, family-owned, community bank located in downtown Eveleth. Established in 1903, we are a full service institution specializing in personalized service for all your personal and business needs. To help you keep up with the fast pace of the world today, we offer you access to your account info.
  • Rocky Mountain Mortgage Company
  • 2244 Trawood Dr Suite 100, El Paso, TX, 79935
  • Rocky Mountain Mortgage Company is a locally owned full service Mortgage Banking company. For the past 25 years we have been providing home loans to first time buyers, growing families, and & ction Lending Department works with local developers and builders to assure availability of high quality affordable homes.
  • evolve Federal Credit Union
  • 8820 Gazelle Drive, El Paso, TX, 79925
  • evolve Federal Credit Union offers a full-service banking for anyone who lives, works or worships in El Paso. With 4 branch locations throughout El Paso, a full range of online services, and our mobile app, we can provide all of our members with a simple, easy and fast way to bank. Our mission is to build member loyalty through service.
  • GECU
  • 1225 Airway Blvd, El Paso, TX, 79925
  • In 1932, 11 El Paso civil servants pooled $5 each to form a credit union. Today, GECU is the largest and one of the strongest locally owned financial institutions in the city we call home with more than 400, 000 members, 30 branches. For over 85 years the people of our communities have been helping each other make dreams come true.
  • Sun City Home Loans
  • 1155 Westmoreland Dr, Suite 107, El Paso, TX, 79925
  • Sun City Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the El Paso area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers.
  • The First National Bank of Gilbert
  • 2 North Broadway, Gilbert, MN, 55741
  • We offer a wide variety of checking accounts and savings plans to suit your special needs. As we are an independent bank serving the Iron Range area since 1908, our products and services are designed for customers within our local community. We're here to serve you, in a prompt, efficient, and friendly manner.
  • Binary Investments, LLC
  • 6044 Gateway Blvd E, Suite 210, El Paso, TX, 79905
  • We work with a network of investors and hard money lenders to get you the deal that works for your project. We are able to find the right solutions for your real estate investment opportunities. We make our terms simple and understandable so you know you are getting the best deal possible.