FHA VS Conventional loan programs in North-Miami, Miami-Dade County, Florida

In 2024, Convetional loan limit in North-Miami, county of Miami-Dade, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2024 loan limits and downpayment requirments in North-Miami, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33168, 33167, 33160, 33161, 33181, 33261

Conventional and FHA loan options in North-Miami, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Desert Creel Mortgage, LLC
  • 16810 E. Avenue of the Fountains, Suite 214, Fountain Hills, AZ, 85268
  • Bill McKellips and Dan Fann have been in the mortgage industry for over 15 years. They combined efforts and began Desert Creek Mortgage in 2004. They are committed t dealing openly and honestly with their customers. Getting a mortgage can be confusing and overwhelming. Desert Creek wants to make it as easy and painless as possible.
  • GOLDWATER MORTGAGE FINANCIAL COMPANY INC.
  • 16810 Avenue of the Fountains, Suite 104, Fountain Hills, AZ, 85268
  • At Goldwater Mortgage Financial Company Inc., professional mortgage company specializing in residential mortgages. At Goldwater Mortgage Financial Company Inc., we will find a loan that fits each borrower. Unlike big banks that have order taker helping you with your loan, we have highly skilled loan consultants.
  • X2 Mortgage
  • 3028 E Lakewood St, Mesa, AZ, 85213
  • X2 Mortgage is a wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient, and cost effective for both employees and customers. NMLS#2234467wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient
  • Lender Express Mortgage LLC
  • 1013 S. Stapley Dr, Mesa, AZ, 85204
  • Lender Express Mortgage We make sure that we have access to a wide spectrum of cutting-edge mortgage products to make sure we can offer more options to our diverse customer base. Our portfolio of loan products include traditional products such as conventional, FHA, VA, USDA, jumbo loans, down payment assistance, non-QM and more
  • Starwest Mortgage Corporation
  • 1818 East Southern Avenue, Suite 15C, Mesa, AZ, 85204
  • Starwest has built a strong reputation since 2003 as an outstanding mortgage brokerage firm. An A+ member of the BBB, Starwest is serving the lending needs of current homeowners, real estate professionals, builders and individual homebuyers throughout the state. We’re a full service mortgage broker with a combined 24 years of experience
  • Echo Home Loans LLC
  • 1910 South Stapley Drive, Suite 221, Mesa, AZ, 85204
  • Echo Home Loans is a wholesale mortgage broker working with some of the best lenders in the Nation. This gives our mortgage experts the flexibility to find the best suited loan product for each individual clients needs.Echo Home Loans is currently licensed to broker in five states We are actively writing Conforming, FHA, VA, USDA and more.
  • Hard Money Loan Services
  • 916 E. Baseline Road, Suite 106, Mesa, AZ, 85204
  • HMLS is specialty lender providing mortgages for Arizona professionals who require rapid credit decisions, personal service, “common-sense” underwriting, and guaranteed, on-time funding. Its principals have been lending in Arizona since 1993, and built a reputation in the professional community by providing
  • Landmark Capital Mortgage LLC
  • 725 W. Elliot Road, Suite 111, Gilbert, AZ, 85233
  • At Landmark Capital Mortgage, we work to provide you the best and most comprehensive service during your mortgage loan process. Our licensed Arizona mortgage originators are experts and will be in communication with you throughout the entire process. Our team will raise your expectations to a higher level for a mortgage company