FHA VS Conventional loan programs in 2025 for North-Miami, Miami-Dade County, Florida
In 2025, the Conventional loan limit in North-Miami, within Miami-Dade county, FL is $647,200, whereas the FHA limit is $460,000 for single-family homes.
With the Lendersa® Conventional loan calculator, assess current rates for Conventional, FHA, and USDA loans, and evaluate the needed income, credit score, reserves, and documentation to qualify. The advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans for comparison, helping you choose the best program in FL for your needs.
2025 Loan Limits and Down Payments in North-Miami, Miami-Dade County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$460,000
3.5%
This table is relevant for ZIP codes: 33168, 33167, 33160, 33161, 33181, 33261
Explore Conventional and FHA Loan Options in North-Miami, FL
Lendersa® aims to provide the most suitable Conventional, USDA, or FHA loans swiftly and simply. Begin by choosing one of three starting strategies, leading to matching lenders and loan programs.
"A & K Mortgage is a wholesale brokerage dedicated to educating our clients and providing superior service in the home buying process.
As a wholesale broker, we are able to offer buyers options to loan products and unique financing.
We have offer loans FHA, Conventional, USDA, VA, Non-QM, Commercial, Manufactured homes, Condos, etc"
For six decades and counting, First Community has been working to build a stronger Houston. Yes, we've grown from modest beginnings to $1.9 billion in assets, becoming one of Houston's largest credit unions - and we did it by putting people FIRST.
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601 Jefferson Street, Suite KT-02, Houston, TX, 77002
In 1953, KBR Heritage Federal Credit Union was established as a member-owned, not-for-profit financial institution. Throughout the years, KBR Heritage Federal Credit Union has remained strong and continued to grow along with our members. Serving our membership is a top priority for us.
Established in 1951, Harris County Federal Credit Union serves over 15, 000 members throughout Harris County. All employees of Harris County, their immediate families and anyone who lives, works, attends school or worships in zip codes 77002, 77003, 77004, 77006, 77011, 77020, 77023 and 77026 is eligible for membership.
Allura Financial is a private money lending company that provides a number of different property financing options to people looking to find a home to rent out for them and their family to live in, for multiple families or large families looking for a house to live in, and for people looking for fix and flip financing to buy a property
Wealthstar Mortgage will provide you with all the information you need in the home buying process, accessible at your fingertips. Come take advantage of all time low mortgage and refinance rates from top lenders. Wealthstar Mortgage can assist you to achieve your ultimate goal – owning your own home.
DV LUX Lending LLC serves as an intermediary between borrowers and lenders (banks). Whether a potential borrower is buying a new home or refinancing, LUX Lending will gather loan options from various lenders for the borrower to consider.banks). Whether a potential borrower is buying a new home or refinancing.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
