FHA VS Conventional loan programs in Bal-Harbour, Miami-Dade County, Florida

In 2025, Convetional loan limit in Bal-Harbour, county of Miami-Dade, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Bal-Harbour, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33154

Conventional and FHA loan options in Bal-Harbour, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • United Freedom Mortgage
  • 7136 Haskell Avenue, Suite 107, Van Nuys, CA, 91406
  • United Freedom Mortgage was born from the idea that the dream of owning a home is at the reach of everyone. With over 25 years of combined experience in Mortgage Loans and Real Estate, we commit to helping you find the best deals to own a house & make your dream a reality. We have helped hundreds of families relocate to their ideal home at a price
  • Funding L.A.
  • 7120 Hayvenhurst Avenue, Suite 217, Lake Balboa, CA, 91406
  • Jennifer founded the Gamero Group. This has set her apart from the rest by providing her clients with added services and support in areas such as, transaction coordinating,high tech marketing and client relations. Whether you are looking for a modest starter home or a luxury estate, Jennifer Gamero is here for all your Real Estate needs
  • National Trust Lending
  • 7100 Hayvenhurst Avenue, Suite 101, Van Nuys, CA, 91406
  • "Mortgage Planners at National Trust Lending take the time to listen to your overall financial goals and dreams of homeownership, and then work with you to put together the best loan program for you.We offer a variety of loan programs for our customers at competitive rates including: Fixed Rate Adjustable Rate Conventional FHA va Jumbo"
  • Streit Lending
  • 15350 SHERMAN WAY STE 210, Van Nuys, CA, 91406
  • Streit Lending (www.streitlending.com) is the bridge and construction lending business affiliated with the Streit Family. We provide borrowers with direct access to private capital through the financial strength and liquidity of the Streit Family. All loans are funded using the Streit Family balance sheet.
  • Federal Commercial Funding
  • 16133 Ventura Blvd, 7th Floor, Encino, CA, 91436
  • Federal Commercial Funding’s multifamily and commercial lending division offers nationwide lending and has consistently earned a reputation as a company that delivers. Our lending programs cover loans for multifamily, retail, office, industrial and Bridge Loans for all asset types.
  • Elite Equity Consultants, Inc.
  • 16055 Ventura Boulevard, Suite 465, Encino, CA, 91436
  • "Elite Equity is the Premier Real Estate & Mortgage Company in Southern California. Founded in 2005, the Company was always focused on offering their clients a One-Stop Real Estate & Finance Solution. As a Boutique Brokerage By Design, we specialize in representing our Clients with First Class Service on both sides of the transaction.
  • Land Brothers Mortgage & Realty
  • 16300 Ventura Blvd, Suite 100, Sherman Oaks, CA, 91436
  • Land Brothers Mortgage & Realty All our loan officers take very seriously the fact that purchasing a home or an investment property is likely the largest purchase you will ever make. Something this important shouldn’t be left to chance. If you are looking to purchase a new home or refinance an existing one.
  • Homes and Homes Corporation
  • 16661 ventura blvd, Suite 312, Encino, CA, 91436
  • At Homes and Homes corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Montana Capital Car Title Loans
  • 16255 Ventura Blvd Suite 1100, Encino, CA, 91436
  • Montana Capital Car Title Loans has been helping consumers get ahead since 2007. We began with just one office in the San Fernando Valley, but have since expanded and opened several branches and service locations in many cities across California. Our goal is to provide you the maximum cash value with a payment plan that works for you.
  • US Direct Lender
  • 16200 Ventura Blvd, Encino, CA, 91436
  • We are a direct lending company and we specialize in lending out our own money. We underwrite our loans. Therefore, we move quickly to approve loans. We also work with our investors to fund all types of loans from a full doc to no tax returns or pay stub needed!! We aim to remove the obstacles that consumers often experience when trying to borro
  • Amza Capital
  • 16501 Ventura Blvd. Suite 400, Encino, CA, 91436
  • One of the best tools that nearly all small business owners have access to is commercial finance. Many business owners make the mistake of assuming they could never be approved. Others are too afraid of the risk of accumulating debt. In reality, these are real concerns, but they can be completely avoided with just a little bit of planning.
  • Olympia Financial Mortgage Inc
  • 16633 Ventura Boulevard • Suite 700, Encino, CA, 91436
  • Olympia Financial has well over 30 years of professional experience. We have a team of trained and experienced consultants ready to facilitate your every question. Olympia Financial prides itself on knowledge. At Olympia Financial, delivering impeccable customer service is not just a cliché.