FHA VS Conventional loan in Golden-Glades, Miami-Dade County, Florida

In 2025, Convetional loan limit in Golden-Glades, county of Miami-Dade, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Golden-Glades, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33168, 33161, 33162, 33169

Conventional and FHA loan options in Golden-Glades, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • First Class Financial Services
  • 4385 North 75th Street, Suite 205, Scottsdale, AZ, 85251
  • "First Class Financial Services is committed to providing the highest quality Arizona home mortgages with dedication to Honesty, Integrity, Service and Trust. We make the process of securing a home mortgage as simple, cost effective and straightforward as possible. First Class Financial Services is dedicated to offering you"
  • United Brokers, Inc.
  • 11680 E Sahuaro Drive, Suite 1037, Scottsdale, AZ, 85251
  • United Brokers Inc. is a mortgage company that was established in 2003. The company is based in New York and operates in 3 states - Arizona, California, and New York, facilitating beneficial lending relationships between residential/commercial borrowers and lenders. Our objective is investing in consumer satisfaction
  • Hard Money Mortgage Loans
  • 7137 E Rancho Vista Dr, Unit B05, Scottsdale, AZ, 85251
  • Hard Money Loans can help with your mortgage loans where speed is needed or banks have turned you down. Short-term and long-term private money loans are available throughout Arizona.Our private money loans are done in house so do not require a credit check. Bad credit is okay. We offer competitive rates and low fees. Learn how to qualify!
  • Kayak Capital
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Kayak Capital was founded in 2012 in Arizona Kayak Capital is a mortgage lender for professional real estate investors. They are fast, responsive, professional, and on top of their game. For the last 4+ years, they have worked with investors on many escrow transactions.and also recommended to other investors because of its smooth transaction
  • MODERN HOME LENDING
  • 4250 N Drinkwater Blvd, Suite 300, Scottsdale, AZ, 85251
  • "Modern Home Lending was founded with the goal of keeping the mortgage process as simple as possible. We utilize technology to be more efficient and make sure we find the best loans for our clients'​ needs. We shop across a wide number of lenders to hunt down the best deal for each client's situation.
  • Prime Plus Mortgages - Phoenix Hard Money Loans
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Prime Plus Mortgages is a licensed hard money lending company. We specialize in hard money loans, or HMLs, for developers, property flippers and buy-and-hold strategists. HML programs make private money available for small to medium scale projects. Fast turnaround Full coverage Seamless process Asset-based approval Paperwork reduction. Really.
  • Covenant Home Loans
  • 748 Easy Street, Suite 5, Carefree, AZ, 85377
  • Covenant Home Loans is an Independent Mortgage Broker owned and operated by Nick Vallario. With over 30 years of experience in mortgage banking, both as a Mortgage Broker and a Mortgage Banker, Nick is uniquely qualified to assist you with your home financing. In working with Nick, you will avoid high overhead costs associated with multi-layered
  • Tri-Point Capital
  • 6424 E Greenway Pkwy #200-442, Scottsdale, AZ, 85254
  • Tri-Point Capital is a boutique lender offering Hard Money to experienced Investors for Residential Real Estate Acquisition, as well as Fix/Flip projects. Approval is based solely on the Real Estate and the experience of the Investor. First Deeds only. 6-12 Mos preferred - longer possible. Typical funding within 10 days. Draws disbursed within 24 h