FHA VS Conventional loan programs in 2025 for Butler-Beach, St. Johns County, Florida

In 2025, Convetional loan limit in Butler-Beach, county of St. Johns, FL is $647,200 while FHA limit is $432,400 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Butler-Beach, county of St. Johns, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $310,900 0%
FHA $432,400 3.5%

The comparison table applies to zip codes: 32080

Conventional and FHA loan options in Butler-Beach, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Northpark Community Credit Union
  • 450 South Lebanon Street, Lebanon, IN, 46052
  • Our purpose is simple, to make your life better. From our people, to our products and our Members, that's what we strive for every day. We serve Central Indiana and while we may be virtual (the one and only virtual credit union in the United States!) we put a lot of resources into serving our community, especially the underserved.
  • AMERICA ONE MORTGAGE, LLC
  • 15 East High Street Suite G, Glassboro, NJ, 8028
  • America One Mortgage, LLC’s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the best service, competitive interest rates, and low closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Christine D Burnett
  • 1935 Strasburg Road, Coatesville, PA, 19320
  • I’m Christine. I am a Pa. mortgage broker located in beautiful Chester County. With over 30 years of experience in the industry, I offer productive and personalized solutions for your unique mortgage needs. I offer some extremely competitive rates and certain programs that you won’t find at your local bank.
  • Advantage Mortgage Group
  • 140 Cedar Knoll Rd, Coatesville, PA, 19320
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First Ohio Community Federal Credit Union
  • 8200 Cleveland Avenue NW, North Canton, OH, 44720
  • The credit union was established on November 30, 1937 as the Hoover Employees Federal Credit Union. Thanks to progressive thinking by the Board of Directors, a community charter was obtained in 1980. This new charter opened the field of membership essentially to everyone living or employed in North Canton, Ohio.
  • BRANDYWINE VALLEY MORTGAGE LLC
  • PO Box 145, Pocopson, PA, 19366
  • Brandywine Valley Mortgage is an independent broker that puts our customer needs before anything else. We have relationships with dozens of wholesale lenders to ensure we provide our clients with the best mortgage products available. Every mortgage is our niche, not just one product. We do what your bank doesn't, put you firs.
  • FC Bank, a division of CNB Bank
  • 105 Washington Square, Bucyrus, OH, 44820
  • As a local, community bank, we are driven by a strong focus on meeting the financial needs of businesses and individuals in a way only a community bank can deliver. And we are proud to serve Morrow, Knox, Richland, Franklin, and Holmes Counties with full service branches in Bucyrus, Cardington, Dublin, Fredericktown, Worthington,
  • Lighthouse Commercial Mortgage
  • 119 S. Sandusky Ave, Bucyrus, OH, 44820
  • Since our founding in 1888, employees have been the main reason for First Federal Community Bank’s success. We are an Equal Opportunity Employer and we offer competitive salaries, excellent benefits and the opportunity for career advancement. If you are customer-oriented, enjoy working with people, take pride in your work
  • Peoples Savings and Loan Company
  • 300 South Walnut Street, Bucyrus, OH, 44820
  • Our goal is to become your family financial center. We are locally owned and operated. Our staff is here to serve you. Unlike big corporations, we make decisions on an individual basis, not by some arbitrary number. Stop in sometime, we would be glad to let you know what we offer. We want to earn your business.