Explore the differences! FHA VS Conventional loan programs in St.-Augustine-Shores, St. Johns County, Florida
In 2025, the Conventional loan cap in St.-Augustine-Shores, located in St. Johns county, FL, is $647,200, whereas the FHA limit for a single-family home is $432,400.
Employ the Lendersa® Conventional loan calculator to evaluate the optimal current rates among Conventional, FHA, and USDA loans. Determine what's needed in terms of income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA, aiding in the decision of the best program for your financial scenario in FL.
2025 Loan Limits and Down Payment Necessities in St.-Augustine-Shores, FL, County of St. Johns
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$310,900
0%
FHA
$432,400
3.5%
This table is applicable to following zip codes: 32086
Available Options for Conventional and FHA Loans in St.-Augustine-Shores, FL
The objective of Lendersa® is to provide you with optimal loans—whether Conventional, USDA, or FHA—swiftly and with ease. Initiate one of the three given paths to align with fitting lenders and loan programs.
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