FHA VS Conventional loan programs in 2025 for St.-Augustine-South, St. Johns County, Florida
The Conventional loan limit in St.-Augustine-South, located in St. Johns county of FL, is set at $647,200 for 2025. Conversely, the FHA limit for a single-family home in the same region is $432,400.
Lendersa® offers a Conventional loan calculator to allow you to evaluate and compare the most favorable rates among Conventional, FHA, and USDA loans available today. By examining the required income, credit status, reserves, and documentation, you can determine eligibility. The advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting in selecting the best program in FL suitable for your financial condition.
Loan Limits and Down Payment Requirements in St.-Augustine-South, St. Johns County, FL for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$310,900
0%
FHA
$432,400
3.5%
Applicable to the ZIP codes: 32086
Available Options for Conventional and FHA Loans in St.-Augustine-South, FL
The goal of Lendersa® is to efficiently secure the best available Conventional, USDA, or FHA loans with ease. Start with one of three pathways, which lead to matched lenders and loan options tailored to your needs.
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