Explore the differences! FHA VS Conventional loan programs in St.-Augustine-South, St. Johns County, Florida
The Conventional loan limit in St.-Augustine-South, located in St. Johns county of FL, is set at $647,200 for 2025. Conversely, the FHA limit for a single-family home in the same region is $432,400.
Lendersa® offers a Conventional loan calculator to allow you to evaluate and compare the most favorable rates among Conventional, FHA, and USDA loans available today. By examining the required income, credit status, reserves, and documentation, you can determine eligibility. The advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting in selecting the best program in FL suitable for your financial condition.
Loan Limits and Down Payment Requirements in St.-Augustine-South, St. Johns County, FL for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$310,900
0%
FHA
$432,400
3.5%
Applicable to the ZIP codes: 32086
Available Options for Conventional and FHA Loans in St.-Augustine-South, FL
The goal of Lendersa® is to efficiently secure the best available Conventional, USDA, or FHA loans with ease. Start with one of three pathways, which lead to matched lenders and loan options tailored to your needs.
FAA Federal Credit Union is a not-for-profit, financial cooperative that exists to serve the employees within our various approved service employee groups. Our original charter was established on July 21, 1954, as the Department of Commerce Memphis Employees Federal Credit Union.
We are passionate about giving our customers and the communities we serve, an experience that is Unbelievably Good. Member FDIC. Equal Housing Lender
First Citizens National Bank operates from 25 locations in the state of Tennessee. Established in 1889 in Dyer County, the bank serves markets throughout eleven Tennessee counties.
At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.
975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
First Neighborhood Bank is a strong, community-based bank headquartered in West Virginia. Since our beginnings more than 100 years ago,our goal has always been the same – to provide our customers with solid financial products paired with unbeatable customer service. Our team of skilled banking experts offer a full range of advanced lending products.
At i-bank. A bank that is independent minded and not afraid to do things a little differently. A bank focused on customer service and the unique needs of each individual who banks with us. A bank that genuinely cares for our customers and strives to help each of them reach their goals and their own financial independence.
MSU Federal Credit Union was established in 1978, we are the longest standing financial institution in Calloway County Kentucky. We have a wide variety of financial services to help meet our members short term and long term financial goals. We proudly serve employees and family members of Murray State University
Our team continues to service the mortgage needs of clients throughout Memphis and the Mid-South and has become the #1 ranked purchase loan lender in Memphis. As one of the few privately held and locally owned mortgage lenders, all decisions and funding are handled in-house enabling us to provide clients with superior service and lower rates.
