FHA VS Conventional loan programs in 2026 for St.-Augustine-Beach, St. Johns County, Florida
In 2026, the Conventional loan limit in St.-Augustine-Beach, within the county of St. Johns, FL, is set at $647,200. In contrast, for a single-family home, the FHA limit is $432,400.
Utilize the Lendersa® Conventional loan calculator to explore and compare today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA options, assisting in choosing the best program for your financial needs in FL.
2026 Loan Limits and Down Payment Requirements in St.-Augustine-Beach, County of St. Johns, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$310,900
0%
FHA
$432,400
3.5%
This comparison table is applicable to the zip codes: 32080
Explore Conventional and FHA Loan Options in St.-Augustine-Beach, FL
Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan quickly and without hassle. Select one of three starting points that can connect you with matching lenders and loan programs.
7950 North West 53 Street, Suite 337, Miami, FL, 33166
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at The Paramount Funding Company, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
8333 Northwest 53rd Street, Suite 401, Doral, FL, 33166
"Intercorp Mortgage Solutions offers Conventional and Private lending services in the South Florida area. We support our clients through the process of financing and managing their investments by offering solutions adapted to their needs.
Our services include Conventional, FHA, VA and high cost loans, residential and commercial mortgages,"
8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
We are a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs.
8410 Northeast 1st Place, Suite 100, Miami, FL, 33138
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Preferred Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
7100 Biscayne Boulevard, Suite 206, Gulf Breeze, FL, 33138
"First Trust Capital has been in business for many years. We specialize in residential and commercial loans targeting a broad range of customers. We can fund loans anywhere in the state of Florida. We have access to a number of lenders and offer the most variety in loan programs.Established in 1992.
Swiftlend.com Mortgage is the local mortgage company clients come for cutting edge mortgage rates with great service and knowledge of the local market. We specialize in Condominium Financing, Conventional, FHA and Private mortgages. We’ve been true to this commitment since our inception and continue to provide great.
Galizet Home Lending has the right loan options to meet your individual needs. We offer low rates, great service and a simple process, but we offer that and so much more.
Over 30 years of professional experience and commitment to excellence and it’s all delivered with a direct one-on-one personable touch.
