FHA VS Conventional loan programs in St.-Augustine-Beach, St. Johns County, Florida
In 2025, the Conventional loan limit in St.-Augustine-Beach, within the county of St. Johns, FL, is set at $647,200. In contrast, for a single-family home, the FHA limit is $432,400.
Utilize the Lendersa® Conventional loan calculator to explore and compare today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA options, assisting in choosing the best program for your financial needs in FL.
2025 Loan Limits and Down Payment Requirements in St.-Augustine-Beach, County of St. Johns, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$310,900
0%
FHA
$432,400
3.5%
This comparison table is applicable to the zip codes: 32080
Explore Conventional and FHA Loan Options in St.-Augustine-Beach, FL
Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan quickly and without hassle. Select one of three starting points that can connect you with matching lenders and loan programs.
4685 South Highland Drive, Suite 105, Holladay, UT, 84117
We maintain a high level of communication with our clients and are constantly evolving with the mortgage industry in technology and policy. Our experience and understanding of the process makes for a smooth, efficient closing that our clients rave about time and again. Home Quest Lending, a local mortgage broker here to fund your purchase.
4568 Highland Dr, Suite 250, Salt Lake City, UT, 84117
"Our Utah Mortgage Team serves: Salt Lake City, Millcreek, Provo, Orem, Ogden, and other surrounding areas.
That’s right. We are available to our clients 7 days a week. We’re committed to providing the best loan treatment in the industry, while also curing your worries during the process."
5442 South 900 East, Suite 142, Salt Lake City, UT, 84117
Primary Source Lending was established in 2020 by the father and son team of Alma and Spencer Hansen. With more than 42 years of combined experience in the Hard Money and Private Money business there is no other team in Utah that has the breadth of knowledge and experience to assist you on your next deal.
"Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs.
Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."
Mountain America Credit Union is a member-owned, full-service financial institution. Federally insured by NCUA. Equal Housing LenderCredit Union assists members on the right path to help them identify and more than 990, 000 members and $13 billion in assets, Mountain America Credit Union assists members on the right path to help them identify.
9137 South Monroe Plaza Way, Suite C-1, Sandy, UT, 84070
Canyons Mortgage helped us finance our first home back in 2011, and we have been loyal customers ever since. As new home buyers, we were very overwhelmed by the process and all of the requirements and paperwork involved. Greg and his team took the time to thoroughly explain each step of the process, answer all of our questions.
We understand that buying or selling a home is one of the biggest decisions an individual or family can make. For that reason alone, we take this as seriously as you do, and will always put your priorities and needs before all else. Buying a home is about YOU, not us. Let us show you why our team is the dependable choice for your mortgage needs.
8899 S 700 E, Suite 12511075 S. State Street, Building 3, Sandy, UT, 84070
Laser Lending is part of the parent company Larson Real Estate Services He started his career selling new home construction in 1993. Later, he started Larson & Company Real Estate which continues to thrive today. With a desire to offer his clientele a solid mortgage option, he created Laser Lending in 2009. To round out his real estate offerings.
American Loans and Mortgage, we are all about creating and finding solutions for anyone and everyone who needs a loan to reach their goals. and also the best rates and programs, and get you the best loan for your particular situation. We promise to provide you with the most comprehensive communication and the lowest mortgage rates.
