FHA VS Conventional loan in St.-Augustine-Beach, St. Johns County, Florida
In 2025, the Conventional loan limit in St.-Augustine-Beach, within the county of St. Johns, FL, is set at $647,200. In contrast, for a single-family home, the FHA limit is $432,400.
Utilize the Lendersa® Conventional loan calculator to explore and compare today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA options, assisting in choosing the best program for your financial needs in FL.
2025 Loan Limits and Down Payment Requirements in St.-Augustine-Beach, County of St. Johns, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$310,900
0%
FHA
$432,400
3.5%
This comparison table is applicable to the zip codes: 32080
Explore Conventional and FHA Loan Options in St.-Augustine-Beach, FL
Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan quickly and without hassle. Select one of three starting points that can connect you with matching lenders and loan programs.
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