FHA VS Conventional loan programs in Cape-Coral, Lee County, Florida
In 2025, the Conventional loan limit in Cape-Coral, located in Lee county, FL, is set at $647,200. Meanwhile, the FHA limit for a single-family residence is $420,680.
Use the Lendersa® Conventional loan calculator for comparing today's best rates across Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, helping you identify the best program for your financial needs in FL.
2025 Loan Limits and Downpayment Requirements for Cape-Coral, Lee, FL
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$315,100
0%
FHA
$420,680
3.5%
The comparison table is relevant to the following zip codes: 33991, 33990, 33993, 33914, 33909, 33904, 33910, 33911, 33915
Options for Conventional and FHA Loans in Cape-Coral, FL
Lendersa® strives to quickly offer you the best possible Conventional, USDA, or FHA loan options without hassle. Start by selecting one of three pathways, each guiding you to suitable lenders and loan programs.
Carriage House Mortgage seeks to create excellence within the real estate community. It is our goal to provide sensible, prudent and expert lending services to each one of our clients. We will ensure that we provide only the most appropriate lending products. Our goal is to provide our customers with fair mortgage rates at reasonable prices.
Established in 1941, Peninsula Federal Credit Union has grown from 231 members to over 11, 000 members with assets in excess of $142 million.
Founded as an occupational credit union we began as the Escanaba Paper Company Employees Federal Credit Union. The name changed to Mead Corporation, Escanaba Division Employees Federal Credit Union
Upper Peninsula State Bank was formed in 1902 for the purpose of providing banking services to the citizens of Delta and surrounding counties. From humble beginnings, our founders and their successors built one of the finest financial institutions in the Upper Peninsula. For 119 years we have made loans to start or expand local businesses.
The Grant County State Bank was chartered in 1907. It endured the Great Depression of the 1930s and remained a bulwark through the 1980s, when U.S. banks were failing at record rates. Our capital strength and our community's support have allowed our Bank to emerge as a leader in financial products and services.
Archer Credit Union is a community credit union offering a full range of personal, agricultural, and commercial financial services. At ACCU, we value people first and trust is traditional. Stop by or give us a call to see how to become a member.Credit Union is a community credit union offering a full range of personal, agricultural,
At Pioneer it's Personal is more than just our tagline, it's a way of life at Pioneer Bank. We are a locally owned community-focused bank with enough geographical reach to compete digitally while still being able to provide exceptional one-on-one personal service. If you're already a customer, thank you!
Home Federal Bank To provide solutions to our customers that enhance their financial security in the most convenient and efficient way possible while striving to provide the most value and return to our stakeholders. Home Federal Bank was founded by Buck Beltzer in May of 1935. Home Federal Bank's first office was located in the Grand Island.
We are committed to providing our clients with the highest quality financial services. A member of the Corey Scott Team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan
Heritage Bank is proud of its southern Minnesota history, rooted in local family ownership. Known as Farmers State Bank from 1930-2018, this community bank originated in West Concord, Minnesota.
In 1966, current owners, Al and Mary Ellen Organ, moved from the Rice Lake, Wisconsin area to West Concord.
