FHA VS Conventional loan in Cape-Coral, Lee County, Florida

In 2024, Convetional loan limit in Cape-Coral, county of Lee, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Cape-Coral, county of Lee, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $315,100 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 33991, 33990, 33993, 33914, 33909, 33904, 33910, 33911, 33915

Conventional and FHA loan options in Cape-Coral, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Zenith Lending
  • 5185 S. Durango Drive, Unit 2, Suite 101, Las Vegas, NV, 89113
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • All Western Mortgage Inc.89113
  • 8345 W Sunset Rd, Suite 380, Las Vegas, NV, 89113
  • At All Western Mortgage, we leverage our talent and resources to reinvent our industry, continuously striving to be recognized as a leader in the mortgage business. We always aspire to provide superior service combined with innovative loan programs to ensure the greatest value for our customers, creating a “Client for Life”.
  • Sandstone Home Loans
  • 5155 S Durango Dr, Suite 102, Las Vegas, NV, 89113
  • Sandstone Home Loans provides access to home loans for homeowners seeking to consolidate debt, shorten their current loan term, or just lower their current interest rate. As well we work with home buyers, whether they are a first-time home buyer or a seasoned investor. We will work with a customer from the beginning stages.
  • Colvert Capital Funding
  • 10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
  • Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.
  • PIF Lending
  • 4155 S Buffalo Dr, Suite 101, Las Vegas, NV, 89147
  • Here at PIF Lending, we believe that home buyers should receive the absolute best rate possible while paying no unnecessary lending fees. We feel as it says in our name that we should pay forward a truly exceptional value to our community. PIF Lending stands for "Pay It Forward Lending." The main way he "pays it forward"
  • Superior Mortgage Lending
  • 8867 West Flamingo Road Suite 200, Las Vegas, NV, 89147
  • Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.
  • Omni Lending LLC
  • 2620 Regatta Drive, Suite 102, Las Vegas, NV, 89128
  • Exceptional customer service is the number one job for our company. The Omni Lending team was built with you as our focus. Our mission is to serve our customers with honesty integrity & expertise. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
  • Capline Mortgage LLC
  • 7251 W. Lake Mead Blvd, Suite 300, Las Vegas, NV, 89128
  • "I'M DEE! OWNER OF CAPLINE MORTGAGE, LLC My mortgage brokerage company originates PURCHASE and REFINANCE loans for residential and commercial properties in Nevada. My loans are brokered to mortgage banking companies, direct portfolio lenders, or private money investors for their approvals and fundings."
  • Nevada State Bank | The Lakes Branch
  • 8260 W Sahara Ave, Las Vegas, NV, 89117
  • Nevada State Bank has been the bank of choice for many Nevadans for more than 58 years. Our clients appreciate the personal attention they receive, and many are positively surprised by how quickly we learn their names. This personalized attention extends to our banking services as well.