FHA VS Conventional loan programs in 2025 for Lochmoor-Waterway-Estates, Lee County, Florida

In 2025, the Conventional loan ceiling in Lochmoor-Waterway-Estates, within Lee county, FL, is $647,200. The FHA limit is $420,680 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans, evaluating the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, see side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA programs, assisting in your decision of the best fit in FL for your financial situation.

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2025 Loan Limits and Down Payment in Lochmoor-Waterway-Estates, Lee, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $315,100 0%
FHA $420,680 3.5%

Applicable to zip codes: 33903

Explore Conventional and FHA Loan Options in Lochmoor-Waterway-Estates, FL

The goal of Lendersa® is to quickly provide the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three strategies resulting in matched lenders and loan programs.

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  • Bank Star One
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  • We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.
  • Lankford Capital
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  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
  • Mortgages USA
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  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide. We keep opening doors as a mortgage industry leader
  • Anchor Mortgage Group
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  • Morrisons Cove 1st Federal Credit Union
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  • The Morrisons Cove 1st Federal Credit Union is a member owned and controlled Financial Institution whose purpose is to maximize benefits by providing cost-effectiveness and to promote thrift and cooperation among the membership; to expand both membership and services while maintaining financial soundness.
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Shelter Mortgage Inc
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  • "I’m Michael Miget, the founder of Shelter Mortgage, Inc. and creator of the “Better Home Financing” system and strategies. I am a native St. Louis resident and I’ve spent the last 27 years applying my home loan expertise in mortgage, real estate and finance. My passion is helping people just like you make educated, wise"
  • Table Rock Community Bank
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