FHA VS Conventional loan programs in 2025 for Lochmoor-Waterway-Estates, Lee County, Florida
In 2025, the Conventional loan ceiling in Lochmoor-Waterway-Estates, within Lee county, FL, is $647,200. The FHA limit is $420,680 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans, evaluating the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, see side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA programs, assisting in your decision of the best fit in FL for your financial situation.
2025 Loan Limits and Down Payment in Lochmoor-Waterway-Estates, Lee, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$315,100
0%
FHA
$420,680
3.5%
Applicable to zip codes: 33903
Explore Conventional and FHA Loan Options in Lochmoor-Waterway-Estates, FL
The goal of Lendersa® is to quickly provide the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three strategies resulting in matched lenders and loan programs.
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