Explore the differences! FHA VS Conventional loan programs in Carrabelle, Franklin County, Florida

In 2025, Convetional loan limit in Carrabelle, county of Franklin, FL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Carrabelle, county of Franklin, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 32322

Conventional and FHA loan options in Carrabelle, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Better Ask Jack
  • 28310 Roadside Drive, Suite 229, Agoura Hills, CA, 91301
  • We are a United Wholsale Mortgage partner so that we may help provide financing that the Banks find too challanging.Also many sellers employ Revers Mortgages to reduce expenses when retired or for the tax benefits.Many Buyers have equity in their homes that permits them to do cash out refis, reducing payment to almost a third of what a regular bank
  • Buywiser Technology, Inc
  • 29903 Agoura Rd, Agoura Hills, CA, 91301
  • Buywiser's mission is to serve our customers with honesty, integrity, and competence. Our team's goals are to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Premier Funding
  • 28632 Roadside Drive, Suite 130, Agoura Hills, CA, 91301
  • Premier Funding has been helping homeowners streamline the process of real estate financing to ensure fast, efficient and price competitive closing. We use the latest technology to process applications. Throughout the process we will answers questions and keep you informed of the progress of your loan
  • Integrity First Mortgage Solutions, Inc
  • 30423 Canwood Street, Suite 227, Agoura Hills, CA, 91301
  • Integrity First Mortgage Solutions (IFMS) brings over two decades of lending experience. The owner and Founder of IFMS, Lee Appleby, enjoys a reputation as one of the premier Mortgage Experts in the nation, and is sought out by real estate professionals, other mortgage professionals and business and financial advisors to secure optimal mortgage.
  • Partners Capital Solutions
  • 26901 Agoura Road, Suite 180, Agoura Hills, CA, 91301
  • Partners Capital Solutions is operated by a team of highly experienced real estate professionals with long and successful track records in lending, development, and property management. We’re leveraging technology and building on our proven success to bring new and innovative products to our borrowers and investors.
  • FINANCE OF AMERICA MORTGAGE
  • 30401 Agoura Rd, Agoura Hills, CA, 91301
  • Finance of America Mortgage is a dedicated team of experienced mortgage and reverse mortgage professionals with close to 100 years of combined knowledge and over billions of funded loans helping our clients meet their home ownership goals and leveraging the equity they have earned over the decades of home ownership.
  • One Source by PCS
  • 26901 Agoura Road Suite 180, Agoura Hills, CA, 91301
  • OneSource by PCS is an online real estate finance marketplace. Borrowers have access to lower interest rate loans through a quick and simple online or mobile application. Investors have the ability to invest in a diverse range of investment products backed by real estate assets. Our goal is stress-free closing without the headaches and delays assoc
  • ALLIED COMMERCIAL FUNDING
  • 5737 Kanan Rd #135, Agoura Hills, CA, 91301
  • Allied Commercial Funding is a full-service commercial direct lender for Stated Income Loans, Hard Money/Bridge Loans and a mortgage broker for aggressive Bank Loans, making your commercial real estate financing easy for any FICO since 1993. Allied Commercial Funding can provide you with a Real Estate Loan for Stated Income Loans
  • Athas Capital
  • 27001 Agoura Road Suite 200, Agoura Hills, CA, 91301
  • Athas Capital Group’s genesis was driven by the belief that there was an underserved Non-Prime market. Founded in 2008 with nearly 50 years of experience in all facets of real estate lending, the market was in need of a lender who understood the complexity of serving borrowers deserving of credit but did not fit the conventional lending box.
  • Progressive Home Loans
  • 2010 Malcolm Street, Simi Valley, CA, 93065
  • The Progressive team offers a broad range of professional training and skills, to bring to you, the client, the ease and simplicity of a multidisciplinary real estate service. We are composed of Progressive Real Estate Services and Progressive Home Loans. What this means to you, the client, is that we can broker most of your real estate needs
  • MRES
  • 2655 First Street, #250, Simi Valley, CA, 93065
  • "At MRES LOANS we are help Whether a first time homebuyer or seasoned. We cant list them all! Fannie Mae Freddie Mac Fixed & ARMs Home Equity Line of Credit Loans FHA Loans VA Loans Reverse Mortgage, CASH OUT is almost always available home loan Simi Valley broker mortgage broker Moorpark Los Angeles"
  • Amerifund Home Loans Inc.
  • 2655 First Street, Suite 220, Simi Valley, CA, 93065
  • Providing Home Loans for purchase and refinance, including Conventional, FHA, & VA, Reverse. Excellent Service with the ability to close all types of loans available in the market! (Mortgage Broker, Home Loan Officer, Simi Valley, low rates, FHA, VA, Ventura, Los Angeles, California, Expert)