FHA VS Conventional loan in Apalachicola, Franklin County, Florida

In 2025, the Conventional loan limit in Apalachicola, located in Franklin county, FL, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage tool, gather information from side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA offerings, aiding in the selection of the best suited option in FL for your financial requirements.

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2025 Loan Ceilings and Down Payment in Apalachicola, Franklin, FL

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applies to the following zip codes: 32320, 32329

Explore Conventional and FHA Loan Options in Apalachicola, FL

The goal of Lendersa® is to ensure you receive the best possible Conventional, USDA, or FHA loan quickly and easy. Choose from one of three paths to connect with suitable lenders and programs.

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