FHA VS Conventional loan in Century, Escambia County, Florida

As of 2026 in Century, located in Escambia county, FL, the conventional loan cap is $726,200, whereas the FHA cap for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. Determine the income, credit, savings, and necessary documents to qualify. Our advanced mortgage calculator lets you see Conforming Conventional loans, USDA, FHA, and VA options side-by-side to aid your decision on the best program in FL for your financial objective.

Explore loan offers from a range of 100 lenders

2026 Loan Limits and Down Payment Obligations in Century, Escambia county, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 32535

Loan Options for Conventional and FHA in Century, FL

The aim of Lendersa® is to facilitate quick and simple access to the best Conventional, USDA, or FHA loans. Choose from three different options that lead to appropriate lenders and loan schemes.

Lendersa USDA loan request results


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