Explore the differences! FHA VS Conventional loan programs in Ensley, Escambia County, Florida

In 2025, the conventional loan limit in Ensley, situated in the county of Escambia, FL, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator allows you to compare today's best rates across Conventional, FHA, and USDA loans. It helps in determining the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side-by-side to help you make the most informed choice for your financial needs in FL.

Explore loan offers from 100 lenders

2025 loan limits and down payment requirements in Ensley, Escambia county, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the following zip codes: 32514, 32534

Examining Conventional and FHA loan possibilities in Ensley, FL

The goal at Lendersa® is to facilitate the quickest and easiest process for securing the ideal Conventional, USDA, or FHA loan. Choose from three starting options that align with the best-suited lenders and loan programs for your needs.

Lendersa USDA loan request and matching results


  • Summit Credit Union
  • 1709 Landmark Dr, Cottage Grove, WI, 53527
  • Summit, we’re all about helping you turn wishing, waiting and wondering into planning, doing and experiencing. We offer the basic products you want, like checking and savings accounts, credit cards and loans. And we go one step further, providing financial guidance, education, tools, one-on-one coaching and innovative programs to empower.
  • Hawk Mortgage Group
  • 725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
  • Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.
  • Har-Co Credit Union
  • 30 N. Hickory Avenue, Bel Air, MD, 21014
  • Har-co Credit Union is built on the foundation of delivering a strong member focused experience. We believe that our success will only occur by upholding the values and principles of a culture where members, both internal and external, feel rewarded in a relationship.You are eligible for great rates, dedicated service & a superior member experience
  • MBA Mortgage Services
  • 426 S Main St, Bel Air, MD, 21014
  • MBA Mortgage Services, Inc. started its business in 1999 as a small Maryland-based mortgage company that primarily focused on home buyers and assisting them with the purchase of their new home. During the next 10 years, MBA Mortgage has expanded its operation into three branches and nine states and now specializes in all types of home financing.
  • Monona Bank
  • 5515 Monona Drive, Madison, WI, 53716
  • We provide a full range of services - both personal and business. Whether you need checking and savings accounts, home loan or credit card, personal or business loans or investment or retirement planning, we're here to help you. Monona Bank was founded in 1991 by a group of local business owners and community leaders.
  • JM Mortgage Services LLC
  • 970 Pine Avenue, Lake Orion, MI, 48362
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • 212 Mortgage Group Inc
  • 1676 Campbell Road, Forest Hill, MD, 21050
  • 212 Mortgage is small, agile team that is devoted to securing you the best possible home loan solution that fits the goals and objectives you have set for yourself and your family. As a team, we will go the extra mile to ensure that this process is simple, easy, and quick as possible.
  • St. Mary's & Affiliates Credit Union
  • 700 South Park Street, Madison, WI, 53715
  • Our Mission Statement: "In the spirit of people helping people, we assist our members in achieving financial health." Our Vision Statement: To be a trusted primary financial institution offering products and services that meets the needs of our members for a lifetime. We are available to those living and/or working in Adams, Dane, Iowa, Juneau.
  • PLB LENDING, LLC
  • 58069 Van Dyke Rd., Washington, MI, 48094
  • PLB Lending, LLC was opened by Patricia Bidus in 2001 in Washington Township, Michigan. The main goal of the company is to assist our community with all of its mortgage needs. As a full service mortgage broker, we have always put our clients first. Going the extra mile to make sure they always receive the lowest rates and costs.
  • Kish Bank
  • 4255 East Main Street, Belleville, PA, 17004
  • At Kish, we tell our customers to expect more. That’s more than a simple slogan—it’s a promise to deliver exceptional service as we work hard for our clients in all of our service lines: Banking, Wealth, Insurance, Benefits, and Travel. For over a century, solid and enduring values have made Kish Bank, the banking subsidiary of Kish Bancorp, I
  • Madison Credit Union
  • 949 E Washington Avenue, Madison, WI, 53703
  • Madison Credit Union was founded in 1936 to help members borrow money for pressing needs, such as medical bills. Loan terms were set according to the member's ability to repay. According to Jim Brophy, the first member to sign the credit union's charter, "It gave us the courage to go on." We are a small credit union with a big heart.