FHA VS Conventional loan in Westchase, Hillsborough County, Florida

In 2026, the limit for a Conventional loan in Westchase, part of Hillsborough county, FL, is $726,200, while the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® Conventional loan calculator to scrutinize today's leading rates for Conventional vs. FHA vs. USDA loans, and determine the qualifications like income and credit required. Our advanced mortgage calculator reveals Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision for the best program in FL for your circumstances.

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Loan limits and down payment requirements for 2026 in Westchase, Hillsborough county, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for the following zip codes: 33626

Available Conventional and FHA Loan Options in Westchase, FL

The aim of Lendersa® is to swiftly provide you with the optimal Conventional, USDA, or FHA loan without any hassle. Choose one of three starting options that align you with matching lenders and suitable loan programs.

Lendersa's USDA loan request and matching results


Westchase Lenders

  • Heckman Mortgage Group
  • 13139 W. Linebaugh Ave. #101, Tampa, FL, 33626
  • Lends in Florida
  • Heckman Mortgage Group Brian leads team of talented mortgage professionals, which is best known in the mortgage and real estate communities for closing ahead of schedule, communicating and following-up proactively throughout the entire process, and helping Realtors® and Loan Officers grow their businesses.

  • Tampa One
  • 6521 Gunn Hwy, Tampa, FL, 33625
  • Lends in Florida
  • The Tampa One branch of The Mortgage Firm provides direct residential lending services to meet the needs of real estate professionals, individual home buyers, and existing homeowners throughout the state of Florida. We do this with a laser focus on client service which saves time & money and of course, simplifies life along the way.

  • Lincoln Lending Group
  • 6944 W Linebaugh Ave #101, Tampa, FL, 33625
  • Lends in Florida
  • Lincoln Lending Group is a financial services company based out of 4917 Ehrlich Rd # 202, Tampa, Florida, United States. Lincoln Lending Group was started in 2003 by a savvy group of Real Estate Professionals and Investors who have built it to compete directly with larger Banks both in service and mortgage rates.

  • Rei Loans USA
  • Not sharing, Tampa, FL, 33635
  • Lends in Florida
  • ReiLoansUSA.com specializes in providing tailored financing solutions for real estate investors. We connect clients with funding options for fix-and-flip projects, rental properties, cash-out refinances, and ground-up construction. With a focus on speed, flexibility, and expertise, we help investors achieve their goals through competitive loan prog

  • Movement Mortgage
  • 13603 W. Hillsborough Ave, Tampa, FL, 33635
  • Lends in Florida
  • Movement Mortgage was created in 2008 amidst one of the biggest financial meltdowns in American history. We are committed to being a Movement of Change in the mortgage industry, in corporate cultures and in communities.We have created a corporate culture in which our employees can thrive both personally and professionally.

  • Bluewater Funding LLC
  • 5694 Baywater Drive, Tampa, FL, 33615
  • Lends in Florida
  • Bluewater Funding is a Mortgage Company dedicated to providing white glove service to the client. Our job is to ensure a client makes an informed decision tailored for their household goals. Whether clients are looking to purchase a home, refinance, build a home, or need a commercial loan, we have the tools

  • Florida Home Loan Centers
  • 4612 Ayron Terrace, Palm Harbor, FL, 34685
  • Lends in Florida
  • "Florida Home Loan Centers helping renters achieve home-ownership every day! Whether your 1st home or your 5th, we're here to partner with you and be at your side every step of the way!
    How we make a difference:



    - Zero Administration Fees

    - Zero Processing Fees

    - Zero Escrow Waiver Fees

    - Zero Notary Fees

  • Palm Harbor Mortgage Advisors, Inc
  • 3964 Mullenhurst Dr, Palm Harbor, FL, 34685
  • Lends in Florida
  • "We work with Families, 1st time homebuyers and the Self-employed who want to build Wealth for the long term through Home Ownership.
    Family owned and operated with over 20 years experience.
    Are you or someone you know needing mortgage advice? Contact us.At Palm Harbor Mortgage Advisors, ""You can take your dream home, home today.”"

  • Keystone Mortgage Solutions LLC
  • 1415 Loretto Circle, Odessa, FL, 33556
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.