FHA VS Conventional loan programs in Combee-Settlement, Polk County, Florida

During 2026, the conventional loan limit for Combee-Settlement in the county of Polk, FL, is set at $647,200, while the FHA cap for a single-family house is $420,680. These figures determine the maximum borrowing amount available under these loan programs in this region.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Our calculator aids in determining the income, credit, reserves, and documentation you need to qualify. By examining Conforming Conventional loans alongside USDA, FHA, and VA options, you can select the program in FL that best fits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Combee-Settlement, Polk County, FL

Loan Type Maximum Loan Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Note: These limits apply to ZIP codes: 33801

Options for Conventional and FHA Loans in Combee-Settlement, FL

The primary goal at Lendersa® is to quickly and efficiently secure the most appropriate Conventional, USDA, or FHA loan for you. Choose from one of three options to connect to matching lenders and loan programs.

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Combee-Settlement Lenders

  • Success Mortgage Partners, Inc
  • 1526 Commercial Park Dr Ste 4, Lakeland, FL, 33801
  • Lends in Florida
  • Success Mortgage Partners, Inc. was founded in May, 2002, by Vincent N. Lee and Owen V. Lee, Esq. The purpose of founding SMP was to create a company applying the various lessons that each had learned in their respective real estate careers. The two owners wanted to seriously grow the mortgage company

  • LANDMARK MORTGAGE AND ASSOCIATES, INC.
  • 110 E Pine St, Lakeland, FL, 33801
  • Lends in Florida
  • "LandMark Mortgage is a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future.
    We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, need"

  • Farm Credit of Central Florida
  • 204 East Orange Street, Suite 200, Lakeland, FL, 33801
  • Lends in Florida
  • Farm Credit of Central Florida is part of the Farm Credit System, a nationwide network of agricultural and rural lending institutions cooperatively owned by their borrowers. Farm Credit helps maintain and improve the quality of life in rural America and on the farm, through its constant commitment to competitive lending with its customers.

  • American Liberty Mortgage
  • 402 S KENTUCKY AVE #310, Lakeland, FL, 33801
  • Lends in Florida
  • American Liberty Mortgage is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in, Lakeland and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loan. Our outstanding mortgage professionals will work with you one on one

  • Fastbreak Mortgage Brokers
  • 2126 E Edgewood Dr, Suite 3-4, Lakeland, FL, 33803
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • CityState Financial
  • 2000 E Edgewood Dr, Suite 101, Lakeland, FL, 33803
  • Lends in Florida
  • At City State Financial as a licensed Mortgage Broker use direct lenders, banks, credit unions, private lenders, and financial institutions; offering our clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence,

  • USA Mortgage
  • 1102 S. Florida Ave. Office 116 and 100B, Lakeland, FL, 33803
  • Lends in Florida
  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.We are the Home of Possibility!

  • Compass Mortgage LLC
  • 2015 S. Florida Avenue, Lakeland, FL, 33803
  • Lends in Florida
  • "Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs.
    In fact, every borrower is different"

  • Florida Mortgage Pros LLC
  • 2031 E Edgewood Drive, Suite 3, Lakeland, FL, 33803
  • Lends in Florida
  • Florida Mortgage business providing Residential and Commercial mortgages. Flexible programs for flexible borrowers providing Residential and Commercial mortgages. Whether your purchasing a home or purchasing a business, we have a loan for you. FHA, VA, USDA, and conventional loan programs available. We are a true financial services company