Explore the differences! FHA VS Conventional loan programs in Highland-City, Polk County, Florida
As of 2025, the limit for Conventional loans in Highland-City, within Polk county in the state of FL, is set at $647,200. In contrast, the FHA cap for a single-family dwelling stands at $420,680.
Employ the Lendersa® Conventional loan calculator to evaluate and contrast the current best rates for Conventional, FHA, and USDA loans. This tool helps identify the necessary income, credit rating, reserves, and documentation to qualify. By using our comprehensive mortgage calculator, you can view Conforming Conventional loans along with USDA, FHA, and VA loans juxtaposed, aiding your decision in FL for optimal financial program selection.
2025 loan limitations and down payment requirements in Highland-City, situated in Polk county, FL
Type of Loan
Borrow Limit
Initial Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table of comparisons pertains to the following zip codes: 33813, 33830, 33812, 33846
Discover Conventional and FHA mortgage solutions in Highland-City, FL
Lendersa® is committed to helping you find the most competitive Conventional, USDA, or FHA loan efficiently and effortlessly. Choose from the following three methods to connect with suitable lenders and loan options.
2131 Data Office Drive, Suite 250, Birmingham, AL, 35244
Mortgage Linc LLC founder of the Mike Giles from Birmigham, Alabama is Alabama's number one Reverse Mortgage Specialist. Mike will guide you step by step to help you fully understand the Reverse Mortgage process. Mike Giles has years of experience and has helped hundreds of people, like you, get control of thier financial future.
2080 Valleydale Rd, Suite 12, Birmingham, AL, 35244
Nu Source Lending has been in business since 2007. We take pride in providing consumers with options. Every consumer situation is different; at Nu Source we make sure those differences equal opportunity and success. Our staff is dedicated to getting the consumer on the right path
AlaTrust Credit Union began helping educators & their families with their financial needs in 1935. What began as Birmingham Credit Union in 1935 to serve the employees of the Birmingham Board of Education, later changed to First Educators Credit Union in 1994 to represent its service to educators & their families throughout the state of Alabama.
"Avadian is the only financial service provider that will go out of its way every day to value you as a person, to make you feel delight and to improve your life.
To fulfill our mission statement, we strive to:
Create unique experiences for our members by providing a family atmosphere, caring staff, affordable prices and innovative"
Classic Home Mortgage was established in 2009. The owners had a vision of simplifying the mortgage process and putting the customers first. Erin Tatum, now sole owner) had worked at several other mortgage companies and saw the flaws in their systems and saw the lack of communication and service to the customers.
The Hometrust Mortgage team is committed to providing each client with the highest quality service accompanied with the lowest mortgage interest rates available. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, consolidating debt, or you are a real estate investor.
We built our mortgage business from the ground-up, consistently surpassing customer and agents expectations with clear and reliable communication and our "No Bureaucracy" approach to the mortgage process. Our team is local, friendly, and nimble, and we have more than a decade of experience crafting custom, structured loans.
Frontline Capital Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.
