FHA VS Conventional loan in Highland-City, Polk County, Florida

As of 2025, the limit for Conventional loans in Highland-City, within Polk county in the state of FL, is set at $647,200. In contrast, the FHA cap for a single-family dwelling stands at $420,680.

Employ the Lendersa® Conventional loan calculator to evaluate and contrast the current best rates for Conventional, FHA, and USDA loans. This tool helps identify the necessary income, credit rating, reserves, and documentation to qualify. By using our comprehensive mortgage calculator, you can view Conforming Conventional loans along with USDA, FHA, and VA loans juxtaposed, aiding your decision in FL for optimal financial program selection.

Explore loan offerings from 100 different lenders

2025 loan limitations and down payment requirements in Highland-City, situated in Polk county, FL

Type of Loan Borrow Limit Initial Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table of comparisons pertains to the following zip codes: 33813, 33830, 33812, 33846

Discover Conventional and FHA mortgage solutions in Highland-City, FL

Lendersa® is committed to helping you find the most competitive Conventional, USDA, or FHA loan efficiently and effortlessly. Choose from the following three methods to connect with suitable lenders and loan options.

Lendersa USDA loan request and matching results


  • Peoples Mortgage Services LLC
  • 5340 Horseshoe Trail, Sedalia, CO, 80135
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • 5280lend.com
  • 6775 E Evans Ave, Denver, CO, 80224
  • We provide a non-traditional approach to the way we educate people about using planning, preparation, research and LOGICAL THINKING to execute life's major financial decisions including Home Purchasing and Home Finance, Retirement and Education Expense Planning, Insurance and Estate Planning, Debt Management, Personal Budgeting and more.
  • Universal Lending
  • 6775 E Evans Ave, Denver, CO, 80224
  • Universal Lending Corporation has helped families from every walk of life achieve their dreams of responsible home ownership. Founded by Pete Lansing and based in Denver, Colorado, Universal Lending has grown from a staff of three to over 200 mortgage professionals around the United States.
  • Nathan Mortgage
  • 6825 E Tennessee Ave, Suite 415, Denver, CO, 80224
  • At Nathan Mortgage, our mission is to bring you the best options, be an informative guide and always be your strongest advocate. We strongly believe in contributing to the communities that we hold close to our heart. Both personally and through Nathan Mortgage, Nathan Beauchamp is an active member and donor to the Guys Who Give Arapahoe chapter.
  • Fulcrum Mortgage
  • 9777 Pyramid Court, Suite 100, Englewood, CO, 80224
  • Brent Osland is the founder of the mortgage company and also Brent is an experienced Mortgage Banker with a demonstrated history of working in the financial services industry. Skilled in Construction Loans, Banking, Sales, Credit Analysis, and U.S. FHA Financing. Strong finance professional with a Bachelor of Arts.
  • Unify Home Loan
  • 1709 South Poplar Street, Denver, CO, 80224
  • Unify Home Loan Hundreds of products to meet every need. Limited documentation, low rates, low closing costs. and also Unify Home Loan, we will guide you through the loan process and get you the best product at the best price and Unify Home Loan specilality FHA Loan, va, Reverse Mortgage, conventional loan and more option avalible .
  • CR Mortgage LLC
  • 3932 East Weaver Avenue, Littleton, CO, 80121
  • CR Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
  • Table Mountain Mortgage
  • 5147 E. Weaver Pl, Centennial, CO, 80121
  • "Table Mountain Mortgage is a Colorado owned mortgage company established in 2001. Our goal is to provide our clients with the support and personal attention they deserve. We are a full service, licensed company that specializes in all your mortgage needs. Greg Sutherland, President of Table Mountain Mortgage worked"
  • Vectra Bank
  • 2000 South Colorado Blvd, Suite 2-1200, Denver, CO, 80222
  • At Vectra Bank, we practice “proactive relationship banking.” Which means we get to know our clients well, and we use that knowledge to vigorously discover opportunities to grow their business. We’re passionate about helping clients who are passionate about their business, and our expert bankers serve them in 35 bank locations