FHA VS Conventional loan programs in 2025 for Highland-City, Polk County, Florida

As of 2025, the limit for Conventional loans in Highland-City, within Polk county in the state of FL, is set at $647,200. In contrast, the FHA cap for a single-family dwelling stands at $420,680.

Employ the Lendersa® Conventional loan calculator to evaluate and contrast the current best rates for Conventional, FHA, and USDA loans. This tool helps identify the necessary income, credit rating, reserves, and documentation to qualify. By using our comprehensive mortgage calculator, you can view Conforming Conventional loans along with USDA, FHA, and VA loans juxtaposed, aiding your decision in FL for optimal financial program selection.

Explore loan offerings from 100 different lenders

2025 loan limitations and down payment requirements in Highland-City, situated in Polk county, FL

Type of Loan Borrow Limit Initial Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table of comparisons pertains to the following zip codes: 33813, 33830, 33812, 33846

Discover Conventional and FHA mortgage solutions in Highland-City, FL

Lendersa® is committed to helping you find the most competitive Conventional, USDA, or FHA loan efficiently and effortlessly. Choose from the following three methods to connect with suitable lenders and loan options.

Lendersa USDA loan request and matching results


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  • 2707 West Northwest Highway, Dallas, TX, 75220
  • Since opening our doors in 1974, our customers have always been our top priority and every individual is treated with respect and dignity. At American Bank, we make every attempt to help individuals and businesses make thoughtful, sound financial decisions in order to accomplish their goals and dreams.
  • Corporate Capital LLC
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  • ince 2013, Corporate Capital, LLC has strived to operate as a trusted source for borrowers in need of funding. Our staff is trained to help you get the best loan option for your property or project. We offer the best loan programs designed to meet the needs for the traditional borrowers with verifiable income to the self employed .
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  • 16801 Addison Road, Suite 410, Addison, TX, 75001
  • DFW Investor Lending, LLC, the best solution for your Dallas-Fort Worth and North Texas real estate investor financing needs.With decades of experience in the investor community, we are not just Hard Money Lenders, but also licensed appraisers, landlords, wholesalers, and flippers. In short, we do, what you do and more
  • AFD Lending Source, Inc
  • 5080 Spectrum Drive, Suite 1000 East, Addison, TX, 75001
  • "At AFD Lending Source, Inc, our vision is reflected in how we treat our customers and employees. We treat all internal and external partners with integrity, fairness and honesty, as we strive to provide a unique and professional experience. We truly believe that with an unwavering commitment to our vision,"
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  • At Signature Lending Services, we are committed to helping you and your family prosper as you embark on your new property ownership journey. This is why we lend in all of Texas and invite home buyers to use our services to discover what financing options might be most suitable for their specific situation.
  • KBS Lending Inc
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  • At KBS Lending, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
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  • 3939 Beltline Road, Suite 150, Addison, TX, 75001
  • "The name Petra means rock. We believe that the wise man builds his house upon the rock. This, too, is how we have built our company. We promote a team environment so we can provide our customers and business affiliates with great service and true industry expertise. Our first priority is to listen to our clients and help determine their needs."
  • Berkshire Lending
  • 14673 Midway Road, Suite 216, Addison, TX, 75001
  • Berkshire Lending is a full service mortgage lender. We close loans quickly - even the hard ones! If you are currently a loan originator, or have been considering getting into the loan origination business Berkshire Lending would love to hear from you! We offer competitive compensation rates and support to help you succeed.
  • Investmark Mortgage
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  • Investmark Mortgage was started to help investors like you and me. We are an award winning hard money lender who will help you cut through the paperwork and get hard money fast. Give us a call and we will take care of you. Whether you are an experienced investor or buying your first property, we understand the process and will make this as stres