FHA VS Conventional loan programs in Lakeland-Highlands, Polk County, Florida
In 2025, the limit for a Conventional loan in Lakeland-Highlands, located in Polk county of FL, stands at $647,200. On the other hand, the FHA loan cap for a single-family home is set at $420,680. Understanding these limits is crucial for borrowers seeking to finance their homes within this area.
Employ the Lendersa® Conventional loan calculator to review and compare today's most competitive rates across Conventional, FHA, and USDA loans. Determining the necessary income, credit parameters, reserves, and documentation for qualification is made easy with our advanced mortgage calculator. By comparing the Conforming Conventional loans, USDA, FHA, and VA options side by side, this tool facilitates your decision about which program in FL is the most beneficial for your unique financial territory.
Comprehensive Insight on 2025 Loan Limits and Downpayment Requirements in Lakeland-Highlands, County of Polk, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparative table specifically applies to the following zip codes: 33813
Explore Your Options for Conventional and FHA Loans in Lakeland-Highlands, FL
At Lendersa®, we strive to help you secure the most suitable loan—Conventional, USDA, or FHA—with speed and minimal hassle. Begin by selecting one of three starting strategies that connect you with appropriate lenders and tailored loan programs to meet your financial requirements precisely.
Pioneer Financial Services Inc. is a locally owned and operated company serving all of Ohio. Founded in 2000, we were built on honesty, integrity, and personal service. We offer a wide variety of loan programs with fast and efficient service. Our knowledgeable staff has over 50 combined years of experience originating mortgage loans.
2330 West Port Plaza Drive, Saint Louis, MO, 63146
Commercial Bank is an independent bank specializing in relationship banking. We focus on personal relationships with you, our customer. While providing this "good old fashioned" brand of service we still provide the latest banking technology. Come visit us and let Commercial Bank show you what we can offer you.
We're a not-for-profit financial cooperative, looking out for our members' financial well-being and futures. We embrace our "not-normal-ness" & strive to offer the best products & services for our members, without the price tag you'd find at a big bank. Being member-owned also means we pass all the savings along to our members, not stockholders.
Mortgage Partners Group our seasoned Loan Officers are Partners of the Firm. Our Loan Officer-Partners understand that there is nothing more important in the home loan process than a client understanding his or her mortgage loan options. That is why we offer a wide variety of home loans so you can find the right option to fit your goals.
Mason Mortgage Advisors, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
1807 Park 270 Drive, Suite 265, St. Louis, MO, 63146
Our reputation makes us far from a secret. However, some people may be unfamiliar with our private Mortgage Banking firm. Unlike big-tent lenders, we refuse to flood our clients with unwanted cross-selling offers of credit cards, money markets, auto loans. Clients come to us from sources more powerful than television, radio or any print media.
11737 Administration Drive, Saint Louis, MO, 63146
Golden Oak Lending, we speak mortgage and love translating it for you.The mortgage industry is full of technical, industry-based terminology and our local, experienced loan officers will help you make sense of it all in an easy-to-understand way. Our team uses this knowledge to align the right loan program that fits your needs & puts more savings.
ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.
