FHA VS Conventional loan in Lakeland-Highlands, Polk County, Florida
In 2025, the limit for a Conventional loan in Lakeland-Highlands, located in Polk county of FL, stands at $647,200. On the other hand, the FHA loan cap for a single-family home is set at $420,680. Understanding these limits is crucial for borrowers seeking to finance their homes within this area.
Employ the Lendersa® Conventional loan calculator to review and compare today's most competitive rates across Conventional, FHA, and USDA loans. Determining the necessary income, credit parameters, reserves, and documentation for qualification is made easy with our advanced mortgage calculator. By comparing the Conforming Conventional loans, USDA, FHA, and VA options side by side, this tool facilitates your decision about which program in FL is the most beneficial for your unique financial territory.
Comprehensive Insight on 2025 Loan Limits and Downpayment Requirements in Lakeland-Highlands, County of Polk, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparative table specifically applies to the following zip codes: 33813
Explore Your Options for Conventional and FHA Loans in Lakeland-Highlands, FL
At Lendersa®, we strive to help you secure the most suitable loan—Conventional, USDA, or FHA—with speed and minimal hassle. Begin by selecting one of three starting strategies that connect you with appropriate lenders and tailored loan programs to meet your financial requirements precisely.
At Trident, we guarantee our clients less stress, & more options.Impeccable customer service is the name of our game.Our number one goal is to establish a trusting relationship with our clients.We work directly with borrowers to help them finance their dream homes.Buying a house can be a daunting and intimidating process, but it doesn't have to be!
The Peoples Bank of Georgia is a full service, locally owned bank in Talbotton, Georgia with branches in Ellaville, Buena Vista and Thomaston, Georgia. In Talbotton, a small town 35 miles northeast of Columbus, the scene has not changed much over the years. This is still the sort of place where every customer's family history is intimate knowledge.
Cornerstone Mortgage Solutions, located in Pensacola FL, has been committed to providing excellent service to our clients with a variety of loan programs and competitive rates for over 10 years! Our outstanding mortgage loan originators will work with you one on one to ensure that you get a financial solution
Century Bank & Trust has operated as an independent community bank under local control. The Boards of the Bank and Century Bancorp, Inc, remain convinced, unless faced with strong evidence and trends to the contrary, that this direction can continue to offer against other alternatives, higher returns, a superior level of service to our customers.
We prefer to put people first. So, we made sure everything we do provides real value to our friends and neighbors.
With branch offices in Wrens and Louisville, Georgia, First State Bank has been serving the citizens of Jefferson County and surrounding areas since 1964.
A branch office was opened in 2002 in Americus,
At Mortgage Trust Inc. we believe our clients' and business partners' satisfaction is the essential part of our success. We believe that the home buying experience should be an effortless one for our clients. We use our many years experience in mortgage banking to streamline the mortgage process.
4300 Bayou Boulevard Suite 15, Pensacola, FL, 32503
Whether you're looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
126 Seven Farms Drive, Suite 160-B, Daniel Island, SC, 29492
The Mortgage Company, Inc. is owned by Tim Murphy. The Mortgage Company, on Daniel Island, South Carolina serving clients in Charleston, Mount Pleasant, Summerville, West Ashley, Hanahan, Ladson, Goose Creek and North Charleston offers ZipForHome, the latest in financial tools to begin the home buying process.
