Explore the differences! FHA VS Conventional loan programs in Lakeland-Highlands, Polk County, Florida
In 2025, the limit for a Conventional loan in Lakeland-Highlands, located in Polk county of FL, stands at $647,200. On the other hand, the FHA loan cap for a single-family home is set at $420,680. Understanding these limits is crucial for borrowers seeking to finance their homes within this area.
Employ the Lendersa® Conventional loan calculator to review and compare today's most competitive rates across Conventional, FHA, and USDA loans. Determining the necessary income, credit parameters, reserves, and documentation for qualification is made easy with our advanced mortgage calculator. By comparing the Conforming Conventional loans, USDA, FHA, and VA options side by side, this tool facilitates your decision about which program in FL is the most beneficial for your unique financial territory.
Comprehensive Insight on 2025 Loan Limits and Downpayment Requirements in Lakeland-Highlands, County of Polk, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparative table specifically applies to the following zip codes: 33813
Explore Your Options for Conventional and FHA Loans in Lakeland-Highlands, FL
At Lendersa®, we strive to help you secure the most suitable loan—Conventional, USDA, or FHA—with speed and minimal hassle. Begin by selecting one of three starting strategies that connect you with appropriate lenders and tailored loan programs to meet your financial requirements precisely.
Community First Bank is the financial institution of choice in the markets we serve. Our customers are achieving greater success through our tailored financial solutions. We continue to provide innovative technology that allows our customers to maximize the value of the products and services that they receive from us.
175 Highland Ave, Suite 303, Needham Heights, MA, 02494
Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations.
Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.
220 Reservoir Street, Suite 4, Needham Heights, MA, 02494
We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!
First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.
We are a full-service Credit Union, but more importantly, we’re people like you, helping people like you. Yes…we have checking and saving accounts; auto loans and mortgages…you get the gist. But what we pride ourselves most on is helping you through every stage of your life. IC was founded in 1928.
South Shore Bank is a full-service mutual bank with approximately $2 billion in assets. As a locally managed mutual bank, we believe the most valuable & enduring success is success that is shared. Together, we work to help our people, clients and communities thrive. With an extensive set of financial products, the Bank serves as a trusted advisor.
