FHA VS Conventional loan programs in Crystal-Lake, Polk County, Florida

In the year 2025, the conventional loan limit for Crystal-Lake in Polk County, FL, is $647,200. Conversely, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation. With our comprehensive mortgage calculator, you can compare Conforming Conventional loans against USDA, FHA, and VA side-by-side to make the best choice for your financial situation in FL.

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2025 Loan Limits and Down Payment Requirements in Crystal-Lake, Polk County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison chart is relevant to ZIP codes: 33801

Explore Conventional and FHA Loan Options in Crystal-Lake, FL

The target of Lendersa® is to efficiently find the best Conventional, USDA, or FHA loan for you, free of hassle. Choose one of the three suggested starting points that lead to matching with lenders and loan programs.

Lendersa USDA loan request and matching results


  • Reliant Mortgage Services
  • 30 Providencia Court, Suite 4M, Brownsville, TX, 78526
  • Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
  • GWG MORTGAGE CO., INC
  • 40202 Paredes Line Rd, Suite 13, Brownsville, TX, 78526
  • "GWG Mortgage Co., Inc. was formed in 1994, is locally owned, and provides a complete set of mortgage services throughout the state of Texas. We have a variety of investors that allow us to pick and choose among the best service providers in the industry to match loans with the needs of our customers"
  • Central Jersey Federal Credit Union
  • 380 Berry Street, Woodbridge, NJ, 07095
  • CJFCU is a not-for-profit financial cooperative, which means all earnings at the end of the year are returned to our members in the form of better, low-cost financial services. We help our members meet their financial goals by providing exceptional member service, along with quality financial products.
  • Kingdom First Mortgage LLC
  • 655 Amboy Ave, Suite 100, Woodbridge, NJ, 07095
  • Kingdom First has also supported individual families in the process of adopting children, and our company’s leaders have provided mentoring services to our community’s youth. Our world is only as good as the condition in which we leave it for our children. We feel it is our responsibility to shepherd and encourage children to become strong
  • HMG Finance, Inc.
  • 2021 Guadalupe Street, Suite 260, Austin, TX, 78705
  • At The Hudson Mortgage Group, we have one goal - to deliver an exceptional lending experience for every customer. We've created a lending process that's fast, friendly and simple to understand. By doing so, we ensure customer clarity, control and confidence every step of the way. We make finance friendly. Let us show you how.
  • Kinzua Federal Credit Union
  • 213 West Third Avenue, Suite 208, Warren, PA, 16365
  • Kinzua Federal Credit Union (formerly known as NFO Irvine FCU) has been open since 1956. The credit union has assets totaling $12.81 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union serves multiple member groups, but primarily serves fabricated metals employees.
  • Northwest Consumer Discount Company
  • PO Box 128, Warren, PA, 16365
  • Founded in 1896, we’ve been around 120 years. That type of longevity proves that we’re a trusted institution with a history of award-winning customer service. We offer products and services to fit your diverse banking needs. From checking and savings accounts to business loans and retirement accounts, we think you’ll like what we have to offer.
  • Money Avenue
  • 33 Wood Avenue S, Suite 448, Iselin, NJ, 08830
  • Money Avenue offers highly personalized service and will help you cut through the red tape in the financing arena that is so often involved in securing loans from banks and other lending institutions. Having a Money Avenue Finance Consultant on your team of professionals is a game winning step in obtaining optimal mortgage, business