FHA VS Conventional loan in Cross-City, Dixie County, Florida

In 2025, the Conventional loan limit in Cross-City, within the county of Dixie, FL, is set at $647,200. Meanwhile, for a single-family home, the FHA limit is $420,680.

The Lendersa® Conventional loan calculator is a great tool to compare today's best rates between Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine which program in FL fits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Cross-City, County of Dixie, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $287,040 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 32628

Loan Options for Conventional and FHA in Cross-City, FL

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from three starting routes that lead to matching lenders and loan programs.

Results from USDA loan requests on Lendersa


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