FHA VS Conventional loan programs in 2026 for Dade-City, Pasco County, Florida

In 2026, the Conventional loan limit in Dade-City, county of Pasco, FL, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA loans side by side, helping you choose the ideal program for your financial scenario in FL.

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2026 Loan Limits and Down Payment Requirements in Dade-City, County of Pasco, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable to the zip codes: 33525

Explore Conventional and FHA Loan Options in Dade-City, FL

Lendersa® seeks to secure the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Select one of three starting points that will connect you with matching lenders and loan programs.

Lendersa USDA loan request and result comparison


Dade-City Lenders

  • Home Capital Corporation
  • 38349 County Road 54, Zephyrhills, FL, 33542
  • Lends in Florida
  • Home Capital Corporation was founded in 1998 by Billy Davis, who is still President and Primary Broker Loan Officer. Our motto is "Home Loans from REAL People Who Care" and we live up to this every day. We offer the best service and pricing in the industry, and our customers have rated us with 5 Stars in ALL Reviews because we follow through.

  • My Easy Mortgage
  • 2405 Creel Lane, Suite 102, Wesley Chapel, FL, 33544
  • Lends in Florida
  • Our Tampa-based team is at your service to find the perfect mortgage for you and get you into the home of your dreams. We treat every client like family and go above and beyond to get you the lowest mortgage rate in the fastest time to closing on your property. Our team will make your mortgage process as simple and easy as possible.

  • Benchmark Mortgage
  • 28210 Paseo Dr. Ste. 125, Wesley Chapel, FL, 33543
  • Lends in Florida
  • Core Values Based Lending
    I owe my successes to a service model based on the Benchmark Core Values. We pride ourselves on providing personal service, competitive rates, and efficient loan processing. Benchmark was founded on the principle of customer focus with service that exceeds expectations.

  • New Destiny Mortgage
  • 21874 Butterfly Kiss Drive, Land O Lakes, FL, 34637
  • Lends in Florida
  • At New Destiny Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Belsky Mortgage LLC
  • 24406 Summer Wind Ct, Lutz, FL, 33559
  • Lends in Florida
  • A well diversified mortgage broker who works in both the residential and commercial real estate. A large network of lending resources for nearly any deal. Fully licensed for primary residential homes in FL, NC, OH, and TX. Private and Commercial Investment lending in 48 states. Reach out to see what we can do for you today!

  • Central Bank
  • 20701 Bruce B Downs Boulevard, Tampa, FL, 33647
  • Lends in Florida
  • Central Bank officially opened in February 2007 in Tampa, FL and is a full service, independently owned Florida bank that specializes in serving the banking needs of individuals and small businesses. The overall strategy for Central Bank has always been to be an independent community bank providing a higher level of personalized service

  • Naviagtor Lending Solutions
  • 5328 Primrose Lake Circle, Suite A, Tampa, FL, 33647
  • Lends in Florida
  • Navigator Lending Solutions was founded by seasoned mortgage professionals who recognized the need for reliable back office support in the mortgage industry and shared a collective vision to become the single source provider for lenders. Navigator Lending Solutions supports Retail, Wholesale and Correspondent lending channels.

  • Marimark Mortgage LLC
  • 5327 Primrose Lake Circle, Tampa, FL, 33647
  • Lends in Florida
  • Marimark Mortgage is a licensed Florida mortgage lender/broker offering loans in Florida, Virginia and Pennsylvania. Whether you are buying a new home or refinancing, we have loan options that best fit your needs. We also use all the latest technologies to ensure a safe and easy loan process that delivers results.

  • DeVore Financial Services
  • 19046 Bruce B Downs Blvd, Suite 234, Tampa, FL, 33647
  • Lends in Florida
  • DeVore Financial Services is to serve our customers with honesty, integrity & competence. We redefine excellence in Mortgage Brokerage services by stepping away from tradition and exploring new innovative ways to serve our customer’s Mortgage needs.Our goal is to provide home loans to our clients while providing them with the lowest interest rates.