FHA VS Conventional loan programs in 2025 for Zephyrhills-West, Pasco County, Florida
In the year 2025, the limit for a Conventional loan in Zephyrhills-West, situated in the county of Pasco, FL, is set at $647,200. For a single-family residence, the FHA loan cap stands at $420,680.
Utilize the Lendersa® Conventional loan calculator to effectively compare the current Conventional, FHA, and USDA rates, allowing you to assess the income requirements, credit score, reserve funds, and necessary documents for qualification. Our sophisticated mortgage calculator conveniently aligns Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in identifying the most suitable program in FL for your individual financial circumstances.
Total loan limits and down payment needs in Zephyrhills-West, county of Pasco, FL, for 2025
Type of Loan
Max Limit
Minimum Down Payment
Conforming Conventional
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison is relevant to zip codes: 33542, 33541
Options for Conventional and FHA Loans in Zephyrhills-West, FL
Lendersa® is dedicated to securing the best Conventional, USDA, or FHA loans quickly and with ease. Choose from three paths that connect you with matching lenders and loan programs.
Blue Grass Federal Savings and Loan has served Bourbon County and the surrounding area since 1959. As a mutual thrift, Blue Grass Federal is owned by those we serve. Our goal is, and has always been, to meet the financial needs of our customers by maintaining a staff of knowledgeable, friendly employees.
MAK Financial is a boutique mortgage company serving the entire state of Virginia from our Richmond Headquarters. Our business is completely built on the referrals from our past clients, Realtors, financial advisors & other lending institutions.Our reputation as fair, honest & ethical & has allowed our firm to prosper on repeat business.
Huntington C & O Railway Employees Federal Credit Union
901 Sixth Avenue, Huntington, WV, 25701
Huntington C&O Railway Employees Federal Credit Union has been open since 1986. It's the 25th largest credit union in West Virginia with assets totaling $38.66 Million and providing banking services to more than 5, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services
2200 Washington Street East, Charleston, WV, 25311
At The State Credit Union, our goal, quite simply, is to minimize your exposure to risk and the impact of any fraudulent activity on your accounts.
To protect your account, The State Credit Union monitors debit card transactions for potentially fraudulent activity through a Fraud Detection Program called EnFact Premium Testing.
West Virginia National Guard Federal Credit Union has been open since 1959. It's the 20th largest credit union in West Virginia with assets totaling $50.63 Million and providing banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to U.S. military members.
1st Financial Mortgage is a Virginia mortgage company based in Richmond that is dedicated to helping Virginia home buyers and homeowners purchase and refinance their homes. We aim to provide extraordinary customer service, excellent interest rates, and low closing costs for every customer.
Professional Mortgage Corp., a Virginia Corporation was established in 1987 and has the distinction of being the oldest locally owned and located mortgage company licensed by the Virginia Bureau of Financial Institutions. It was founded by lifetime Virginia Residents Tim Estes and Herbert Weisberger
Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs
