FHA VS Conventional loan programs in 2025 for Zephyrhills-West, Pasco County, Florida
In the year 2025, the limit for a Conventional loan in Zephyrhills-West, situated in the county of Pasco, FL, is set at $647,200. For a single-family residence, the FHA loan cap stands at $420,680.
Utilize the Lendersa® Conventional loan calculator to effectively compare the current Conventional, FHA, and USDA rates, allowing you to assess the income requirements, credit score, reserve funds, and necessary documents for qualification. Our sophisticated mortgage calculator conveniently aligns Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in identifying the most suitable program in FL for your individual financial circumstances.
Total loan limits and down payment needs in Zephyrhills-West, county of Pasco, FL, for 2025
Type of Loan
Max Limit
Minimum Down Payment
Conforming Conventional
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison is relevant to zip codes: 33542, 33541
Options for Conventional and FHA Loans in Zephyrhills-West, FL
Lendersa® is dedicated to securing the best Conventional, USDA, or FHA loans quickly and with ease. Choose from three paths that connect you with matching lenders and loan programs.
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