FHA VS Conventional loan in Zephyrhills-West, Pasco County, Florida

In the year 2025, the limit for a Conventional loan in Zephyrhills-West, situated in the county of Pasco, FL, is set at $647,200. For a single-family residence, the FHA loan cap stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to effectively compare the current Conventional, FHA, and USDA rates, allowing you to assess the income requirements, credit score, reserve funds, and necessary documents for qualification. Our sophisticated mortgage calculator conveniently aligns Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in identifying the most suitable program in FL for your individual financial circumstances.

Explore loan offers from 100 different lenders

Total loan limits and down payment needs in Zephyrhills-West, county of Pasco, FL, for 2025

Type of Loan Max Limit Minimum Down Payment
Conforming Conventional $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is relevant to zip codes: 33542, 33541

Options for Conventional and FHA Loans in Zephyrhills-West, FL

Lendersa® is dedicated to securing the best Conventional, USDA, or FHA loans quickly and with ease. Choose from three paths that connect you with matching lenders and loan programs.

Lendersa USDA loan request and matching outcomes


  • Premier 100 Mortgage
  • 710 Kipling St, Lakewood, CO, 80215
  • At Premier 100 Mortgage, LLC all of our underwriting and closing is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, FHA, and VA mortgages.
  • Macro Financial Group Inc
  • 9450 West 11th Avenue, Denver, CO, 80215
  • "Since 1995, with our over 100 years of combined mortgage lending & real estate experience, Macro Financial Group has originated thousands of home loans for the residents of Colorado. In an ever-changing industry we pride ourselves on having the experience, education and relationships to walk you comfortably through the entire proce
  • Wilson Mortgage Group
  • PO Box 150578, Lakewood, CO, 80215
  • Built on a foundation of trust and integrity, we are a one-stop-shop for all your mortgage needs. Whether you're new to mortgages or have experience, we are confident we can provide competitive loan options tailored to your meet your goals! We will achieve this by providing a wide variety of home loan products to you that are structured to fit
  • Partner Colorado Credit Union | Central Park Branch
  • PO Box 1346, Arvada, CO, 80001
  • Partner Colorado Credit Union, founded in 1931, is a member-owned, not-for profit cooperative. Simply put, we are owned and operated by members, unlike publicly-held banks who are owned by shareholders. All income after operating expenses and reserve allocations is returned to you in the form of higher dividends on savings and lower rates on loans.
  • COHomeGrant.com
  • 8774 Yates Dr, Westminster, CO, 80031
  • COHomeGrant.com, our mission is to set a high standard in the industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the process, so that you can confidently select the best situation for you and your family from the many options that are available today.
  • Move Mortgage
  • 8700 Turnpike Drive, Suite 303, Westminster, CO, 80031
  • Move Mortgage was created to provide customers with a fast, reliable, and dependable home loan process. We specialize in first time home buyers, down payment assistance and all conventional loan products. Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly
  • Advanced Mortgage Solutions LLC
  • 11854 Bradburn Blvd, Westminster, CO, 80031
  • "We are a Colorado locally owned & operated Company. We have several banks and investors that we work with to give you the most comprehensive portfolio of products. We are committed to providing clients with the highest level of service combined with some of the lowest rates. With our highly experienced team of mortgage professionals"
  • Real Estate Loans Colorado
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.