FHA VS Conventional loan programs in 2025 for Zephyrhills-South, Pasco County, Florida
In 2025, the limit for Conventional loans in Zephyrhills-South, within Pasco county of FL, is $647,200, whereas the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's best rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you identify the most suitable program in FL for your financial needs.
2025 Loan Limits and Down Payment Requirements in Zephyrhills-South, Pasco County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table applies to the following ZIP codes: 33542, 33541
Conventional and FHA Loan Options in Zephyrhills-South, FL
The goal of Lendersa® is to rapidly secure the most favorable Conventional, USDA, or FHA loans, minimizing hassle. Choose one of three starting points, each leading to matched lenders and loan options.
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