FHA VS Conventional loan in Zephyrhills-South, Pasco County, Florida

In 2025, the limit for Conventional loans in Zephyrhills-South, within Pasco county of FL, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's best rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you identify the most suitable program in FL for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Zephyrhills-South, Pasco County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following ZIP codes: 33542, 33541

Conventional and FHA Loan Options in Zephyrhills-South, FL

The goal of Lendersa® is to rapidly secure the most favorable Conventional, USDA, or FHA loans, minimizing hassle. Choose one of three starting points, each leading to matched lenders and loan options.

Lendersa's matching results for USDA loan requests


  • Beacon Lending
  • 2301 Blake Street, Suite 207, Denver, CO, 80205
  • Beacon Lending Our #1 goal is to provide the best customer service you will ever receive from a mortgage broker. We have a high rate of return clients because we take time to understand our client's unique situation. Our experience allows us to fit them into a mortgage that works best for them.
  • Clear to Close Mortgage LLC
  • 2801 Welton Street, Suite 200, Denver, CO, 80205
  • Clear to Close Mortgage provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services with our seasoned professional brokers taking care of each individual transaction. Our support staff has the expertise and systems in place to ensure a smooth transaction that you and your broker.
  • Montis Lending Group LLC
  • 500 E 84th Ave, Suite A-1, Denver, CO, 80205
  • Our independence as a mortgage broker means we have the ability to offer rates, terms and flexibility other lenders can’t. Each client, each day, is a new opportunity to build our reputation and invest our years of expertise by guiding our customers through today’s challenging home financing decisions. Be it a purchase of a home.
  • Ownership Mortgage LLC
  • 3858 Walnut Street, Suite 144, Denver, CO, 80205
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible while helping borrowers overcome the frequent roadblocks that can arise while securing a loan
  • Residential Lending LLC
  • 6901 South Pierce Street, Suite 290, Littleton, CO, 80128
  • Residential Lending LLC are a top-rated Colorado mortgage company with great emphasis on integrity, helping people better their financial situations, and on nurturing client relationships. We’re family friendly, we work hard, and when we celebrate anything, you’ll usually find us at a local Thai restaurant.
  • The Mortgage Advisors LLC
  • 6437 South Ingalls Street, Littleton, CO, 80123
  • Mike Shaw is the owner of The Mortgage Advisors LLC. A unique mortgage brokerage with 20 years of experience in educating home buyers and borrowers on how to analyze your mortgage as an investment. Low Cost Home Loans! Purchase. Refinance. Cash Out.brokerage with 20 years of experience in educating home buyers
  • Community West Mortgage LLC
  • 9200 West Cross Drive, Suite 330, Littleton, CO, 80123
  • Community West Mortgage has formed strategic partnerships with leading mortgage investors to offer exclusive mortgage products. CWM still believes in the American Dream and wants to help you achieve your life and financial goals. and We are family run business and can collectively offer over 50 years of mortgage lending experience.
  • The Holst Mortgage Group
  • 8500 West Bowles Avenue, Suite 207, Littleton, CO, 80123
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.