FHA VS Conventional loan programs in 2025 for Zephyrhills-South, Pasco County, Florida

In 2025, Convetional loan limit in Zephyrhills-South, county of Pasco, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Zephyrhills-South, county of Pasco, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 33542, 33541

Conventional and FHA loan options in Zephyrhills-South, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Towne Mortgage
  • 600 22nd Street, Suite 302, Virginia Beach, VA, 23451
  • Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
  • Advance Financial Group
  • 600 22nd Street, Suite 204, Virginia Beach, VA, 23451
  • Advance Financial Group is your local mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
  • Capital Atlantic Solutions, LLC.
  • 506 Cavalier Dr, Virginia Beach, VA, 23451
  • Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi
  • NEWTOWNE MORTGAGE, LLC
  • 600 22nd Street, Suite 201, Virginia Beach, VA, 23451
  • NewTowne Mortgage is hometown mortgage company, we uphold the principles and philosophies that have been established by our hometown traditions. NewTowne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing.
  • CAMC Federal Credit Union
  • 3400 MacCorkle Avenue SE, Charleston, WV, 25304
  • CAMC Federal Credit Union has been open since 1977. It's the 15th largest credit union in West Virginia with assets totaling $81.04 Million and providing banking services to more than 5, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
  • Newport News Municipal Employees Credit Union
  • 502 Operations Drive, Newport News, VA, 23602
  • Newport News Municipal Employees Credit Union is a nonprofit, cooperative savings and lending organization. It is owned and controlled by its members. The Credit Union was granted a state charter on September 21, 1950. After 25 years of operation the credit union reached its first $1 million in assets.
  • Dominion Energy Credit Union
  • 1100 Boulders Parkway, Suite 601, Richmond, VA, 23225
  • Dominion Energy Credit Union was created by, and for the benefit of Dominion Energy employees. We offer the same personal financial services as the big banks, but, unlike most banks, we offer incredible rates, minimal fees, and service that exceeds expectations. We go the extra mile to let each member know they are valued and appreciated.
  • Virginia Credit Union
  • 7500 Boulder View Drive, Richmond, VA, 23225
  • Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.