FHA VS Conventional loan programs in 2025 for Destin, Okaloosa County, Florida
During the year 2025, the maximum Conventional loan limit in Destin, situated within the county of Okaloosa, FL, is $726,200. Meanwhile, for single-family residences, the FHA maximum is $603,750.
Apply the Lendersa® Conventional loan calculator to juxtapose current rates from Conventional, FHA, and USDA loans. Identify necessary income, credit score, reserves, and documentation essential for qualification. Our sophisticated mortgage calculator enables simultaneous comparison of Conforming Conventional, USDA, FHA, and VA loan options, guiding the selection of the most suitable program for your unique financial profile in FL.
Loan ceilings and down payment criteria for 2025 in Destin, county of Okaloosa, FL
Type of Loan
Maximum Loan Limit
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$431,400
0%
FHA
$603,750
3.5%
The loan comparison table corresponds to the following zip codes: 32541, 32540
Review of Conventional and FHA Loan Alternatives in Destin, FL
Our aim at Lendersa® is to assist you in promptly securing the best Conventional, USDA, or FHA loan without complications. Choose from three initiation paths that align you with suitable lenders and loan programs.
Perfect Circle Credit Union has served working families in Wayne and Henry Counties, helping them meet their financial needs and achieving their goals. Almost ninety years later we are still dedicated to the philosophy of “People Helping People”, and helping our members build better lives.
In 1963, there were no locally owned banks in Athens County. Six forward thinking area business professionals saw a need and came together to start an independent community bank based in Athens. On August 12, 1963, Hocking Valley Bank opened its doors for business. More than 50 years later, we are still committed to local leadership
Ohio University Credit Union has been open since 1955. It's the 18th largest credit union in Ohio with assets totaling $476.96 Million and providing banking services to more than 26, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
600 Corporation Dr, Suite 200, Pendleton, IN, 46064
GVC Mortgage began with a desire to emphasize the value of home ownership and simplify the home loan process. It is this commitment to homebuyers that allows the company to grow and assist families in the purchase of their dream homes. Since 1996, GVC Mortgage has served over 32,000 borrowers and provided over $4 billion in total funded loans.
The history of a bank is often the story of people; its founders, its shareholders, its employees and its customers. It is people who have made The Baxter State Bank the oldest currently operating business in Baxter Springs and Cherokee County.
In the early 1900s, though not yet a “boom” town, Baxter Springs was enjoying comfortable growth.
The American National Bank was organized with Lou Cardin as its Chairman and president in 1917. Chartered as the third bank in Baxter Springs and capitalized for $50, 000.00, the company was composed of R.I. Walker, W.T. Apple, L.L. Cardin, Dr. Boswell and others. The Bank purchased property at the corner of Military & River Streets.
If you are a consumer needing a Mortgage Loan you can rely on DiversiFund Texas, LP for an honest evaluation of your specific, personal situation. We won’t try to talk you in to a mortgage that is not in your best interest. Many of our best customers began with a long term plan. Kevin Gahagan founded DiversiFund in 1989
DayMet Credit Union is a full-service financial institution that exists to help our members achieve financial success. As a credit union, DayMet is a not-for-profit cooperative. Every member is a part-owner and we are governed by a board of directors elected from within our membership.
