FHA VS Conventional loan in Destin, Okaloosa County, Florida
During the year 2025, the maximum Conventional loan limit in Destin, situated within the county of Okaloosa, FL, is $726,200. Meanwhile, for single-family residences, the FHA maximum is $603,750.
Apply the Lendersa® Conventional loan calculator to juxtapose current rates from Conventional, FHA, and USDA loans. Identify necessary income, credit score, reserves, and documentation essential for qualification. Our sophisticated mortgage calculator enables simultaneous comparison of Conforming Conventional, USDA, FHA, and VA loan options, guiding the selection of the most suitable program for your unique financial profile in FL.
Loan ceilings and down payment criteria for 2025 in Destin, county of Okaloosa, FL
Type of Loan
Maximum Loan Limit
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$431,400
0%
FHA
$603,750
3.5%
The loan comparison table corresponds to the following zip codes: 32541, 32540
Review of Conventional and FHA Loan Alternatives in Destin, FL
Our aim at Lendersa® is to assist you in promptly securing the best Conventional, USDA, or FHA loan without complications. Choose from three initiation paths that align you with suitable lenders and loan programs.
Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
The credit union was charted in 1935 under the National Federal Credit Union Act. It’s original name was Flushing, NY Postal District Federal Credit Union and was assigned charter #119. The credit union was one of many regional Post Office Employee Credit Unions that were established by Post Office Employees to encourage thrift
Rock East Lending is a veteran hard money lender for experienced real estate investors. We know that for investors, having access to money quickly makes all the difference. Because we are direct lenders, not brokers, we are able to make decisions and get to the closing table quickly.
NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business
Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.
133-33 37TH AVE SUITE 9A &9 B, FLUSHING, NY, 11354
Feng Capital specializes in fix-n-flip loans for non-owner-occupied investment properties. We are committed to communicating openly and honestly with our clients throughout the entire funding process, educating and empowering them to ensure that they can make informed financing decisions for businesses. Our network of underwriters can approve of yo
People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind.
We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem
USNY Bank is a bank with operations in one state. USNY Bank offers numerous mortgage programs including conventional, FHA and construction mortgages and also USNY Bank is a full-service bank. The Bank accepts deposits, makes loans and provides other services for the public The USNY Bank is located in Geneva with zip code of 14456
