In the year 2025, the conventional loan limit in the city of Fort-Walton-Beach, located within Okaloosa county of FL, is set at $647,200. Meanwhile, the FHA cap for a one-family residence is established at $539,350.
Harness the power of the Lendersa® Conventional loan calculator to evaluate today's Conventional against FHA and USDA rates. Determine the necessary income, credit score, reserves, and documentation to qualify. Our sophisticated mortgage calculator allows you to juxtapose Conforming Conventional loans, USDA, FHA, and VA side by side. Make an informed decision on which program is optimal for your financial scenario in FL.
Explore loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $353,200 | 0% |
| FHA | $539,350 | 3.5% |
The data in this comparison table is valid for the following zip codes: 32548, 32547, 32549
The primary mission of Lendersa® is to secure the most advantageous Conventional, USDA, or FHA loans quickly and efficiently, minimizing complexity. Begin your journey by choosing from three paths designed to align with lenders and loan plans.
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Bridge Loan Guides
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