FHA VS Conventional loan in Miramar-Beach, Walton County, Florida

In 2025, Convetional loan limit in Miramar-Beach, county of Walton, FL is $647,200 while FHA limit is $539,350 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Miramar-Beach, county of Walton, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $353,200 0%
FHA $539,350 3.5%

The comparison table applies to zip codes: 32550

Conventional and FHA loan options in Miramar-Beach, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Miami Firefighters Federal Credit Union
  • 1111 NW 7th St, Miami, FL, 33136
  • Miami Firefighters Federal Credit Union is a not-for-profit, cooperative banking institution, serving its members since 1935 with a wide array of benefits designed to meet all the banking needs of its members and their families. It all began in 1935, in a small room behind Station 1, then called Central Station on Flagler St.
  • Ensource Financial Corp
  • 1951 North West 7th Avenue, Suite 600, Miami, FL, 33136
  • Definition of insanity is doing the same thing over & over and expecting a different result. From this idea and because we want to be the change we want to see, is why Ensource Financial exists. We want to redefine the Mortgage experience by cutting out the bull and letting you know if the juice is really worth the squeeze,
  • www.Mortgage-World.com LLC
  • 1265 S. Alhambra Circle, Unit B, Coral Gables, FL, 33146
  • MORTGAGE-WORLD.com is an online mortgage company specializing in FHA, Conventional, VA, USDA and Near-Prime loans. Mortgage loans to purchase a home require credit, income, assets and the property. The minimum credit score to purchase a home is 500. With MORTGAGE-WORLD.com you’ll find a purchase loan that fits your needs.
  • Grove Capital Finance
  • 1550 Madruga Avenue, Suite 200, Coral Gables, FL, 33146
  • Grove Capital Finance is a company guided by a commitment to fair pricing and sensible financing to our customers. We can fund loans anywhere in the State of Florida, we have access to a large number of lenders, and offer the most variety in loan programs. A company staffed by people who want to help customers meet goals
  • Newmeyer Mortgage Services Inc
  • 1390 South Dixie Highway, Suite 1203, Coral Gables, FL, 33146
  • We are a family business founded in 2004 on integrity, honesty, and exceptional service helping families and individuals achieve the dream of homeownership. As a direct mortgage lender we can offer the best rates and service in the S. Florida market. business founded in 2004 on integrity, honesty, and exceptional service helping families
  • Universal Mortgage
  • 1430 South Dixie Highway #309, Coral Gables, FL, 33146
  • Universal Mortgage is a correspondent lender located in Coral Gables, Florida. We have over 20 years of experience in the mortgage industry. We are looking for qualified licensed loan originators wanting to expand their career with a mortgage lender that offers tremendous support in the industry.
  • Lakeview Loan Servicing
  • 4425 Ponce de Leon Blvd, MS 5-251, Miami, FL, 33146
  • Lakeview Loan Servicing, LLC is the fourth largest mortgage loan servicer in the country. What does that mean? We help more than 1.4 million customers per year manage the investment they’ve made in their homes. That means that we’ll be with you throughout the life of your mortgage.
  • Terrabank National Association
  • 3191 Coral Way, Miami, FL, 33145
  • Founded in 1985, Terrabank, N.A. is a federally insured national banking institution created to provide financial services to South Florida's business community and selected International markets. Terrabank takes pride in maintaining a highly professional, motivated and well-trained staff that is sensitive to the needs of the customer.