FHA VS Conventional loan programs in Miramar-Beach, Walton County, Florida

In 2025, the Conventional loan limit for Miramar-Beach, located in Walton county, FL, is $647,200. For a single-family home, the FHA limit is $539,350.

Leverage the Lendersa® Conventional loan calculator to explore today’s best available rates for Conventional, FHA, and USDA loans. Discover what income, credit, reserves, and documents you need to qualify. This advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side-by-side, assisting you in choosing the best financial solution for your needs in FL.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Miramar-Beach, Walton, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $353,200 0%
FHA $539,350 3.5%

This comparison table applies to these zip codes: 32550

Available Conventional and FHA Loan Options in Miramar-Beach, FL

The goal of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loans without hassle. Begin with one of three paths to connect with matching lenders and loan programs.

Results from Lendersa USDA loan requests


  • Cross Country Equity, LLC
  • 6007 Financial Plaza, Suite 206, Shreveport, LA, 71129
  • At Cross Country Equity, LLC, the “Mortgage Professionals”, a highly skilled team of financial experts specializing in mortgage loan services. Our company has over 40 years of combined experience in the financial services arena, with expert knowledge in all mortgage products both residential and commercial.
  • Whitley Mortgage Associates, Inc.
  • 121 East Phifer Street, Monroe, NC, 28110
  • Whitley Mortgage is an independent mortgage lender licensed in North and South Carolina. We are family owned and locally operated since 1984. We partner with many banks and lenders across the country. This allows us to shop the lowest rate for you. We want to help with your mortgage – whether it’s a new home, vacation home.
  • Ambassador Mortgage
  • 301 West Atlantic Avenue, Suite 0-5, Delray Beach, FL, 33444
  • At Ambassador Financial Services Inc. We are a full-service mortgage company based in Delray Beach, Florida. We specialize in First time home buyer, FHA and Jumbo Loans in Delray Beach. We also serve the surrounding cities in Palm Beach County. Whether you are buying a home or refinancing in zip code 33444
  • Criton Capital, LLC
  • 601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
  • Short Term Bridge Loans for Commercial and Investment Grade Properties. • No deep dive underwriting • $500,000+ loan sizes preferred • 12-36 month terms • Most commercial RE assets accepted; special use case-by-case • No rural or vast land properties • No junk fees • Quick close • Broker friendly
  • Autana Group, Inc.
  • 934 N University Dr 139, Coral Springs, FL, 33071
  • We are a leading provider of real estate valuations for the mortgage lending marketplace. With many years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process. We are a leading provider of appraisals for: Primary and Secondary Mortgages Mortgage Refinanc
  • Horizon Mortgage Group LLC
  • 1700 North University Drive, Suite 304, Coral Springs, FL, 33071
  • Horizon Mortgage Group is a premier mortgage company located in Coral Springs Florida . Our goal is to provide you with exemplar service that exceed your expectations and build a solid long term relationship that will last for years. we pride ourselves in offering the highest level of customer service.
  • Sunshine State Mortgage LLC
  • 1515 North University Drive, Suite 101, Coral Springs, FL, 33071
  • Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry regulations
  • Pacific Lending Group Inc
  • 1750 University Drive, Suite 225, Coral Springs, FL, 33071
  • Pacific Lending Group is a busy and cutting edge correspondent mortgage lender headquartered in Coral Springs, Florida, catering to homeowners and first time buyers. We have an experienced team of mortgage loan originators with backgrounds in financial planning, insurance, appraisals, real estate and business.