FHA VS Conventional loan programs in East-Lake, Pinellas County, Florida

In 2026, the loan limits for a single-family residence in East-Lake, Pinellas county, FL are set at $647,200 for Conventional loans, while FHA loans have a limit of $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate the leading rates for Conventional, FHA, and USDA loans today, and determine what income, credit, reserves, and documents are necessary to qualify. Our comprehensive mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program for your unique financial needs in FL.

Compare offers from a range of 100 lenders

2026 Loan Limits and Down Payment Requirements in East-Lake, Pinellas County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison table is valid for zip codes including 34677

Explore Conventional and FHA Loan Options in East-Lake, FL

Lendersa® aims to facilitate your access to the most favorable Conventional, USDA, or FHA loans efficiently and without stress. Choose from three starting points to be matched with corresponding lenders and loan offerings.

Lendersa's USDA loan requests and matching outcomes


East-Lake Lenders

  • Embassy Mortgage Group Inc
  • 230 Main Street, Suite B, Safety Harbor, FL, 34695
  • Lends in Florida
  • Embassy Mortgage has a commitment to excellence in service while providing solutions and results in the mortgage process. We pride ourselves with dedicated and sincere personal service. With us you are not a number and will enjoy the attention you deserve. All of our loan officers and processors have Federal and State Mortgage Broker Licenses.

  • Fidelity Funding Mortgage Corp
  • 759 SR 580, Suite 114, Clearwater, FL, 33761
  • Lends in Florida
  • We’re a Florida-based direct lender specializing in both traditional and non-traditional financing options.

    We understand the Florida marketplace and have created a lending platform to serve the unique needs of homebuyers here in the Sunshine State.

    Our branch office is located in Clearwater, FL. Our home office is located in Maitland, FL

  • Professional Mortgage Alliance LLC
  • 28870 US Highway 19 North, Suite 320, Clearwater, FL, 33761
  • Lends in Florida
  • At Mortgage Alliance, LLC, (PMA) was founded in 2014 by its President and CEO Mr. Michael L. Banner. We operate in Florida and New Jersey
    Mr. Banner brings 36 years of mortgage experience to the table and has established PMA as a premier mortgage company offering Fannie Mae, Freddie Mac, FHA, VA and Reverse Mortgages.

  • O.J. MORTGAGE COMPANY INC.
  • 29190 US Hwy 19 N, Clearwater, FL, 33761
  • Lends in Florida
  • OJ Mortgage Inc. do business the old fashioned way – one by one, family by family. We understand that obtaining a mortgage is one of the most important decisions many of us will ever make and it is our duty to make sure that you make the right one for you and your family. We will always provide you with the mortgage program that’s right for you

  • Florida Home Loan Centers
  • 4612 Ayron Terrace, Palm Harbor, FL, 34685
  • Lends in Florida
  • "Florida Home Loan Centers helping renters achieve home-ownership every day! Whether your 1st home or your 5th, we're here to partner with you and be at your side every step of the way!
    How we make a difference:



    - Zero Administration Fees

    - Zero Processing Fees

    - Zero Escrow Waiver Fees

    - Zero Notary Fees

  • Palm Harbor Mortgage Advisors, Inc
  • 3964 Mullenhurst Dr, Palm Harbor, FL, 34685
  • Lends in Florida
  • "We work with Families, 1st time homebuyers and the Self-employed who want to build Wealth for the long term through Home Ownership.
    Family owned and operated with over 20 years experience.
    Are you or someone you know needing mortgage advice? Contact us.At Palm Harbor Mortgage Advisors, ""You can take your dream home, home today.”"

  • Money Street Mortgage, LLC
  • 31119 US HIghway 19 N, Palm Harbor, FL, 34684
  • Lends in Florida
  • Our focus is on you, the customer. Whether you are thinking about buying a new home or refinancing your existing home, we have the experienced and hardworking home loan experts that you need on your side. Our staff knows that our work ethic and knowledge about the entire home buying process sets us apart as the premier mortgage broker.

  • Patriot Lending Services, Inc.
  • 36470 US Highway 19, Palm Harbor, FL, 34684
  • Lends in Florida
  • Patriot Lending has been in business since 1994, helping clients with all of their financing needs. Patriot Lending has branch locations in Pittsburgh, Pennsylvania and Spring Hill, Florida. Our loan officers and support staff are dedicated to providing the highest quality customer service, & building relationships with our investors and clients.

  • Heckman Mortgage Group
  • 13139 W. Linebaugh Ave. #101, Tampa, FL, 33626
  • Lends in Florida
  • Heckman Mortgage Group Brian leads team of talented mortgage professionals, which is best known in the mortgage and real estate communities for closing ahead of schedule, communicating and following-up proactively throughout the entire process, and helping Realtors® and Loan Officers grow their businesses.