FHA VS Conventional loan programs in 2025 for Palm-Harbor, Pinellas County, Florida

In 2025, the limit for Conventional loans in Palm-Harbor, within the county of Pinellas, FL is $647,200, whereas the FHA limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator can be used to compare today’s best rates among Conventional, FHA, and USDA loans, allowing you to evaluate the necessary income, credit, reserves, and documentation to qualify. The advanced mortgage calculator provides a side-by-side look at Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining the most suitable program in FL for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Palm-Harbor, Pinellas County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

Applicable to ZIP codes: 34684, 34681, 34683, 34660, 34682

Explore Conventional and FHA Loan Options in Palm-Harbor, FL

The mission of Lendersa® is to promptly secure the ideal Conventional, USDA, or FHA loan without complications. Choose one of three approaches that align you with matching lenders and appropriate loan programs.

USDA loan request results by Lendersa


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