FHA VS Conventional loan in Edgewater, Volusia County, Florida

In 2025, Edgewater, located in Volusia county, FL, has a conventional loan limit of $726,200. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® calculator to compare rates for Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting in choosing the best program in FL for your needs.

Check loan offers from 100 lenders

2025 Loan Limits and Down Payment Needs in Edgewater, Volusia County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applies to zip codes: 32141, 32168, 32132

Loan Options in Edgewater, FL

The goal at Lendersa® is to find the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from three starting points to align with matching lenders and loan programs.

Lendersa provides USDA loan request matching results


  • National Trust Lending
  • 7100 Hayvenhurst Avenue, Suite 101, Van Nuys, CA, 91406
  • "Mortgage Planners at National Trust Lending take the time to listen to your overall financial goals and dreams of homeownership, and then work with you to put together the best loan program for you.We offer a variety of loan programs for our customers at competitive rates including: Fixed Rate Adjustable Rate Conventional FHA va Jumbo"
  • Streit Lending
  • 15350 SHERMAN WAY STE 210, Van Nuys, CA, 91406
  • Streit Lending (www.streitlending.com) is the bridge and construction lending business affiliated with the Streit Family. We provide borrowers with direct access to private capital through the financial strength and liquidity of the Streit Family. All loans are funded using the Streit Family balance sheet.
  • Wela Financing
  • 843 4th street, Santa Monica, CA, 90403
  • Founded by Olga Elmanovich, a highly experienced private lender, Olga is a trusted name in the field of hard money lending. With over 20 years of expertise in the industry, she has been providing flexible and reliable financial solutions to individuals and businesses in need.
  • Lennox Lending
  • 926 2nd Street, Santa Monica, CA, 90403
  • Lennox Lending specializes on working with experienced investors on fix-and-flip projects, ground-up construction and a variety of single family and multi-family rental loans. Expert service and competitive rates – start your application now! We believe in developing a deep, transparent relationship with our clients. With our experience, we deli
  • Z Home Loans
  • 1223 Wilshire Blvd, Suite 405, Santa Monica, CA, 90403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • F2YES
  • 233 Wilshire Blvd Suite 515, Santa Monica, CA, 90401
  • F2 Finance offers fast and flexible financing for property investors, with loans ranging from $200k to $2m. They provide terms from 1 to 24 months without prepayment penalties and can fund deals quickly, often within 36 hours. The company lends against various property types, including residential and commercial. As a balance sheet lender, F2 Finan
  • Prime Group
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Target Rate
  • 710 Santa Monica Blvd, Santa Monica, CA, 90401
  • Target Rate is the culmination of 25 plus years in the mortgage industry. I have helped thousands of clients, trained other loan agents, real estate agents and processors. I have managed branches, overseen operations, underwriting, sales and most importantly held clients hands as they navigate through the most important financial transaction
  • American Mortgage Capital
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Evoque Lending
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Evoque Lending has the in-house expertise and systems in place to approve borrowers for California hard money loans within 24 hours and follow that up with funding in seven to 10 days. Through more than 23 years in the industry and its focus on customer service, Evoque Lending has established itself as the leading hard money lender in Los Angeles,
  • Evoque Lending
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Evoque Lending Experienced in residential, commercial and business loans – including California hard money loans – the professionals at Evoque Lending know what it takes to get your loan done faster, more efficiently and with more cooperation from your local business community. Realtors, appraisers, escrow, loan processing, title and closing.