FHA VS Conventional loan programs in Edgewater, Volusia County, Florida

In 2025, Edgewater, located in Volusia county, FL, has a conventional loan limit of $726,200. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® calculator to compare rates for Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting in choosing the best program in FL for your needs.

Check loan offers from 100 lenders

2025 Loan Limits and Down Payment Needs in Edgewater, Volusia County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applies to zip codes: 32141, 32168, 32132

Loan Options in Edgewater, FL

The goal at Lendersa® is to find the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from three starting points to align with matching lenders and loan programs.

Lendersa provides USDA loan request matching results


  • Dark Horse Home Loans LLC
  • 14054 Northwest 82nd Avenue, Suite B, Miami Lakes, FL, 33016
  • We are a real estate solutions and investment firm that specializes in helping property owners get rid of burdensome real estate fast. We are investors and problem solvers who can buy your property fast with a fair all cash offer. We will give you a free, as-is, no-obligation cash offer for your property within 24 hours.
  • Elite Lending LLC
  • 14750 Northwest 77th Court, Suite 205, Miami Lakes, FL, 33016
  • At Elite Lending, we pride ourselves on being innovative, efficient, and accountable. Our goal is to provide our clients with the most efficient and stress-free loan process experience. We achieve this goal through our knowledgeable staff combined with our innovative technology. Throughout the process,
  • MoneyOne Corporation
  • 7900 Oak Lane, Suite 400, Hialeah, FL, 33016
  • "Directly involved in the Real Estate and Financial industry, in 1996 Mr. Martinez founded MoneyOne Mortgage which during the mid 2000 and licensed in 5 Stated the company’s funding yearly volume rose to over $70 million with 13 MoneyOne Realty franchise offices. In the early days, shortly after College, Frank started his own Advertising"
  • EquiMortgage Bankers Corp
  • 14062 Northwest 82nd Avenue, Miami Lakes, FL, 33016
  • The EquiMortgage Bankers, Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • MaraiD Lending Group
  • 7900 Oak Lane Suit 400, Miami Lakes, FL, 33016
  • MARAID LENDING LLC Help Clients Finance their Dream Homes. We do Residential, Commercial Loans and Private Lending. We have the lowest closing costs and interest rate. Our priority is to be the premier mortgage service provider in the mortgage industry. Y para un mejor servicio hablamos español.
  • MCM Capital Solutions
  • 14100 Palmetto Frontage Road, Suite 304, Miami Lakes, FL, 33016
  • MCM Capital Solutions is a Direct Mortgage Lender that has been in in the industry since 1998. MCM has a suite of loan products at our disposal and can have one of our licensed sales representatives walk you through each one to ensure you are utilizing the best product for your real estate needs.
  • American Bancshares Mortgage, LLC
  • 14261 Commerce Way Suite 100, Miami Lakes, FL, 33016
  • American Bancshares Mortgage, Miami Lakes, FL, founded in 1995 as a mortgage banking firm. Company originates residential mortgage loans through retail branchess located througout the Sourtheast US. We are a Fannie Mae Seller/Servicer, FHA Direct Endorsed, VA Automatic, USDA lender.
  • First Origin Mortgage Lenders, Inc
  • 14100 Palmetto Frontage Rd Suite 210, Miami Lakes, FL, 33016
  • First Origin, our mission is simple; to raise the measure of standards in the mortgage industry. We are committed to quality customer service and helping everyone we serve in obtaining the right loan product that not only puts them in their dream home but allows them to save money in the long run.
  • The Force Group
  • 14160 Palmetto Frontage Rd, Suite 101, Hialeah, FL, 33016
  • We are a mortgage company that personally guides clients through their loan options, finding the most suitable program for them. For those that are not sure if they are financially ready or that may have credit issues, we provide consultation backed by 35 years of experience to help prepare you for a mortgage loan.
  • Top Class Mortgage, Inc
  • 1125 NE 125 Street suite 300-8, Miami, FL, 33161
  • Top Class Mortgage Inc is a professional mortgage lending and brokering firm. We offer a wide range of loan options and mortgage services to homebuyers, investors and builders. We are license in Florida and Georgia, and we speak English and Creole. Your wealth fare and satisfaction are our priority.
  • Rate Leaf, Inc.
  • 999 NE 125th St, Miami, FL, 33161
  • Rate Leaf helps you buy homes the right way: simply and directly. We believe that the home-buying process should be free of hidden fees, roadblocks, and predatory rates. What we offer instead is a way for you to reclaim your community through the most important purchase of your life.