FHA VS Conventional loan in New-Smyrna-Beach, Volusia County, Florida
In 2025, the Conventional loan limit in New-Smyrna-Beach, located in the county of Volusia, FL, is set at $647,200, while the FHA limit for a single-family home is $420,680.
With the Lendersa® Conventional loan calculator, you can compare the best rates of the day across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program for your financial needs in FL.
2025 Loan Limits and Down Payment Requirements in New-Smyrna-Beach, Volusia County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is applicable to zip codes: 32169, 32168, 32170
Conventional and FHA Loan Options in New-Smyrna-Beach, FL
The goal of Lendersa® is to secure the best possible loan for you, be it Conventional, USDA, or FHA, swiftly and without hassle. Choose one of three starting pathways to find matched lenders and loan programs.
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