FHA VS Conventional loan in New-Smyrna-Beach, Volusia County, Florida

In 2025, Convetional loan limit in New-Smyrna-Beach, county of Volusia, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in New-Smyrna-Beach, county of Volusia, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 32169, 32168, 32170

Conventional and FHA loan options in New-Smyrna-Beach, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Julian Lending
  • 9317 Firestone Blvd, Downey, CA, 90240
  • offering expertise in every area of mortgage lending from purchase, refinance, investment to construction lending. We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available together with the assistance of an experienced live loan officer to guide you
  • AMV Financial Corporation
  • 8041 Florence Avenue, Suite 203, Downey, CA, 90240
  • Mortgage Broker who is approved with many Wholesale partners and therefore not influenced by any one Bank. We provide options for our customers looking to Purchase or Refinance. Home loan programs include FHA, Conventional and VA financing. We have also added Mobile home loans to our list of products.
  • Dynamic Home Loans,
  • 8050 Florence Avenue, Suite 203, Downey, CA, 90240
  • Dynamic Home Loans, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • New Aim Funding Inc.
  • 8050 Florence Avenue, Suite 26, Downey, CA, 90240
  • At New Aim Funding. We are a full service mortgage company based in Downey, California. We specialize in FHA Loans, VA Mortgages, Jumbo, Commercial and Conventional Loans in Downey, California. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in any of these zip codes: 90240, 90280, 90255,
  • First Financial Credit Union
  • PO Box 60048, City Of Industry, CA, 91716
  • First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.
  • Belmont Mortgage
  • 1925 Montair Avenue, Long Beach, CA, 90815
  • Belmont Mortgage we are all about transparency. We detail everything to you up front so there are never any surprises Our Loan Officers have extensive knowledge in both the Purchase and Refinancing markets. Whether you are looking to buy your first home, refinance an existing one or even co-sign for a loved one, we have experience in all scenario.
  • Sierra Capital Mortgage Company
  • 1055 E. Colorado Blvd, Suite 500, Pasadena, CA, 91106
  • Sierra Capital Mortgage has provided clients throughout California the best possible financing solutions by leveraging our experience and extensive network of lending partners. We are committed to providing our clients expert advice, extremely competitive interest rates, and exceptional customer service.
  • Rose City Realty Inc.
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Rose City Realty, Inc., was founded in 1999 and incorporated in 2001 by Preston Howard, a California mortgage broker and licensed real estate broker, with the mission of providing real estate financing solutions with corporate knowledge – with a personal touch. By building a personal network of non-traditional resources to fund loans
  • Axxess Funding
  • 600 South Lake Avenue, Suite 408, Pasadena, CA, 91106
  • We specialize in residential home loans. We offer many unique home buyer programs and refinance programs to help save you thousands of dollars. We are helpful, experience and focus on providing a great service and value to those who entrust in us. residential home loans. We offer many unique home buyer programs
  • Blue Fox Capital Corp.
  • 1250 East Walnut, Suite 240, Pasadena, CA, 91106
  • Blue Fox Capital Corp specialize in all kind of commercial loans to owners, investors and developers in need of funding outside the scope of traditional banks and lenders. We offer loans for almost every scenario including residential fix and flip, new construction, transactional funding, and commercial "value add lending.