Explore the differences! FHA VS Conventional loan programs in New-Smyrna-Beach, Volusia County, Florida
In 2025, the Conventional loan limit in New-Smyrna-Beach, located in the county of Volusia, FL, is set at $647,200, while the FHA limit for a single-family home is $420,680.
With the Lendersa® Conventional loan calculator, you can compare the best rates of the day across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program for your financial needs in FL.
2025 Loan Limits and Down Payment Requirements in New-Smyrna-Beach, Volusia County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is applicable to zip codes: 32169, 32168, 32170
Conventional and FHA Loan Options in New-Smyrna-Beach, FL
The goal of Lendersa® is to secure the best possible loan for you, be it Conventional, USDA, or FHA, swiftly and without hassle. Choose one of three starting pathways to find matched lenders and loan programs.
537 North Euclid Avenue, Suite 100, Ontario, CA, 91762
Raybon Mortgage has evolved into a full fletched Real Estate Mortgage entity with excellent service and a dedication to "Holding the Key" to our clients home. Serving the Inland Empire, Los Angeles, Riverside, and San Diego Counties for almost 20 years. We just recently moved into our offices centrally located in Downtown Ontario, California.
California Capital, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Greystone Loans, Inc. can help Buying or refinancing a house can be a huge task. Let us lead you to the loan program that's right for you. We have a team of mortgage experts to walk you through this important financial decision. For assistance in locating the right loan program for you
1238 Puerta Del Sol, Suite 2-E, San Clemente, CA, 92673
We take great pride in delivering top-quality customer service with honesty, clear communication, and the utmost integrity. LifeSource Mortgage is licensed to cover all your residential mortgage needs throughout the state of California, Colorado and Idaho. We offer a variety of home loan options including traditional fixed-rate mortgages etc.
1211 Puerta Del Sol, Suite 280, San Clemente, CA, 92673
We provide our clients with expertise and value along with a high level of personal service. We believe that any big financial decision should be consulted with family members, financial advisors and CPAs to ensure a mortgage is right for your financial future and also We offer competitive low rates and personal service.
1201 Puerta del Sol, Suite 204, San Clemente, CA, 92673
Pacifica’s lease/finance programs are structured to meet our customer client’s capital needs. We control the entire transaction process from the initial gathering of the application and credit information, to financial analysis, then to transaction approval, negotiations and through the execution of documentation and funding.
Bay Port Financial Inc Founder of the Tom Bass and his team made our mortgage process with buying our house a breeze. They were very knowledgeable and kept us very informed during the entire process. His responsiveness was a great help during the process and allowed us to close on time.
555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers, we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle
999 Corporate Dr, Suite 180, Ladera Ranch, CA, 92694
Truss Financial Group has persevered through one of the most detrimental market collapses ever and we've done so by forming Strategic Referral Partnerships with Realtors, CPAs, and Financial Planners. Their clients become our clients and in every instance we do our absolute best to earn their trust.
