Explore the differences! FHA VS Conventional loan programs in Elfers, Pasco County, Florida

In the year 2025, the limit for Conventional loans in Elfers, situated in the county of Pasco, FL, is set at $726,200. The FHA loan limit for a single-family home, on the other hand, is $472,030.

Leverage the Lendersa® Conventional loan calculator to conduct a comparison of today's best rates across Conventional, FHA, and USDA options. This tool will assist you in determining the necessary income, credit scoring, reserves, and documentation needed to qualify. Presented side by side, you can see a comparative view that includes Conforming Conventional loans along with USDA, FHA, and VA options, aiding in selecting the best loan program for your financial situation in FL.

Access and compare offers from 100 diverse lenders

Loan Limits and Down Payment Requirements for 2025 in Elfers, County of Pasco, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Special note: This table is relevant for the following zip codes: 34690, 34653, 34652, 34680

Explore Your Options for Conventional and FHA Loans in Elfers, FL

At Lendersa®, the aim is to facilitate you in obtaining the best possible loan solutions, whether Conventional, USDA, or FHA, with speed and simplicity. Choosing one of the three starting paths will guide you to matching lenders and optimal loan programs designed to meet your needs.

View the results of Lendersa USDA loan requests and matches


  • A Mortgage Central, LLC
  • 4019 North 15th Avenue, Phoenix, AZ, 85015
  • At A Mortgage Central, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Mindful Money LLC
  • 3033 North 17th Avenue, Phoenix, AZ, 85015
  • "At Mindful Money you are the number one priority. With over 25 years of experience, we have helped tens of thousands of people from every walk of life. Don't risk your single biggest investment to just anyone. With personalized service, and some of the lowest rates and fees, you will be 100% satisfied with Mindful Money, or your money back."
  • Teco Funding, LLC
  • 2432 W. Peoria Ave Suite 1120, Phoenix, AZ, 85029
  • Wasting time with Banks? Use our Private Money! At Teco Funding "We Make Real Estate Funding Fast & Simple" Join millions of savvy real estate investors and get funded quickly with capital provided by private lenders through private money exchange and our network of borrowers and lenders.
  • Setabay LLC
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • We Specialize in Private Hard Money Loans. If You Are Not Using Setabay You’re Probably Paying Way Too Much. Setabay LLC is a Arizona Private Hard Money Lender. Lending on Commercial, Investor, Rental, Fix and Flip, Multi Family. Licensed AZ Mortgage Broker and Licensed Loan Originator NMLS 1057417.
  • Goettl Mortgage Corporation
  • 2550 W Union Hills Dr, Suite 350, Phoenix, AZ, 85027
  • Goettl Mortgage Corporation since 2018. Laurie serves as a guiding light with the “Clients First” attitude that sets an example to her employees. Her ability as a leader has proven to be a benefit in spearheading every endeavor, she has been a part of in the business field. Also, she has hands-on experience with management, loan origination.
  • DGS Capital and Loans
  • 2550 N Union Hills Drive, Suite 350, Phoenix, AZ, 85027
  • At DGS, we are a full service Real Estate and Mortgage Brokerage. We have experts at your fingertips that can help you through every stage of the home buying process. Our loan originators have a constant eye on the market and are able to advice you on the best time to lock in your rates.
  • Jamison Rich Mortgage Corporation
  • 2432 West Peoria Ave, Suite 1073, Phoenix, AZ, 85029
  • We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line.
  • Setabay Loan Trust Deed Investing - Private Lender
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • Setabay LLC, Brokers, Agents and employees are not: attorneys, real estate appraisers, financial planners, securities dealers or accountants and we do not give advice as to these professions. If the loan is denied for any reasons, Setabay LLC is not responsible for refunding any of the costs/fees or services pay directly by you.
  • Hilton Financial Corporation
  • 11024 N. 28th Drive Suite #170, Phoenix, AZ, 85029
  • Hilton Financial is one of the oldest and experienced Hard Money Lenders and Hilton Financial Corporation (HFC) combines the experience and talent of some of the top mortgage, management and supervisory specialists available. Jack Hilton and Sue Watford each bring with them more than 35 years of administrative.
  • Desert Capitol Services, LLC
  • 34406 N. 27th Dr, Suite 140, Phoenix, AZ, 85085
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.