FHA VS Conventional loan in Elfers, Pasco County, Florida

In the year 2026, the limit for Conventional loans in Elfers, situated in the county of Pasco, FL, is set at $726,200. The FHA loan limit for a single-family home, on the other hand, is $472,030.

Leverage the Lendersa® Conventional loan calculator to conduct a comparison of today's best rates across Conventional, FHA, and USDA options. This tool will assist you in determining the necessary income, credit scoring, reserves, and documentation needed to qualify. Presented side by side, you can see a comparative view that includes Conforming Conventional loans along with USDA, FHA, and VA options, aiding in selecting the best loan program for your financial situation in FL.

Access and compare offers from 100 diverse lenders

Loan Limits and Down Payment Requirements for 2026 in Elfers, County of Pasco, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Special note: This table is relevant for the following zip codes: 34690

Explore Your Options for Conventional and FHA Loans in Elfers, FL

At Lendersa®, the aim is to facilitate you in obtaining the best possible loan solutions, whether Conventional, USDA, or FHA, with speed and simplicity. Choosing one of the three starting paths will guide you to matching lenders and optimal loan programs designed to meet your needs.

View the results of Lendersa USDA loan requests and matches


Elfers Lenders

  • East Lake Mortgage
  • 3033 Ridgeline Blvd, Suite B3, Tarpon Springs, FL, 34688
  • Lends in Florida
  • East Lake Insurance & Taxes was founded by the Korkis family, pictured above. We pride ourselves on being a local, family business and strive to serve our community's needs. The team here at East Lake Insurance &Taxes works diligently to provide the best for our clients.That is why we are rated 5 stars on Google by our esteemed patrons!

  • Castle Rock Funding LLC
  • 94 S Highland Avenue, Suite 2901, Tarpon Springs, FL, 34689
  • Lends in Florida
  • At Castle Rock Funding we strive to be the best lender that understands client’s diverse mortgage needs conveys traditional fiscal responsibility & provide loans based on today’s ever changing banking climate. We strive to provide value added benefit thru our streamlined processes to clients looking for loans that are needed thru different stages.

  • SUNSHINE STATE HOME LOANS, LLC
  • 110 Athens Street, Suite K, Tarpon Springs, FL, 34689
  • Lends in Florida
  • Sunshine State Home Loans, LLC is perfect for any mortgage needs, you may have. If you'd like to know the rate which you qualify for, apply online, and we will give you an accurate assessment. Our mission is to help you with all your mortgage needs. We will use our expertise to find the right program for you.

  • Chissell Mortgage Group
  • 1817 Cypress Brook Drive, Suite 104, Trinity, FL, 34655
  • Lends in Florida
  • Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area.
    He is a proven performer who has built an excellent reputation as an honest, knowledgeable and dedicated professional who always takes care of his clients by offering great rates.

  • CPF Mortgage
  • 10710 State Road 54, Suite C101, Trinity, FL, 34655
  • Lends in Florida
  • CPF Mortgage (Christopher Paul Financial, LLC) was established for the purposes of creating a dependable home financing company in which people can comfortably and confidently trust their most precious asset: their home. We've been helping customers afford the home of their dreams for many years and we love what we do.

  • Florida Home Loan Centers
  • 4612 Ayron Terrace, Palm Harbor, FL, 34685
  • Lends in Florida
  • "Florida Home Loan Centers helping renters achieve home-ownership every day! Whether your 1st home or your 5th, we're here to partner with you and be at your side every step of the way!
    How we make a difference:



    - Zero Administration Fees

    - Zero Processing Fees

    - Zero Escrow Waiver Fees

    - Zero Notary Fees

  • Palm Harbor Mortgage Advisors, Inc
  • 3964 Mullenhurst Dr, Palm Harbor, FL, 34685
  • Lends in Florida
  • "We work with Families, 1st time homebuyers and the Self-employed who want to build Wealth for the long term through Home Ownership.
    Family owned and operated with over 20 years experience.
    Are you or someone you know needing mortgage advice? Contact us.At Palm Harbor Mortgage Advisors, ""You can take your dream home, home today.”"

  • Money Street Mortgage, LLC
  • 31119 US HIghway 19 N, Palm Harbor, FL, 34684
  • Lends in Florida
  • Our focus is on you, the customer. Whether you are thinking about buying a new home or refinancing your existing home, we have the experienced and hardworking home loan experts that you need on your side. Our staff knows that our work ethic and knowledge about the entire home buying process sets us apart as the premier mortgage broker.

  • Patriot Lending Services, Inc.
  • 36470 US Highway 19, Palm Harbor, FL, 34684
  • Lends in Florida
  • Patriot Lending has been in business since 1994, helping clients with all of their financing needs. Patriot Lending has branch locations in Pittsburgh, Pennsylvania and Spring Hill, Florida. Our loan officers and support staff are dedicated to providing the highest quality customer service, & building relationships with our investors and clients.