Explore the differences! FHA VS Conventional loan programs in Tarpon-Springs, Pinellas County, Florida

In 2025, Convetional loan limit in Tarpon-Springs, county of Pinellas, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Tarpon-Springs, county of Pinellas, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 34689

Conventional and FHA loan options in Tarpon-Springs, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Team Swan
  • 310 Southwest 4th Ave, 300B, Portland, OR, 97204
  • Team Swan is the destination for people to become homeowners. It is our mission to be the leading lender to provide families homes where they can create memories and share ideas. We want to help make people's dreams a reality by providing the security of a home for all families. All we need to do is put an address to your dream.
  • Capital M Lending, LLC
  • 209 SW Oak Street, Suite 200, Portland, OR, 97204
  • Capital M Lending is committed to providing ethical, honest and straightforward advice to our clients. Our financial professionals have the utmost integrity. They have the ethics, core values, and experience that meet Capital M Lending’s strict requirements Because we deeply respect our customers and value the work we do.
  • Lumen Mortgage Corporation
  • 920 SW 6th Ave, Suite 1200, Portland, OR, 97204
  • At Lumen Mortgage we incorporate innovative technologies that increase efficiency, protect customer information & boost communication.We provide real-time updates that keep our customers & business partners informed from pre-qualification through funding.Lumen Mortgage allows Oregon homeowners & homebuyers to view LIVE rates & prices.
  • On Point Mortgage
  • PO Box 3750, Portland, OR, 97208
  • OnPoint Community Credit Union had modest beginnings in 1932: just 16 members and a total investment of $36. But, how we became the largest community-owned financial institution in Oregon, branching into Southwest Washington, is no accident. Our team is dedicated to making our members’ financial dreams a reality.
  • Rogue Valley Mortgage LLC
  • 222 NE B Street, Grants Pass, OR, 97526
  • We take the time to interview each client and listen to their individual circumstances. We invite them to tell us "their story". Through our years of experience, we have creative ideas and methods to lend money when conventional lenders can't help. We can arrange a loan term that matches your unique situation.
  • JEFFERSON STATE MORTGAGE
  • 122 NE Savage St, Grants Pass, OR, 97526
  • JEFFERSON STATE MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Investment Resources Inc
  • 1454 North West 6th Street, Grants Pass, OR, 97526
  • Owner/Broker Bruno Skopinich employed as loan consultant with Investment Resources Inc. We are located in Southern Oregon. Investment Resources Inc. is multi-dimensional company offering investment, insurance, tax service and mortgage loans. Bruno have been active in the mortgage industry for over 25 years with a stellar reputation.
  • PDX Home Loan
  • 4640 SW Macadam Ave, Suite 90, Portland, OR, 97239
  • Finding and financing your home is a huge investment in time and money. Your home equity should enhance your financial future. Not be a burden. Unfortunately, most home owners miss out on wealth-building opportunities ​because the industry just isn’t set up to help them make smart borrowing decisions.
  • Schmidt Home Loans
  • 4700 S Macadam Avenue, Portland, OR, 97239
  • Kevin Schmidt has been in the mortgage business since 1993. A native Oregonian, Kevin grew up in Southern Oregon and graduated from the University of Oregon where he received his Bachelor’s Degree in Finance and Marketing. Kevin prides himself on providing the expertise needed in today’s environment, excellent service,
  • Summit Mortgage Corporation
  • 4700 S Macadam Avenue, Portland, OR, 97239
  • Summit Mortgage Corporation has been embedded in the Pacific Northwest since 1997. We like to consider ourselves locals and pride ourselves on that fact. We’re locally owned and operated, so we understand what matters to people who live here. We’re also connected to mortgage banking resources nationwide.
  • Associated Mortgage Group, Inc.
  • 5200 S Macadam Avenue, Suite 200, Portland, OR, 97239
  • Associated Mortgage Group, Inc. d/b/a Associated Mortgage Brokers is a privately owned mortgage broker firm founded in 1989 based on the premise that our customers want to work with experienced professionals who provide them with multiple loan programs for residential home mortgage loans.