FHA VS Conventional loan programs in New-Port-Richey, Pasco County, Florida

For the year 2025, the conventional loan limit within New-Port-Richey, situated in Pasco county, FL, is established at $647,200. Alternatively, for a single-family home, the FHA loan limit is $420,680.

With the Lendersa® Conventional loan calculator, you are able to compare today's best rates for Conventional, FHA, and USDA loans and establish the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables you to view Conforming Conventional loans alongside USDA, FHA, and VA loans, assisting you in determining the most suitable program in FL for your unique financial needs.

Explore and compare loan offers from a pool of 100 lenders

2025 Loan Limits and Downpayment Requirements in New-Port-Richey, Pasco County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Note: This comparison table is relevant for zip codes: 34653, 34652, 34656

Explore Conventional and FHA Loan Options in New-Port-Richey, FL

At Lendersa®, our mission is to secure the best Conventional, USDA, or FHA loan for you swiftly and seamlessly. You have three different starting points to choose from that lead to lender matches and loan programs optimized for your needs.

Lendersa USDA loan request and results


  • Conservation Employees’ Credit Union
  • 2915 W Truman Boulevard, Jefferson City, MO, 65109
  • Since 1955, Conservation Employees’ Credit Union (CECU) has existed as a financial institution owned by those people who save, borrow, and invest together as credit union members. As the credit union offers excellent returns on savings and low loan rates, each member has the opportunity to achieve greater stability and success.
  • Jefferson Bank
  • 700 Southwest Blvd., Jefferson City, MO, 65109
  • At Jefferson Bank, we think banking should be personal. And we like working with you. That's why customer service is so important to us. We're a team dedicated to serving you. You can count on our professionalism and discretion in handling all of your financial needs. Feel free to contact us with any question or concern.
  • Accord Mortgage
  • 2810 S. Ten Mile Dr., Jefferson City, MO, 65109
  • Purchasing a home is a big financial decision. We are dedicated to making sure whichever path you take, the road to your new home is an easy one! At Accord Mortgage, we are proud to offer loans of all types to all of Missouri and are dedicated to finding a solution that is perfect for you and your lifestyle. Let us help you find the loan
  • American Bank, National Association
  • 2707 West Northwest Highway, Dallas, TX, 75220
  • Since opening our doors in 1974, our customers have always been our top priority and every individual is treated with respect and dignity. At American Bank, we make every attempt to help individuals and businesses make thoughtful, sound financial decisions in order to accomplish their goals and dreams.
  • Transformation Home Loans LLC
  • 333 Jade Blvd, Streetsboro, OH, 44241
  • CJ Simpson is the President of Transformation Home Loans, LLC. As a mortgage broker, Transformation Home Loans will help you find a mortgage with both great rates and service, with one point of contact, clear communication and a streamlined process.broker, Transformation Home Loans will help you find a mortgage with both
  • Corporate Capital LLC
  • 610 Uptown Boulevard, Suite 2000, Cedar Hill, TX, 75104
  • ince 2013, Corporate Capital, LLC has strived to operate as a trusted source for borrowers in need of funding. Our staff is trained to help you get the best loan option for your property or project. We offer the best loan programs designed to meet the needs for the traditional borrowers with verifiable income to the self employed .
  • Bank of Eufaula Eufaula
  • 102 N. Main St., Eufaula, OK, 74432
  • Bank of Eufaula is a 100 year old community bank located in Eufaula, Oklahoma, home of the beautiful Lake Eufaula. We are a full service bank focusing our attention on serving the needs of the residents of the Eufaula City and Lake Areas, and also the McIntosh County, Northern Pittsburg County, and Western Haskell County areas.
  • DFW Investor Lending, LLC - Hard Money Lending Dallas
  • 16801 Addison Road, Suite 410, Addison, TX, 75001
  • DFW Investor Lending, LLC, the best solution for your Dallas-Fort Worth and North Texas real estate investor financing needs.With decades of experience in the investor community, we are not just Hard Money Lenders, but also licensed appraisers, landlords, wholesalers, and flippers. In short, we do, what you do and more
  • AFD Lending Source, Inc
  • 5080 Spectrum Drive, Suite 1000 East, Addison, TX, 75001
  • "At AFD Lending Source, Inc, our vision is reflected in how we treat our customers and employees. We treat all internal and external partners with integrity, fairness and honesty, as we strive to provide a unique and professional experience. We truly believe that with an unwavering commitment to our vision,"
  • Signature Lending Services
  • 15851 Dallas Parkway, Suite 600, Addison, TX, 75001
  • At Signature Lending Services, we are committed to helping you and your family prosper as you embark on your new property ownership journey. This is why we lend in all of Texas and invite home buyers to use our services to discover what financing options might be most suitable for their specific situation.