FHA VS Conventional loan programs in New-Port-Richey, Pasco County, Florida

For the year 2026, the conventional loan limit within New-Port-Richey, situated in Pasco county, FL, is established at $647,200. Alternatively, for a single-family home, the FHA loan limit is $420,680.

With the Lendersa® Conventional loan calculator, you are able to compare today's best rates for Conventional, FHA, and USDA loans and establish the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables you to view Conforming Conventional loans alongside USDA, FHA, and VA loans, assisting you in determining the most suitable program in FL for your unique financial needs.

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2026 Loan Limits and Downpayment Requirements in New-Port-Richey, Pasco County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Note: This comparison table is relevant for zip codes: 34653, 34652, 34656

Explore Conventional and FHA Loan Options in New-Port-Richey, FL

At Lendersa®, our mission is to secure the best Conventional, USDA, or FHA loan for you swiftly and seamlessly. You have three different starting points to choose from that lead to lender matches and loan programs optimized for your needs.

Lendersa USDA loan request and results


  • Oregon Home Mortgage
  • 1585 W Main St, Suite S, Molalla, OR, 97038
  • At Oregon Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Patriot Mortgage Corporation
  • 640 N 9th St, Cottage Grove, OR, 97424
  • Patriot Mortgage Corp. has been serving Oregon Residents for more than a decade. Throughout our company's distinguished history, we have managed to keep our customers coming back year after year. Why is this? Well, it's simple. We give our clients what they need. Not too many mortgage brokers can say that.

  • Stonebridge Mortgage Group Inc.
  • 3384 SW Miller Dr, Gresham, OR, 97080
  • Stonebridge Mortgage Group can help you with your Reverse Mortgage or Real Estate Loan. When you’re in need of a Mortgage Broker or Loan Officer Stonebridge Mortgage Group has you covered. David H Steinbrugge, Independent Mortgage Broker, and I’m here to help you navigate the decision process.

  • Oregons Best Mortgage
  • 3054 SE Glacier Ave, Gresham, OR, 97080
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • White River Credit Union WA
  • 1499 Garrett Street, Enumclaw, WA, 98022
  • At White River Credit Union, we help one another. "People helping people"​ is our motto. We’ve been in your neck of the woods for 60 years, and have a stake in seeing this community and its people prosper. Our credit union began serving the folks on the plateau who harvested our timber. We knew their families, their trials and their dreams.

  • Sno Falls Credit Union
  • 320 SW Mount Si Boulevard, Suite 109, North Bend, WA, 98045
  • Sno Falls Credit Union was established in 1957 to serve employees of the historical Weyerhaeuser Mill as a reliable lender. Today, Sno Falls Credit Union still makes it a priority to uphold those initial core values: to be a trusted, full-service financial cooperative. Its headquarters are located in North Bend, Washington.

  • Cascade Valley Mortgage
  • 1151 Hemlock Ave SW, North Bend, WA, 98045
  • Cascade Valley Mortgage Our goal is to make your loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. By putting you first, we assure you a pleasurable transaction

  • Rachel Moore
  • 750 NE Burnside, Gresham, OR, 97030
  • We are a local family owned and operated mortgage brokerage serving Oregon for over 21 years. We believe that doing what’s right for our community is what has kept us in business for so long. We provide unparalleled customer service, and go above and beyond to ensure that our customers get the best possible loans.

  • Granite Home Loans
  • 418 NE 4th Ave, Suite 109, Camas, WA, 98607
  • Our mission is to provide quality English language instruction through a variety of courses to international and local students in a professional and supportive atmosphere utilizing our unique English teaching methodology.Our mission is to provide quality English language instruction through a variety of courses to international.

  • Access Mortgages Services, Inc.
  • 1630 Williams Hwy 140, Grants Pass, OR, 97527
  • Access Mortgage Services, Inc. has provided Real Estate Loan Services since May of 2000. We provide excellent customer service for the entire loan originating, processing and closing process. As an added benefit, one specific person will handle all needed aspects of your loan from beginning to end