FHA VS Conventional loan programs in 2025 for Trinity, Pasco County, Florida

In 2025, the maximum limit for a Conventional loan in Trinity, located in the county of Pasco, FL, is $726,200, whereas for an FHA loan, the cap is $472,030 for single-family homes.

Utilize the Lendersa® Conventional loan calculator to evaluate the best current rates for Conventional, FHA, and USDA loans. It helps determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting which program in FL is most suitable for your specific financial situation.

See loan offers from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Trinity, Pasco, FL

Loan Type Max Loan Limit Min Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is applicable to zip codes: 34655

Options for Conventional and FHA Loans in Trinity, FL

Lendersa® aims to swiftly connect you with the optimal Conventional, USDA, or FHA loans, without complexity. Choose one of three initial routes to identify matching lenders and more efficiently suited loan programs.

Results from Lendersa's USDA loan request and match


  • Loan Experts
  • 23276 South Pointe Drive, Suite 211, Laguna Hills, CA, 92653
  • Loan Experts, we understand that what works for one borrower does not work for another. We strive to find a loan that is beneficial to you, our client, and one that achieves your goals! That is ultimately our goal. Loan Experts is committed to providing our clients with the highest quality loan along with some of the lowest rates in California
  • Countywide Home Loans
  • 26511 Bridlewood Drive, Suite A, Laguna Hills, CA, 92653
  • Countywide Home Loans. We are a full-service mortgage company based in Laguna Hills, CA. We specialize in Home Purchase Loans and Refinance in all of Southern California. Whether you are buying a home or refinancing in Ventura, Los Angeles, Orange, San Diego, San Bernardino or Riverside counties
  • Qualified Home Loans
  • 23330 Mill Creek Drive, Suite 150, Laguna Hills, CA, 92653
  • Qualified Home Loans is a full service California Mortgage Brokerage that creates opportunity for home buyers & transactions for real estate agents. At Qualified we match expertise, diverse loan offerings & personal attention. Our talented team of dedicated professionals will custom tailor a loan strategy for you to accomplish your family’s goals.
  • Homeland Financial Network, Inc.
  • 23022 La Cadena, Suite 203, Laguna Hills, CA, 92653
  • Homeland Financial Network, Inc was founded in 2007 as a mortgage broker firm. We have since evolved into a direct lender. Due to our massive amount of relationships developed over the years, we have every program imaginable to offer our clients, with the very best interest rates in the market.
  • Guardian Capital
  • 23046 Avenida de la Carlota, Suite 601, Laguna Hills, CA, 92653
  • Founded in 1994, Guardian Capital has been providing real estate home mortgages to California residents, based primarily in Southern California. Guardian Capital, my top priority is finding our clients the best loan rate and loan package. With 22 plus years experience, I have the relationships, resources.
  • Interest Smart Home Loans
  • 23172 Plaza Pointe Dr, Suite 155, Laguna Hills, CA, 92653
  • Interest Smart Home Loans was established in January 2014 by Jared Hart. Jared and his team set out to create a mortgage company that was built on a foundation of trust, integrity and honesty. We strive to treat our clients and our employees with the utmost respect that they deserve.
  • Alwayzz Inc
  • 5405 Arrow Hwy, Suite 104, Montclair, CA, 91763
  • Our company is a real estate and mortgage brokerage that is always there to help you find the best property to fit your needs as well as get you the best financing for your home purchase or refinance. Our company’s highly skilled professionals always aim to provide you with 5 star service. We want to help you achieve your dreams.
  • Shisong Zhang
  • 5206 Benito Street, Suite 211, Montclair, CA, 91763
  • We are a full-service mortgage company based in Irvine, CA. We specialize in 30-Year Fixed and Adjustable Rate Loans in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in any of these zip codes: 92604, 92618, 92630, we can help you realize your dream of home ownership
  • Pioneer Federal Credit Union
  • 250 W 3rd S, Mountain Home, ID, 83647
  • PFCU is a not-for-profit, member-owned and member-operated financial cooperative. Established in 1954, PFCU has grown to move the money forward of more than 43, 000 members. We're dedicated to providing our members with the very best in financial services at competitive rates and terms.
  • Mountain Home Mortgage
  • 797 S Haskett St, Mountain Home, ID, 83647
  • At Mountain Home Mortgage, we believe that we have a duty to educate and prepare borrowers for the commitment of a mortgage. We know that the home buying process can be stressful and we aim to make our clients feel like special friends as we help them achieve the dream of home ownership.
  • MCapital Holdings LLC
  • 2065 New Haven Avenue, Claremont, CA, 91711
  • Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. MCapital Holdings LLC. has provided private money products to clients who are interested in our ethical, intelligent approach. Our long history in this business