FHA VS Conventional loan programs in Fellsmere, Indian River County, Florida

As of 2025, the cap on Conventional loans in Fellsmere, within Indian River county, FL, is $726,200. Meanwhile, the FHA loan maximum for a single-family unit is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the current top rates between Conventional, FHA, and USDA loans, determining the essential income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the most suitable program in FL for your financial needs.

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Loan limits and down payment requirements for 2025 in Fellsmere, Indian River county, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to these zip codes: 32948, 32966

Conventional and FHA loan opportunities in Fellsmere, FL

Lendersa® is dedicated to securing the most advantageous Conventional, USDA, or FHA loan swiftly and with ease. Choose from three initial routes that will direct you to the appropriate lenders and loan programs.

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  • First Priority Credit Union
  • 25 Dorchester Avenue, Boston, MA, 02205
  • First Priority Credit Union is a Massachusetts state-chartered credit union that began providing banking products and services to members in 1924. FPCU membership originally included United States Postal Employees, retirees and their family, but over the years has grown to include those that live or work in Suffolk and Essex Counties
  • Residential Mortgage Network, Inc.
  • 2507 Highlander Place, Iowa City, IA, 52245
  • Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.
  • Hanscom Federal Credit Union
  • 25 Porter Road, Suite 100, Littleton, MA, 01460
  • With $1.7 billion in assets and over 90, 000 members, we are one of the most trusted credit unions headquartered in Massachusetts. Our mobile services, education programs, and innovative products are designed to help our members become financially self-sufficient and successful, whether they're well-established or just starting out.
  • WORKERS CREDIT UNION
  • 119 Russell Street, Littleton, MA, 01460
  • Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you
  • Cabot Boston Credit Union
  • 2 Seaport Ln, Suite 1400, Boston, MA, 02210
  • "Cabot Boston Credit Union has been open since 1941. The credit union has assets totaling $7.32 Million and provides banking services to more than 800 members. Cabot Boston Credit Union Providing services to Cabot US Based Employees since 1941. Cabot Boston Credit Union (inc) is located in Boston, MA, United States."
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  • 300 A Street, Suite 101, Boston, MA, 02210
  • Philly Hard Money Loans is an affiliate of Crowd Lending Inc. PHML is a Local Direct Hard Money Lender. PHML provides fast, flexible, and direct funding to investors, builders, and developers for investment real estate.PHML directly funds the acquisition and renovation of investment real estate.
  • Maquoketa State Bank
  • 203 N Main St, Maquoketa, IA, 52060
  • As a locally owned bank, Maquoketa State Bank is in touch with the community we serve and is responsive to the financial needs of our cuWe work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future...
  • Ethic, a Wealth Bank
  • 125 High Street, 17th Floor, Boston, MA, 02110
  • We created Ethic, A Wealth Bank to fulfill a need. People want to feel connected, understood, and valued. We understand this only can be accomplished through building meaningful and long-lasting relationships, which is why relationships are at the heart of all we do. Our mission is to provide clients with advice, tools, services and solutions.
  • Eastern Bank
  • 265 Franklin St, Boston, MA, 02110
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  • Own Up
  • 101 Arch Street, Suite 410, Boston, MA, 02110
  • Our founders used to be mortgage bankers, yet they didn’t go to their own bank to get a mortgage. Their expertise enabled them to pursue better financial outcomes elsewhere. They built Own Up to allow you to get your mortgage the same way they did. We use technology to simplify the home financing process.
  • Raymond C. Green Companies
  • 155 Federal St, Ste 1300, Boston, MA, 02110
  • The Raymond C. Green Companies is a direct, private lending organization located in Boston, MA. We provide fast, short term financing to builders, developers, and real estate investors throughout New England. Our borrowers are primarily those in need of closing quickly, and/or those seeking alternatives to traditional bank financing.