FHA VS Conventional loan in Fellsmere, Indian River County, Florida

As of 2025, the cap on Conventional loans in Fellsmere, within Indian River county, FL, is $726,200. Meanwhile, the FHA loan maximum for a single-family unit is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the current top rates between Conventional, FHA, and USDA loans, determining the essential income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the most suitable program in FL for your financial needs.

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Loan limits and down payment requirements for 2025 in Fellsmere, Indian River county, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to these zip codes: 32948, 32966

Conventional and FHA loan opportunities in Fellsmere, FL

Lendersa® is dedicated to securing the most advantageous Conventional, USDA, or FHA loan swiftly and with ease. Choose from three initial routes that will direct you to the appropriate lenders and loan programs.

Lendersa USDA loan request results


  • Tara Mortgage Services LLC
  • 554 Washington Avenue, Carnegie, PA, 15106
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • SouthWest Communities Federal Credit Union
  • 213 Pine St, Carnegie, PA, 15106
  • SouthWest Communities means members enjoy higher dividends than banks, lower loan rates, low to no fees, & more personalized service than traditional banking, while still having access to the same conveniences, including: free online banking, mobile deposit, bill pay services, free checking, CD's, Christmas & vacation.
  • Princeton Financial, LLC
  • 243 E Main St, Suite 201,, Carnegie, PA, 15106
  • "Since 1997, our team at Princeton has built a strong and trusted reputation as a regional mortgage lender. We serve the various lending needs of real estate professionals, builders, & individual homebuyers throughout Pennsylvania & West Virginia. mortgage lender. We serve the various lending needs of real We’re a full service mortgage lender"
  • Wayne Bank
  • 145 W Main St, Cambridge City, IN, 47327
  • Founded in 1882, Wayne Bank and Trust Co. is a well-established, reputable community bank, serving Wayne County, Indiana for over 130 years. As Indiana’s oldest family owned bank, Wayne Bank has successfully served its clientele for over a century by maintaining the core values of providing the finest personal banking services,
  • Community Resource Credit Union
  • 2900 Decker Dr, Baytown, TX, 77520
  • Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.
  • C-B-W Schools Federal Credit Union
  • 460 Locust Street, Sidman, PA, 15955
  • The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families. Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.
  • Strip Steel Employees Federal Credit Union
  • 3316 Main Street, Weirton, WV, 26062
  • We were charted in 1953 as the Strip Steel Employees Federal Credit Union. We were originally created to service the strip, sheet mill and salary division of Weirton Steel Corporation. At the peak of the company’s history, it employed over 12, 000 people and supported three (3) credit unions. Over the past 50 years the company
  • First Choice America Community CU
  • 3501 Main Street, Weirton, WV, 26062
  • First Choice America Community Federal Credit Union was formed to support the hard-working men and women of the Ohio Valley. Our legacy continues for our customers today. Our credit union, a member-owned financial cooperative, provides families and businesses in the Tri-State area competitive rates so our customers benefit.
  • Advocate Mortgage Services Inc
  • 950 Greentree Road, Suite 202, Pittsburgh, PA, 15220
  • We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Keith L. Eliou is an attorney and owner of A La Carte Real Estate Co, Advocate Mortgage Services Inc.
  • The First Central National Bank of St. Paris
  • 103 S. Springfield St., Saint Paris, OH, 43072
  • The First Central National Bank is an independent community bank In St. Paris Ohio, serving our community since 1880. Our bank offers a full line of financial products and services ranging from traditional, interest bearing checking and savings accounts to modern day conveniences such as Direct Deposit
  • Bank of Missouri
  • 916 N Kingshighway, Perryville, MO, 63775
  • The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.