FHA VS Conventional loan programs in Fort-Pierce-North, St. Lucie County, Florida

In 2025, Convetional loan limit in Fort-Pierce-North, county of St. Lucie, FL is $647,200 while FHA limit is $431,250 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Fort-Pierce-North, county of St. Lucie, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $305,400 0%
FHA $431,250 3.5%

The comparison table applies to zip codes: 34947, 34946

Conventional and FHA loan options in Fort-Pierce-North, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Edgeworth Lending
  • 1320 Central Park Blvd, Fredericksburg, VA, 22401
  • Our role as a value-added, relationship-based direct private money lender is to help real estate investors successfully leverage capital so they can do more deals for a better ROI. Formed in 2008 by real estate investors for real estate investors as a flexible financing option for investors in a fluid and competitive real estate landscape.
  • Healthnet Federal Credit Union
  • 1591 Chickering Lane, Cordova, TN, 38016
  • Our mission is to financially counsel and serve members of the health care community with a full range of quality financial services which are competitive, and promote the financial well-being of our membership and the overall safety and soundness of our organization. HealthNet Federal Credit Union was founded in 1955 to serve the financial needs.
  • H & F Financial Services LLC
  • 975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Poca Valley Bank
  • 142 Main St, Poca, WV, 25159
  • The Poca Valley Bank is an independent, community bank which was founded beside the Pocatalico River in Walton in 1908. We opened our first branch office in 1987 in Clendenin, Kanawha County. In the 1990s, two more Kanawha County branches were built in Elkview (1990) and Sissonville (1997).
  • FAA Federal Credit Union
  • 3920 Whitebrook Drive, Memphis, TN, 38118
  • FAA Federal Credit Union is a not-for-profit, financial cooperative that exists to serve the employees within our various approved service employee groups. Our original charter was established on July 21, 1954, as the Department of Commerce Memphis Employees Federal Credit Union.
  • Financial Federal Bank
  • 1715 Aaron Brenner Drive, Suite 100, Memphis, TN, 38120
  • Financial Federal is locally owned and operated and remains a community bank that specializes in high quality customer service and customized banking solutions. Our board and senior management continue to focus on creating an atmosphere that is appreciated by those who value the confidence that comes from experience
  • The Wendy Thompson Lending Team
  • 6489 Quail Hollow Rd, Suite 106, Memphis, TN, 38120
  • Compare, Offer and Close with CONFIDENCE with The Wendy Thompson Team. Your homebuying journey should start with finding a lender. Mortgages are long-term relationships, and you will want to be confident that your lender offers a strong combination of quality service and competitive pricing.
  • Endurance Mortgage
  • 5101 Highway 28 East, Pineville, LA, 71360
  • We bring with us, 38 years of combined mortgage experience, successful companies & great reputations. We feel that joining our business operations together will enable us to provide even better products and services for our customers. By joining our companies together, we become Cenla’s largest locally owned, mortgage lender.
  • KUE Federal Credit Union
  • 1 Quality Street, Lexington, KY, 40507
  • KUE Federal Credit Union has been open since 1976. It's the 25th largest credit union in Kentucky with assets totaling $55.24 Million and providing banking services to more than 3,000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.