FHA VS Conventional loan in Lakewood-Park, St. Lucie County, Florida

For 2026, the Conventional loan limit in Lakewood-Park, within St. Lucie county, FL, is $647,200, and the FHA limit for a single-family home is $431,250.

Utilize the Lendersa® calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents for qualification. With our advanced tool, you can view Conforming Conventional loans alongside USDA, FHA, and VA options to identify the best fit for your financial situation in FL.

Compare loan offers from multiple lenders

Details of 2026 Loan Limits and Down Payments in Lakewood-Park, St. Lucie County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $305,400 0%
FHA $431,250 3.5%

This table is valid for zip codes: 34951

Exploring Conventional and FHA Loan Choices in Lakewood-Park, FL

At Lendersa®, we aim to secure the most suitable Conventional, USDA, or FHA loan efficiently. Choose from three methods to match with lenders and loan programs.

Lendersa USDA loan request and matching results


  • Oceans Lending
  • 401 North Wickham Road Suite L, Melbourne, FL, 32935
  • Oceans Lending a full-service mortgage company, specialize in every form of Real Estate financing.From your new home or vacation home to investments properties to commercial financing.Whether you are buying a home,refinancing,taking advantage of your homes existing equity or investing in real estate,Oceans Lending can help you realize your dream.

  • On Time Funds LLC
  • 1328 Hwy A1a, Satellite Beach, FL, 32937
  • We are passionate about getting to know our clients so we can find the best loan program for them. We offer our clients the benefit of our years of experience in the mortgage industry and an extensive range of loan solutions, including Conventional, FHA, Investment, Jumbo, and Refinancing options.

  • Home Lending Source
  • 1370 Highway A1A Ste. A, Satellite Beach, FL, 32937
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • ION Mortgage & Lending
  • 2115-A South US Hwy 1, Jupiter, FL, 33477
  • Elevate your lending experience with Supreme Lending, a premier consultancy specializing in high-value financing solutions for luxury residential and commercial projects. With the expertise of Rachel Harzewski, you are guided through bespoke, private lending options designed to maximize your investments. Discover smooth deal structuring and unparal

  • Greenberg Community Lending Inc
  • 725 North A1a, Suite D104, Jupiter, FL, 33477
  • Greenberg Community Lending Inc To provide the best experience and service for our clients within the markets we serve. may be the best loan option for one may not be for another. Our Loan Officer's take the time to discover your needs in order to properly advise you on the best loan option for you

  • Celebrity Home Loans - South Florida
  • 725 N. HWY A1A, Suite C 118, Jupiter, FL, 33477
  • Celebrity Home Loans (a.k.a CHL), a division of Midwest Equity Mortgage, Inc. is a leading direct lender, licensed nationwide including , with over 90 branch offices across the nation. Our knowledgeable professionals are committed to building trust and strong relationships with our customers and partners.

  • Milestone Mortgage Corporation
  • 103 S US Highway 1, STE E1, Jupiter, FL, 33477
  • We offer all Residential Loan programs ranging from VA, FHA & USDA, to Conventional, Jumbo, Subprime and Hard Money Loans. We specialize in both purchase and refinance transactions for your primary residence, your vacation home, and your investment properties. We work with you from the beginning to the end, taking a seemingly complex process.

  • Homevision Mortgage Lending Inc
  • 3962 W Eau Galle Blvd, Suite A, Melbourne, FL, 32934
  • Homevision Mortgage Lending Inc. is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.

  • Anchor Bank
  • 4500 PGA Boulevard ·, Suite 111, Palm Beach Gardens, FL, 33418
  • Anchor Bank was organized as a Florida-chartered bank in 2005 and opened our first banking center on March 23rd at 13951 U.S. Highway One in Juno Beach, Florida. Since then, we have added two additional full-service banking centers at 1180 N. Federal Highway in Boca Raton and 4500 PGA Boulevard in Palm Beach Gardens

  • Interconnect Mortgage
  • 5220 Hood Road Ste. 110-A, Palm Beach Gardens, FL, 33418
  • Interconnect Mortgage teams are your local Mortgage Experts who are proud to offer an expansive range of mortgage options to suit every financial situation. Our competitive interest rates and flexible products help make buying your dream home or refinancing your existing home a smooth and stress-free process.

  • CTC Mortgage
  • 4803 PGA Boulevard Suite B, West Palm Beach, FL, 33418
  • CTC Mortgage Company (NMLS # 371182) was developed for the purpose of providing customers with an exclusive financing service that is, not only competatively priced, but focused on providing customers with an unparalleled level of service. Our experienced representatives will help guide you through every step

  • Velocity Community Credit Union
  • 2801 PGA Boulevard, Palm Beach Gardens, FL, 33410
  • Velocity Community Credit Union is a progressive, full service financial institution that is passionate about helping its members. As a not-for-profit co-op, our dedicated employees can concentrate on providing superior service to our members while offering a full suite of products to meet all of their financial needs.