Explore the differences! FHA VS Conventional loan programs in White-City, St. Lucie County, Florida

As of 2025, the conventional loan limit in White-City, located in St. Lucie county, FL, is set at $647,200. At the same time, the FHA limit for a single-family residency is $431,250.

Use the Lendersa® Conventional loan calculator to examine today’s top Conventional, FHA, and USDA rates. Determine the required income, credit score, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting in selecting the most fitting program for your financial needs in FL.

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2025 Loan Limits and Downpayment Requirements in White-City, St. Lucie County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $305,400 0%
FHA $431,250 3.5%

This table's details pertain to the zip codes: 34982, 34981

Review Conventional and FHA Loan Options in White-City, FL

Lendersa® aims to offer you the most suitable Conventional, USDA, or FHA loan swiftly and smoothly. Choose one of three starting points that link to matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Stone Creek Mortgage LLC
  • 1660 South Albion Street, Suite 723, Denver, CO, 80222
  • We are a Denver based, independent mortgage brokerage firm. We work with many wholesale lenders so we can do the shopping for you. We help you take advantage of the most competitive rates when they are available. You can expect very personal service, great communication and a small staff with decades of mortgage experience.We owe our success.
  • Distinctive Home Lending Inc
  • 1873 South Bellaire Street, Suite 930, Denver, CO, 80222
  • Distinctive Home Lending, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
  • The Home Loan Arranger
  • 3255 South Birch Street, Denver, CO, 80222
  • The Home Loan Arranger closes loans on-time, and offers some of the nations most aggressive interest rates. Don't trust your loan with a rookie. JM Ruedy Lending, has been highly successful and I am pleased to announce it has recently been renamed to “The Home Loan Arranger.” With my 25+ years in the mortgage business
  • First Manhattan Mortgage
  • 17 Street, Suite 200, Denver, CO, 80222
  • First Manhattan Mortgage has been in the mortgage lending business since 1994. Our focus has always been to deliver quality mortgage products and low rates to our borrowers, in an environment of transparency and advocacy. Our borrowers receive concierge service that is second to none.
  • M2 Lending Solutions
  • 2000 S Colorado Blvd, Twr 3, Suite 950, Denver, CO, 80222
  • M2 Lending Solutions is a full-service independent Denver mortgage lender and home loan company serving only Colorado. We work with first-time home buyers, investors, commercial developers, and everyone in between to match you with the mortgage product that is right for you. If you’re buying property,
  • Acclaim Mortgage Inc.
  • 1720 S Bellaire Street, Suite 804, Denver, CO, 80222
  • Acclaim Mortgage, Inc., in Denver, Colorado, wants to help you qualify for a home loan, even if your credit is not perfect. Difficult credit loans can turn you into a homeowner. Our loan experts will provide options to qualify for commercial properties, such as land, building sites, non-conforming property, rural property, and working farms
  • Castle Peak Mortgage LLC
  • 5567 South Perry Park Road, Sedalia, CO, 80135
  • Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.and There are a number of different types of home loans available to you.
  • Bighorn Mortgage Group Ltd
  • 2589 North State Highway, Suite 67, Sedalia, CO, 80135
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Peoples Mortgage Services LLC
  • 5340 Horseshoe Trail, Sedalia, CO, 80135
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Banner Capital Bank
  • 205 State St, Harrisburg, NE, 69345
  • In 1964, we opened our doors under the brilliant blue skies of Harrisburg, Nebraska—a rural farming community in the heart of The Nebraska Panhandle. One firm handshake at a time, we earned the trust of our customers, allowing us to expand and create new relationships around Nebraska and then into Wyoming.
  • Lending Maven Mortgage
  • 2703 Kenton Street, Denver, CO, 80238
  • The Lending Maven is a Licensed Colorado Mortgage Broker for the last 18 years. I have worked with hundreds of families in achieving home ownership. My clients are like family, they know they can call, text or email me anytime if they have questions. I pride myself on my communication with my clients, lenders and realtors.
  • BW Mortgage LLC
  • 1745 Shea Center Dr, Suite 400, Littleton, CO, 80129
  • At BW Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you