Explore the differences! FHA VS Conventional loan programs in Indian-River-Estates, St. Lucie County, Florida

In 2025, the limit for Conventional loans in Indian-River-Estates, situated in St. Lucie county, FL, is set at $647,200. In contrast, the FHA loan limit for a single-family home is $431,250.

Utilize the Lendersa® Conventional loan calculator to explore and compare today's leading rates for Conventional, FHA, and USDA loans. Discover what income, credit standing, reserves, and documents are necessary to qualify. Our advanced mortgage calculator presents side-by-side evaluations of Conforming Conventional loans, USDA, FHA, and VA options, helping you determine the most appropriate program for your financial situation in FL.

Assess and compare loan offers from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Indian-River-Estates, County of St. Lucie, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $305,400 0%
FHA $431,250 3.5%

This table is relevant to these zip codes: 34982

Diverse Range of Conventional and FHA Loan Options in Indian-River-Estates, FL

The goal of Lendersa® is to swiftly provide you with the best possible loan option, be it Conventional, USDA, or FHA, without unnecessary complications. Choose one of three strategic pathways to effectively connect with matching lenders and loan programs tailored to suit your individual needs.

Review Lendersa USDA loan requests and matches


  • Shamrock Mortgage Solutions
  • 1832 Soscol Ave, Suite 111, Napa, CA, 94559
  • 17 years of Real Estate experience, second generation - Residential & Commercial My goal is to provide clarity, professionalism and success to my clients during the most important financial transactions of their life. I provide the financing to suit the current need and the ability to see the big picture
  • Del Sur Mortgage
  • 1001 2nd St, Suite 295, Napa, CA, 94559
  • Del Sur Mortgage is committed to providing our clients with the highest quality home loans in California. Whether you are a first time home buyer, purchasing your dream home or refinancing an outstanding loan, our highly experienced team of mortgage lenders can help make your dreams come true.
  • Custom Lending Group
  • 1700 Soscol Avenue, Suite 22, Napa, CA, 94559
  • "We are mortgage lenders that have been in the Napa area for 28 years and are true mortgage brokers. This means that unlike bankers who follow the specific product guidelines of one entity, we are able to work with many different investor lenders on your behalf which allows us to match your needs with the perfect lender and most desirable rate."
  • Homepoint Lending, Inc
  • 1321 Evans Avenue, Suite C, San Francisco, CA, 94124
  • Whether you’re buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Dan Joy Realty
  • 412 Laurel Avenue, Half Moon Bay, CA, 94019
  • Dan Joy Realty founder of the Dan Joy My goal is to provide you fair pricing on ANY Loan and make VA real estate transactions as seamless as possible. If there is a Veteran who can’t qualify for a loan yet, I will guide you and point to people who can help rebuild your credit and I am a specialist in the Bay Area, helping Veterans with the VA Loan.
  • Real Estate Funding Service, Inc.
  • 700 Mill Street, Suite 13, Half Moon Bay, CA, 94019
  • Real Estate Funding Service, Inc. an independent Mortgage Brokerage firm licensed in the State of California, offering 30 year fixed rate loans with "interest only" options for purchases, refinance, construction and remodel of residential & commercial real estate properties. We also offer Seconds and Home Equity Lines of Credit.
  • Norcal Capital Group, Inc
  • 1369 El Camino Real, Millbrae, CA, 94030
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • RPM Financial
  • 1361 El Camino Real, Millbrae, CA, 94030
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. We will always adhere to the highest degree of integrity in all of our business dealings. Our goal is to stay on the leading edge of technology while giving old-fashioned hands on customer service.
  • Charles Schwab
  • 211 Main Street, San Francisco, CA, 94105
  • Charles Schwab Bank is a Bank with operations in fifty states. Charles Schwab Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages. Charles and The Charles Schwab Corporation provides a full range of brokerage, Banking and financial advisory services through its operating subsidiaries
  • Hebrew Free Loan of San Francisco
  • 131 Steuart Street, Suite 520, San Francisco, CA, 94105
  • We’re a nonprofit that provides interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams. Loans are also available to those in Northern California who meet one of the following criteria, regardless of religious background.
  • Prosper Marketplace
  • 221 Main Street, Suite 300, San Francisco, CA, 94105
  • Prosper’s mission is to advance financial well-being. The company’s online lending platform connects people who want to borrow money with individuals and institutions that want to invest in consumer credit. Borrowers get access to affordable fixed-rate, fixed-term personal loans. Investors have the opportunity to earn solid returns.
  • CME Funding
  • 333 1st Street, Unit N1505, San Francisco, CA, 94105
  • CME Funding can help you achieve your goals. To set up the right San Francisco, CA Mortgage plan for you, get in touch with us -- we're happy to help. Our San Francisco, California based company has a team of highly experienced loan and real estate agents committed to providing our clients with the highest quality real estate