Explore the differences! FHA VS Conventional loan programs in Opa-locka, Miami-Dade County, Florida

In 2025, Convetional loan limit in Opa-locka, county of Miami-Dade, FL is $726,200 while FHA limit is $557,750 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Opa-locka, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $557,750 3.5%

The comparison table applies to zip codes: 33054

Conventional and FHA loan options in Opa-locka, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Coca-Cola Federal Credit Union
  • 1 Coca-Cola Plaza NW, Atlanta, GA, 30313
  • Coca-Cola Credit Union (CCCU) was founded in 1965 to offer associates of The Coca-Cola Company and immediate family members a full range of financial services and benefits. When you’re a member, the credit union principle of “Partner with members to achieve financial success” allows us to tailor programs and services to meet your needs
  • MembersFirst Credit Union
  • 2476 Lawrenceville Hwy, Decatur, GA, 30033
  • Established in 1953, and named by and for its members, MembersFirst Credit Union has a tradition of serving those who serve others. The vast majority of our members provide daily care and nurturing to our loved ones. We proudly partner with some of the best healthcare facilities in the state of Georgia
  • Community Neighbor Bank
  • 3 Water St, Camden, AL, 36726
  • Chartered in May 1906, Camden National Bank was founded to provide Wilcox County with a bank of its own. Largely ignored by bigger-city banks, families and business owners throughout the area came to rely on Camden National Bank for responsive solutions to their unique financial needs.
  • Azalea Coast Mortgage
  • 7741 Market Street, Suite E, Wilmington, NC, 28411
  • At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically
  • Port City Mortgage
  • 8024 Market St, Wilmington, NC, 28411
  • Port City Mortgage (PCM) was founded on the premise that all customers want and deserve an honest, “no pressure” experience when shopping for a mortgage. PCM does just that for our customers. We disclose in writing all fees and costs associated with the interest rate we quote you, and why the rates we offer are lower than our competitors.
  • Go Energy Financial Credit Union
  • 2100 E. Exchange Place, Suite 101, Tucker, GA, 30084
  • Go Energy Financial Credit Union first opened its doors in 1969 as GEMC Credit Union. At that time, a hard-working group of employees of the Georgia Electrical Membership Cooperatives realized teamwork is the key to making financial goals a reality. Those founding members established a financial cooperative that would work just as hard
  • American Platinum Lending Corporation
  • 4229 First Avenue, Suite A-3, Tucker, GA, 30084
  • American Platinum Lending Corporation is a Georgia Domestic Profit Corporation filed On February 10, 2020. The company's filing status is listed as Active/Compliance and its File Number is 20022442. The Registered Agent on file for this company is Bayo Popoola and is located at 230 Saddleview Trail, Riverdale, GA 30274.
  • Legacy Mortgage & Investments LLC
  • 2341 Main Street, Tucker, GA, 30084
  • You may have heard about Legacy Mortgage Team at Goldwater Bank, N.A. from a friend or family member, or you looked online and found us. We promise to exceed your expectations through expedient communication, attention to detail, and total commitment to the process. Ultimately, we want to earn your respect and your referrals.
  • Lending Georgia LLC
  • 2321 4th Street, Suite 102, Tucker, GA, 30084
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Georgia Banking Company
  • 1776 Peachtree Street NW, Suite 300, Atlanta, GA, 30309
  • Georgia Banking Company (GBC) is a full-service, commercial community bank headquartered in Atlanta, Georgia. GBC’s team of veteran bankers know their communities and are focused on leveraging technology to deliver an exceptional service experience to meet the needs of growing businesses and private banking clients. The bank also offers a unique su
  • TLA Real Estate Consultants
  • 11100 Peachtree St, Suite 200, Atlanta, GA, 30309
  • At TLA, we provide professional counseling services to homeowners in order to help them resolve mortgage delinquency and default, which ultimately ends in foreclosure. Our primary objective at TLA is to preserve homeownership. TLA provides Professional Counseling services to both families and individuals.
  • LoanGIANT
  • 1100 Peachtree Street NE, 11th Floor, Atlanta, GA, 30309
  • Loangiant LLC is a Georgia Domestic Limited-Liability Company filed On July 12, 2019. The company's filing status is listed as Active/Compliance and its File Number is 19095669. The Registered Agent on file for this company is Katherine Loyd and is located at 1100 Peachtree Street Ne 7th Floor, Atlanta, GA 30309.