FHA VS Conventional loan programs in 2026 for Jensen-Beach, Martin County, Florida

In 2026, the Conventional loan limit in Jensen-Beach, within Martin county, FL, is set at $647,200. For a single-family home, the FHA limit is $431,250.

Utilize the Lendersa® Conventional loan calculator to assess the most competitive rates for Conventional, FHA, and USDA loans available today. It calculates the required income, credit, reserves, and necessary documents for qualification. This sophisticated tool enables you to view a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, aiding in finding the best-suited program for your financial needs in FL.

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2026 Loan Limits and Down Payment Requirements in Jensen-Beach, County of Martin, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $305,400 0%
FHA $431,250 3.5%

This comparison applies to the zip codes: 34957

Conventional and FHA Loan Options in Jensen-Beach, FL

At Lendersa®, our aim is to secure the best Conventional, USDA, or FHA loan for you swiftly and efficiently. Choose one of three entry points to connect with lenders and discover loan programs that match your criteria.

Lendersa USDA loan request and matching results


Jensen-Beach Lenders

  • First Green Bank
  • 1000 NE Jensen Beach Blvd, Jensen Beach, FL, 34957
  • Lends in Florida
  • Since its original charter in 1926, Seacoast Bank has succeeded through a clear vision, planned strategic growth, and talented, professional employees. The operating subsidiary of Seacoast Banking Corporation of Florida and is one of the largest publicly traded commercial banks headquartered in Florida.

  • DREAMLINE MORTGAGE, INC.
  • 690 NE Jensen Beach Blvd, Jensen Beach, FL, 34957
  • Lends in Florida
  • DREAMLINE MORTGAGE brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.

  • Dream Mortgage World
  • 6642 S US HWY1, Port Saint Lucie, FL, 34952
  • Lends in Florida
  • We provide each customer with quality service, and keep them inform of the process from start of application to the end. We get extremely excited when we received information that the customer mortgage loan is: APPROVED. From here, you are on the down slope to closing the loan...

  • Florida Mortgage and Loan LLC
  • 1597 Southeast Port St Lucie Blvd, Port Saint Lucie, FL, 34952
  • Lends in Florida
  • Florida Mortgage is committed to helping you find the right mortgage for you & your family. We are located in Fort Pierce, Florida & offer loans for purchasing, refinancing, and investing in St. Lucie & Martin County on the Treasure Coast of Florida. We understand that buying a home is a big decision and so is choosing the right mortgage broker.

  • Innovative Mortgage Services
  • 1357 S.E. Port St. Lucie Blvd., Port Saint Lucie, FL, 34952
  • Lends in Florida
  • Innovative Mortgage Services Team is your premier mortgage team located in Port St. Lucie, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Port St. Lucie area.

  • SWBC Mortgage
  • 201 SW Port St Lucie Blvd #105, Port Saint Lucie, FL, 34984
  • Lends in Florida
  • SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA, SWBC Mortgage has been providing mortgage banking services since 1988. Through the ups and downs of the mortgage industry, the mortgage corporation has remained committed to service, integrity, and stability in 39 states.

  • Zarro Mortgage Group
  • 215 SW Federal Hwy, Suite 101, Stuart, FL, 34994
  • Lends in Florida
  • With over 100 years of combined industry experience, the Zarro Mortgage Group Team has the knowledge and expertise to help you find the best lending programs available for your financing needs.

    Our clients’ trust and satisfaction with their lending experience is our top priority.

  • Fidelity Lending
  • 620 NW Dixie Hwy, Stuart, FL, 34994
  • Lends in Florida
  • We offer the best mortgage tools available on the internet - easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing—and qualifying for!—the exact loan to meet your specifi

  • Unitas Lending
  • 615 Southwest St. Lucie Crescent, Suite 207, Stuart, FL, 34994
  • Lends in Florida
  • Unitas Lending After 20 years in the mortgage industry, Brent Starts founded Unitas Lending with one purpose: Provide the best experience to clients pursuing home ownership. Brent Starts has been featured on over 20 radio stations reaching millions of people with his message, ” acquiring a mortgage does not have to be complicated.