FHA VS Conventional loan programs in Hutchinson-Island-South, St. Lucie County, Florida

For the year 2025, in the city of Hutchinson-Island-South, positioned within St. Lucie county, FL, the Conventional loan ceiling is $647,200. On the other hand, for a single-family house, the FHA loan limit is $431,250.

Lendersa® offers a sophisticated Conventional loan calculator that facilitates comparisons between today's most competitive Conventional, FHA, and USDA rates. This tool helps you ascertain income requirements, credit scores, necessary reserves, and documentation needed for qualification. By aligning Conforming, Conventional, USDA, FHA, and VA loans side by side, our advanced calculator aids in identifying the optimal program for your financial requirements in FL.

Explore offers from a pool of 100 lenders

2025 Loan Limitations and Down Payment Guidelines in Hutchinson-Island-South, County of St. Lucie, FL

Type of Loan Max Loan Amount Down Payment Requirement
Conventional Conforming $647,200 3%
USDA $305,400 0%
FHA $431,250 3.5%

This comparative data is relevant for these zip codes: 34957

Available Options for Conventional and FHA Loans in Hutchinson-Island-South, FL

The aim of Lendersa® is to streamline your search for the most suitable Conventional, USDA, or FHA loan with quick processing and minimal difficulty. Choose from three starter paths that connect you to appropriate lenders and loan schemes.

Lendersa USDA loan requests and match results.


  • ADK BANCORP INC.
  • 14615 Magnolia St, Westminster, CA, 92683
  • ADK Bancorp Inc, we serve our California customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders.
  • JG Real Estate LLC
  • 7902 Westminster Ave, Unit A, Westminster, CA, 92683
  • At JG Real Estate LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • 24/7 Mortgage Corporation
  • 9741 Bolsa Avenue, Suite 217, Westminster, CA, 92683
  • At 24/7 Mortgage, our team is committed to providing an excellent and streamlined mortgage experience for our clients and partners. We are a professional, responsive, and organized team, and these values are reflected in everything we do. Through the use of technology and the application of our industry knowledge,
  • Americoast Realty & Lending Inc.
  • 10161 Bolsa Avenue, Suite 205-B, Westminster, CA, 92683
  • Americoast Realty & Lending, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Westminster area. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.
  • Compass Lending Group
  • 6301 Beach Boulevard, Suite 350, Buena Park, CA, 90621
  • "Compass Lending Group founder of the Steve helped me through the entire process and never missed a beat. He was patient and thoroughly explained the process to me despite all of my questions. and also Compass, we emphasize that an informed client can make the best decisions. Our staff work on keeping up to date with every aspect of the industry.
  • Premier Finance Group Inc
  • 6056 Beach Boulevard, Buena Park, CA, 90621
  • Premier Finance Group Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • South East Mortgage Co
  • 6281 Beach Boulevard, Suite 117, Buena Park, CA, 90621
  • Our loan officers know what they’re doing. They know the underwriting guidelines behind them for just about every loan available & compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan with the most liberal credit decisions.
  • Cornerstone Company
  • 8552 Deepdale Ave, Buena Park, CA, 90621
  • Cornerstone Company headed by George Krajacic is a trusted name in Los Angeles, Orange County, Riverside, San Bernardino and San Diego for flexible, reliable and fast hard money loans. Founded ten years ago, today Cornerstone Company is known for its dedicated service, consistent performance and diversified approach in hard money lending.
  • Century Home Lending
  • 12362 Beach Blvd, Suite 20, Stanton, CA, 90680
  • Century Home Lending is a mortgage brokerage, we are delivering the most competitive interest rates for home loans and refinance. Reduce your rate-Lower your payment-Pay off mortgage faster-Consolidate debts-Your first home-Your second homes-Investment homes-Gets cash-out for second homes-College cost-Emergency planing and Reduce your rate-Lower yo
  • Choicelend.com
  • 12362 Beach Boulevard, Suite 20, Stanton, CA, 90680
  • "At Choicelend.com our philosophy is pretty simple, deliver the best mortgage rates with the least amount of hassle. We are consumers just like you, we shop around, we order online, and we read reviews. We believe you should be able to shop for the best mortgage rate online without being forced to give up your information and anonymity."