FHA VS Conventional loan in Hutchinson-Island-South, St. Lucie County, Florida

For the year 2025, in the city of Hutchinson-Island-South, positioned within St. Lucie county, FL, the Conventional loan ceiling is $647,200. On the other hand, for a single-family house, the FHA loan limit is $431,250.

Lendersa® offers a sophisticated Conventional loan calculator that facilitates comparisons between today's most competitive Conventional, FHA, and USDA rates. This tool helps you ascertain income requirements, credit scores, necessary reserves, and documentation needed for qualification. By aligning Conforming, Conventional, USDA, FHA, and VA loans side by side, our advanced calculator aids in identifying the optimal program for your financial requirements in FL.

Explore offers from a pool of 100 lenders

2025 Loan Limitations and Down Payment Guidelines in Hutchinson-Island-South, County of St. Lucie, FL

Type of Loan Max Loan Amount Down Payment Requirement
Conventional Conforming $647,200 3%
USDA $305,400 0%
FHA $431,250 3.5%

This comparative data is relevant for these zip codes: 34957

Available Options for Conventional and FHA Loans in Hutchinson-Island-South, FL

The aim of Lendersa® is to streamline your search for the most suitable Conventional, USDA, or FHA loan with quick processing and minimal difficulty. Choose from three starter paths that connect you to appropriate lenders and loan schemes.

Lendersa USDA loan requests and match results.


  • Mohawk Progressive Federal Credit Union
  • 1760 State Street, Schenectady, NY, 12304
  • The Mohawk Progressive Federal Credit Union is a member-owned and directed financial institution. We are dedicated to serving the present and future financial needs of our members through cost effective financial services consistent with co-operative principals, applicable legislation, and sound management.
  • Riverbank Finance LLC
  • 3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
  • Riverbank Finance is a locally owned Grand Rapids Mortgage Broker that offers mortgage loans for both refinancing and home purchases. Our extensive list of mortgage programs allows us to offer some of the most competitive mortgage rates and options in the industry. Our contracts with several banks
  • West Michigan Mortgage
  • 5344 Plainfield Ave NE, Grand Rapids, MI, 49525
  • West Michigan Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
  • Riverbank Finance LLC
  • 3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
  • We are a locally owned mortgage company that specializes in home-buyer financing. Our wide range of home loan programs allows us to offer tailored mortgage programs based on each client's individual needs. Most of our loan options have no lender fees while also having some of the lowest rates in the industry.
  • Lake State Mortgage
  • 5500 Northland Dr NE, Suite J, Grand Rapids, MI, 49525
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Bison Federal Credit Union
  • 2 West Macarthur, Shawnee, OK, 74804
  • On February 15, 1951, a special group of people, inspired by Ralph Burnett, met in a room at Oklahoma Baptist University to establish a credit union. Those original incorporators were Charles V. Manes, Edward Hurt, Jr, Leroy Bond, C.V. Milliken, Clifford J. Smith and Ralph Burnett. On April 9, 1951, Bison Federal Credit Union opened its doors.
  • First National Bank and Trust Company
  • 130 E MacArthur, Shawnee, OK, 74804
  • Why is First National Bank & Trust Co. your bank for life? You never know where life is going to take you. That's why we know it's important to have a bank that will help you navigate the paths you choose for you and your family. With sound banking practices and a focus on getting to know you and your banking needs,
  • AAC Credit Union
  • 177 Wilson Avenue NW, Grand Rapids, MI, 49534
  • AAC Credit Union was built in the furniture industry; a heritage of which we are most proud. Over the years we have grown to include other industries and West Michigan at large. We owe much of our success to loyal members and the hardworking passion passed down from our founders.
  • MortgageSafe
  • 17R Academy Lane, Falmouth, MA, 02540
  • We are here to help. Feel free to ask any questions you may have about the most sensible financing options for your present or future home. You will soon find MORTGAGESAFE is your local & trusted source for outstanding rates lower monthly payments and prompt personal attention that guides you through the mortgage application process in record time.
  • Slade Mortgage Group, Inc.
  • 160 Katharine Lee Bates Road, Falmouth, MA, 02540
  • Our team is led by Mike Burton, a 1984 graduate of the University Of Massachusetts School Of Business with a Bachelor Degree in business administration and finance. Mike has over 29 years of experience as a mortgage loan originator. Mike learned the ins-and-outs of the business working at Commonwealth Mortgage Company.