Explore the differences! FHA VS Conventional loan programs in Indian-Rocks-Beach, Pinellas County, Florida

In 2024, Convetional loan limit in Indian-Rocks-Beach, county of Pinellas, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Indian-Rocks-Beach, county of Pinellas, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 33785

Conventional and FHA loan options in Indian-Rocks-Beach, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Affinity Lending, Inc.
  • 2641 NE McBaine Dr, Lees Summit, MO, 64064
  • Affinity Lending, Inc. was established in 2007 and was greatly expanded in early 2019. At at Affinity, we believe in long-lasting relationships and it begins with honesty and integrity. When you work with us, you get personal service and the respect you deserve from our experienced and knowledgeable staff every time.
  • Allegiance Credit Union
  • 4235 N Meridian, Oklahoma City, OK, 73112
  • We’re proud to be a credit union that’s served Oklahoma City since 1963. As a not-for-profit, member-owned financial institution, Allegiance Credit Union is committed to the betterment of our members and our communities. Since moving to a community charter in 2002, we can now serve a diverse member base that spans the six counties
  • America United Mortgage
  • 3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112
  • The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.
  • Founders Mortgage Inc.
  • 5900 Mosteller Dr, Suite 5, Oklahoma City, OK, 73112
  • Oklahoma owned and operated since July of 1998, specializing in residential purchase and refinance loans. Founders Mortgage is a Mortgage Banker. Founders Mortgage offers in house processing and local underwriting and very competitive interest rates and fees. Founders Mortgage has served the State of Oklahoma.
  • 1st Capital Mortgage of Oklahoma City Mortgages
  • 5700 N Portland Ave, Suite 105, Oklahoma City, OK, 73112
  • At 1st Capital Mortgage, LLC we specialize in a number of mortgage products including, FHA Loans, VA Loans, USDA Rural Development Loans, Conventional Loans and more. We also offer a number of refinancing options including cash-out refinance loans and streamline refinance loans. Contact 1st Capital Mortgage,
  • DML Lending
  • 2246 84th street, Suite 1A, Brooklyn, NY, 11214
  • DML Lending is a family owned and operated by a group experienced and knowledgeable real estate lenders that help local real estate investors become successful. DML provides short-term (12 months) loans to a variety of independent real estate developers and investors across the country.
  • Oklahoma Educators Credit Union
  • 4001 NW Expressway, Oklahoma City, OK, 73116
  • We are your full-service, not-for-profit financial institution. We’re member-owned and operated, so you’ll always feel at home. Also, we have no stockholders to pay. Profits (after operating expenses) are returned directly to you and your fellow members in the form of higher dividends on savings, lower loan rates, and reduced fees for services!
  • Communication Federal Credit Union
  • 4141 NW Expressway, Oklahoma City, OK, 73116
  • Communication Federal Credit Union has been committed to serving members since 1939 and providing the best overall value of financial products and services available. Communication Federal Credit Union has headquarters in Oklahoma City and was founded in 1939. It has more than 85, 000 members and over one billion dollars in assets.
  • Cross Timbers Mortgage LLC
  • 1000 W Wilshire Blvd, Suite 364, Oklahoma City, OK, 73116
  • Cross Timbers Mortgage specializes in home loans in Oklahoma. Our services go beyond just the products we offer: education, training, and building strong relationships within the mortgage industry are also what we focus on, allowing us to bring the most value to our customers. The goal is to provide the best guidance, speed
  • Simply Financial Inc
  • 5632 West Lawrence Avenue, Chicago, IL, 60630
  • Simply Financial Inc are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history.
  • First Financial Credit Union
  • 2942 W Peterson Avenue, Chicago, IL, 60659
  • First Financial Credit Union is a non-profit financial institution owned and operated by its members, dedicated to providing superior financial value with unsurpassed service while maintaining our tradition of stability, trust and security.Credit Union is a non-profit financial institution owned and operated by its members,
  • Kirkpatrick Bank
  • 15 East 15th Street, Edmond, OK, 73013
  • Kirkpatrick Bank is a business bank serving Oklahoma and Colorado with branches in Edmond, Oklahoma City, Colorado Springs, Denver, and Westcliffe. Kirkpatrick Bank also offers private banking, wealth services, home loans and an exclusively online product, Savings Square, which has attracted customers in all 50 states.