FHA VS Conventional loan programs in Islamorada,-Village-of-Islands, Monroe County, Florida

In 2025, the Conventional loan cap for Islamorada,-Village-of-Islands, in Monroe County, FL, is $710,700, while the FHA limit is $710,700 for a single-family residence. These limits guide the maximum borrowing amounts under these programs.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, view Conforming Conventional alongside USDA, FHA, and VA loans to help decide which program best fits your financial situation in FL.

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2025 Loan Limits and Down Payment Requirements in Islamorada,-Village-of-Islands, Monroe County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $710,700 3%
USDA $0 0%
FHA $710,700 3.5%

This table applies to ZIP codes: 33036, 33070

Explore Conventional and FHA Loan Options in Islamorada,-Village-of-Islands, FL

Lendersa® strives to quickly provide you with the best possible Conventional, USDA, or FHA loan, free of hassle. Choose from three starting strategies that lead to matching lenders and suitable loan programs.

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  • Barksdale Federal Credit Union
  • 9475 Ellerbe Rd, Shreveport, LA, 71106
  • In 1954, Barksdale Federal was established to serve military and civilian personnel at Barksdale Air Force Base in Bossier City. While continuing to proudly serve the men and women, and their families, of Barksdale Air Force Base, we now serve over 1000 companies, associations, and churches.
  • Prime Capital Mortgage Inc
  • 5925 Line Ave, Suite 12, Shreveport, LA, 71106
  • Prime Capital Mortgage Inc. home based in Shreveport, LA. we serve customers in the great states of Texas and Louisiana. We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time home purchase or are trying to refinance your current loan.
  • Members Choice Credit Union
  • 145 Russell Road, Ashland, KY, 41101
  • Members Choice Credit Union opened its doors in 1932, as Armco Employees Credit Union. In 1989, we moved to our Russell Road location so we could properly facilitate our member's needs. In the early 1990's, our credit union began to grow and we began offering our services to additional employee groups.
  • EZ Mortgage Loans Inc.
  • 2021 13th St., Ashland, KY, 41101
  • At EZ Mortgage Loans Inc., we'll assist you in obtaining the right loan for your rural home purchase. We will find a mortgage that's affordable and is a good match with your income, budget and home-ownership goals. Whether you are purchasing a property in Ohio or Kentucky, our experienced loan officers will guide you through the entire process.
  • Ashland Credit Union
  • 1300 Central Ave, Ashland, KY, 41101
  • Ashland Credit Union is a not-for-profit, member-owned, full-service financial institution that has been serving members throughout the United States since 1942.Ashland CU currently has four locations – a main headquarters in Ashland, KY, a public branch in Cottage Grove, MN, a private branch at Ashland Global Holdings in Dublin, OH.
  • STREBER MORTGAGE LLC
  • 129 Frazier, Red House, WV, 25168
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Abound Credit Union
  • PO Box 900, Radcliff, KY, 40159
  • Abound Credit Union Headquartered in Radcliff, Kentucky, we are 17 branches strong and offer smart banking solutions to over 100, 000 members throughout Central Kentucky. We are the largest Kentucky based credit union and believe that together we can make more possible. If you are looking for more in life, and a bank, we’re here for you. Together w
  • Legacy Mortgage Services
  • 6425 Youree Drive, Suite 100, Shreveport, LA, 71105
  • "We started with a very simple idea at Legacy Mortgage – Exceed our customers’ expectations. Legacy Mortgage is a member of the Eustis Family of Companies which allows us to focus on our customer with a strong history of helping homeowners. Our company was established with a mission to fulfill two goals that all great organizations have in com
  • Prudent Mortgage LA LLC
  • 7591 Fern Avenue, Suite 1802, Shreveport, LA, 71105
  • There is no bigger investment you will make than purchasing your home. Prudent Mortgage LA primary focus is to administer an unrivaled experience to our clients, facilitating and acquiring financing with a personalized concierge approach. We have created and optimized our systems and work-flow to create and increase efficiency in the loan process.