FHA VS Conventional loan in Marathon, Monroe County, Florida
In the year 2026, the Conventional loan limit in Marathon, located in the county of Monroe, FL, is set at $874,000. On the other hand, for an FHA loan, the limit for a single-family home is $874,000.
Utilize Lendersa®'s Conventional loan calculator to compare the top rates available today between Conventional, FHA, and USDA loans. Learn what income, credit, reserves, and documentation will be necessary for your qualification. Our comprehensive mortgage calculator lets you evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in deciding the best program for your financial needs in FL.
2026 Loan Limits and Down Payment Requirements for Marathon, Monroe, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$874,000
3%
USDA
$0
0%
FHA
$874,000
3.5%
Applies to zip codes: 33050
Conventional and FHA Loan Options in Marathon, FL
Lendersa® is committed to providing you with the best Conventional, USDA, or FHA loan options swiftly and efficiently. Pick from one of three initial pathways that lead to matched lenders and tailored loan programs.
99353 Overseas Highway, Suite 12, Key Largo, FL, 33037
Lends in Florida
Clear Sky Lending, Inc. is a full-service mortgage company based in Key Largo, Florida. We specialize in FHA & VA Loans, Conventional Home Loans, Jumbo Home Loans, in all of Florida. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
You become an owner of the credit union with your membership. Because of the cooperative effort of all members, your credit union offers several advantages over other costly financial institutions. Your membership is effective as long as you maintain a $5 minimum Share Account balance.
In 1940, a group of naval station employees received a federal charter and founded NAVSTA Federal Employees Credit Union. Our founders believed if they pooled their money together, they could provide more affordable financial services for everyone. They had a vision, and over 80 years later their vision has become Keys Federal Credit Union!
302 Southard Street, Suite 212, Key West, FL, 33040
Lends in Florida
Keys Financial Mortgage is a mortgage brokering institution that prides itself in providing high quality home loan services to the public.
It is our mission to provide high quality mortgage programs at the most competitive rates. Our goal is to provide our clients with the resources of the nation’s best lenders,
We are committed to providing the best mortgage rates and the absolute best customer service experience to each and every one of our customers. We love to make our customers dreams come through! Pink Elephant Mortgage is dedicated to make your dreams of owning a home a reality. We are also happy to help you refinance your home.
At Southern States Mortgage, we treat each client as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
PierPoint Mortgage originates the full spectrum of residential mortgages including conventional, FHA, VA, Rural Development, new construction, jumbo financing and is a Reverse Mortgage Specialist. If you need assistance with any mortgage produce please call 231-737-9911 or visit www.pierpointmortgage.com
E&H Mortgage Processing, LLC was founded in Miami, FL in September of 2018. We provide 3 Processing Service Levels, as well as consulting packages for existing offices, and new offices alike. Let us take the headaches out of processing, so you can spend more time originating! We will help you close more loans efficiently and accurately
17454 Southwest 79th Court, Palmetto Bay, FL, 33157
Lends in Florida
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
