Explore the differences! FHA VS Conventional loan programs in Ives-Estates, Miami-Dade County, Florida

As of 2026, the conventional loan limit for Ives-Estates, in Miami-Dade county, FL stands at $647,200. In comparison, the FHA loan limit for a single-family residence is $460,000.

Use the Lendersa® Conventional loan calculator to compare the top current rates among Conventional, FHA, and USDA loans. This helps determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you to decide which program in FL suits your financial needs.

Explore loan offers from 100 different lenders

Loan Limits and Downpayment Requirements for 2026 in Ives-Estates, Miami-Dade County, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

This comparison table is applicable to these zip codes: 33179

Evaluating Conventional and FHA Loan Options in Ives-Estates, FL

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose one of three starting paths that lead to finding matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


Ives-Estates Lenders

  • Bridge Mortgage Bankers Inc
  • 998 NE 167th Street, Miami, FL, 33162
  • Lends in Florida
  • Bridge Mortgage Bankers and its all-star team of professionals are well known for putting the customer first. We have an outstanding reputation amongst the thousands of homebuyers we have served and our mortgage banking illuminates our blossoming success. As a mortgage banker, Bridge Mortgage Banking Loans can offer faster loan processing

  • Spark Mortgage Advisors LLC
  • 520 S Dixie Hwy, Suite 215, Hallandale, FL, 33009
  • Lends in Florida
  • Spark Mortgage Advisors LLC Spark Mortgage, we are known for our superior customer service and quick turnaround time for any of your home financing needs. Our goal is to make the finance experience as enjoyable as possible Get your mortgage approval fast & easy with Spark Mortgage. We provide our customers with the best programs to finance.

  • RK Mortgage Group - Sunny Isles Beach
  • 800 SE 4th Ave Suite 139, Hallandale, FL, 33009
  • Lends in Florida
  • RK Mortgage Group is one of leading and innovative mortgage firms. We offer high-quality mortgage services to residential and business customers. Whether you’re a first-time home buyer or looking to refinance your existing mortgage, our competitive rates and flexible mortgage options can help you make the right mortgage decision.

  • Clear2Close Home Loans
  • 1001 N Federal Hwy #342, Hallandale, FL, 33009
  • Lends in Florida
  • Clear 2 Close Home Loans uses the very latest in online technology to provide you with the most competitive rates in the industry! We use a virtual platform to help keep our cost low and pass the savings onto the customer. As a home buyer, you will close faster and easier than ever before

  • RBI Mortgages
  • 1920 E Hallandale Beach Blvd, Suite 705 , Fl. United States, Hallandale, FL, 33009
  • Lends in Florida
  • RBI Mortgages is an investment property lender. The private lending division started in 2015 and has grown steadily ever since, funding hundreds of loans and providing exceptional service to all of our customers and RBI believes that transparency is a fundamental factor to achieve customer satisfaction.

  • Lendai
  • 20900 NE 30th Ave Ste 200 12, Aventura, FL 33180, United States, Aventura, FL, 33180
  • Lends in Florida
  • Lendai: Lending made simpler

    What we do

    Lendai helps people and businesses move forward with clear, supportive financing options and a smooth, digital-first experience. We work with foreign nationals as well as US Citizens investing in investment properties. Ready to explore funding with confidence? Visit Lendai.us or contact Jonatan Zahav at jonatan.zahav@lendai.us.

  • Belaire Private Capital
  • 3580 Mystic Pointe Drive, Aventura, FL, 33180
  • Lends in Florida
  • Belaire Private Capital is a private lender specializing in ASSET BASED FUNDING for investment properties. The firm funds diverse asset classes, ranging from existing residential, commercial, multifamily properties to ground-up construction funding for residential & commercial properties nationwide. BelairePrivateCapital.com

  • Palermo Financial Group
  • 19790 W Dixie Hwy #1010, Miami, FL, 33180
  • Lends in Florida
  • Florida-based hard money lender with 25+ years of experience. We seek to make loans between $100,000 - $3,000,000 on investment properties and can typically produce a term sheet within 24 hours. We pride ourselves in taking a common sense approach to underwriting, focusing on the underlying value of the subject property and making all financing dec

  • AS IS LOANS
  • 2875 NE 191 Street, Suite 500, Aventura, FL, 33180
  • Lends in Florida
  • AS IS LOANS is a Private Hard Money Loans | 30 Year No Doc Investor Mortgages | Asset Based Loans | Alternative Financing | Residential & Commercial Lending | Portfolio Loans | Consulting Nationwide financing for residential, mixed-use, and commercial properties. 1 - 5 year hard money loans and 30 year fixed rate no doc mortgages.